toast
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Post by toast on Nov 14, 2018 9:28:31 GMT
I'm currently getting a car crash page when I go to the bid/offer tab for any loan. Is it just me? Some bid/offer pages now workin. 1000080 still broken.
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toast
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Post by toast on Nov 14, 2018 9:06:20 GMT
I'm currently getting a car crash page when I go to the bid/offer tab for any loan. Is it just me?
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toast
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Post by toast on Nov 9, 2018 9:17:08 GMT
I encountered a bug in this area recently. Someone sold me a loan part whilst I was in the middle of altering my bid. This lead to an erroneous deduction in my account balance which took a while to get resolved. It's possible that the fix for this was just to remove the amend feature rather than add additional locking. Ablrate might be nervous around adding more locks because these were the cause of us struggling to make purchases following the launch of new loans.
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toast
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Post by toast on Nov 6, 2018 18:40:33 GMT
HMRC rules require that any investment purchase into an ISA must be made at an open market price. If the open market price is at a discount then there probably isn’t any issue, even if it happens to be your own part. But if someone lists their own part at an artificially low discount and immediately buys it into their ISA, I think they’ll struggle to persuade HMRC that they’re not doing so to evade tax. What tax would have been evaded? CGT potentially, I guess?
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toast
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Post by toast on Nov 2, 2018 16:08:29 GMT
Negative yields on 1000031.
Should there be an automated task, run daily, to cancel such offers?
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toast
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Post by toast on Oct 28, 2018 12:51:59 GMT
Meanwhile, trading in extended 69 is still limited to between 95% and 100% to avoid 'negative cash flows'. Those limits were applied prior the the extension being confirmed, I think, so they can be lifted now?
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toast
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Post by toast on Oct 26, 2018 11:38:03 GMT
This loan was extended in April until 26/10/2018 which my computer tells me is today. Haven't yet received either the interest payment or capital. Is this one going to pay out today MoneyThing or do you feel another extension coming on? End date now showing as 26/01/2019, so seems like a 3-month extension. No info showing under 'updates' yet.
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toast
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Post by toast on Oct 10, 2018 22:02:36 GMT
I believe ablrate charge as well for transfer - correct me if I am wrong Yep, they have a £100 transfer-out fee.
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toast
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Post by toast on Oct 10, 2018 22:00:34 GMT
I encountered a hiccup on SM today also, but slightly different: I put up a loan part for sale and it showed as such under My Loans but was not listed on the main Loans page, so no buyer could purchase it. Attempting to cancel the sale resulted in an error message saying it had already been sold despite no record of this in my account history.
The cancel sale button started working about 5 mins after I'd dispatched a query to customer service and I was able to re-list it as normal afterwards. I've never encountered this before despite a good amount of buying and selling. Perhaps there was a software upgrade recently?
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toast
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MoneyThing (MT) in Administration
I'm a bot! :-D
Oct 8, 2018 14:35:29 GMT
Post by toast on Oct 8, 2018 14:35:29 GMT
So on Friday afternoon I happened to see a small piece of a rare loan up for grabs and I thought, "I'll have that". I clicked through to buy, hit the confirm button and the trade went through but for £1 less than I expected. I assumed somebody had bought £1 and I'd got the rest and went on my way. Not long after that an email arrives from MT HQ saying my trade had been flagged as suspicious as my buy order went through within 1 second of the listing and that I had better not be a bot! It didn't make a lot of sense at first but I think I've figured out what happened. I was too slow for the loan part that I'd seen listed and in a weird coincidence my attempt to buy coincided with someone listing the same loan for almost the same amount of money. I could see both trades in the recent investments section. Anyway, nice to know that they do genuinely monitor the trades and look for bot-like behaviour. And for the record, I'm not a bot. Same thing happened to me on Friday afternoon and I use no form of automation - not even a browser page auto-refresher which is currently permitted. The only way I can think that I might have triggered the alert is as follows: - A seller lists a loan part. - I navigate to the 'Invest now' section of the loan page. - Someone else buys the loan part. - A seller lists a loan part for the same loan. - I finish entering amount and click 'buy' on the 'Invest now' page and bought the second loan part rather than the first. When I went back to look at the recent activity on the loans, I could see a couple of purchases in quick succession (one of which was mine).
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toast
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Post by toast on Oct 4, 2018 10:34:30 GMT
Looks like I'm affected too. I've emailed customer support to see what they think.
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toast
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Likes: 90
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Post by toast on Sept 13, 2018 9:56:37 GMT
ablrate - do you plan to remove the Old UI in the near future? From memory, not all of the account history is accessible from the new UI yet.
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toast
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Post by toast on Sept 8, 2018 17:04:12 GMT
99.9% of the country is/has been developed there is almost no where that is truly natural. Citation needed. This story estimated 5.9% of UK is developed upon: www.bbc.co.uk/news/uk-41901294
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toast
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Posts: 158
Likes: 90
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MoneyThing (MT) in Administration
IFISA
Aug 21, 2018 9:55:00 GMT
Post by toast on Aug 21, 2018 9:55:00 GMT
The recent repayments have virtually wiped out my ISA holdings and I am thinking about liquidating the balance and transferring elsewhere. Any others feeling the same? Where to transfer to though? FC would certainly be a lot easier. Any thoughts? SophieThing recent pipeline updates don't sound all that encouraging. More property....maybe. Anything else on the horizon to encourage me to stick it out a while longer? Moneything IFISA is flexible, so you have the option of removing funds now and then re-adding them at a later date as new loans are launched. This does not affect your ISA annual contribution limit. You should be aware of the £1000 minimum subscription limit detailed in term 8.4 though.
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toast
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Posts: 158
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Post by toast on Aug 15, 2018 10:11:21 GMT
How is it in arrears if we haven't had any missed interest payments?
Interest is due on 27th of the month and was last paid at the end of July. I understand Moneything no longer pay interest from their own funds.
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