bob2014
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Post by bob2014 on Sept 11, 2015 5:41:22 GMT
Autolend only distributes 75% of a loan, so there is always 25% left for manual investment.
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bob2014
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Post by bob2014 on Sept 9, 2015 8:03:19 GMT
I like Unbolted the auto lend makes it work for me, I can gradually invest without wasting time monitoring for new loans. My share of each loan is small often < £30 presumably because each auto lender gets an equal share if the cannot get their maximum. I have added another £250 and will let that trickle out. Hope that they get more borrowers and investors like this low maintenance site. The emails I get for each new loan and investment help keep life easy.
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bob2014
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Post by bob2014 on Jul 28, 2015 13:24:35 GMT
I would have selected a 50% rollover, but suspect I can sort that out on Thursday evening with no penalty. At the moment, the opt-in feature is all or nothing. But if you would like a partial rollover then please opt-in on the pending MT30-RENEWAL and then send an email to support@moneything.com with instructions and we can modify the roll over amount for you. Regards, Aoife Thanks for the prompt offer, but its probably easier all round for me to simply log in on Thursday.
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bob2014
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Post by bob2014 on Jul 28, 2015 12:38:47 GMT
I would have selected a 50% rollover, but suspect I can sort that out on Thursday evening with no penalty.
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bob2014
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Post by bob2014 on Jul 28, 2015 8:49:06 GMT
New investors looking at this table might like to note that I consider my investments in Zopa, Ratesetter, Funding Circle, and Assetz full and am diversifying.
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bob2014
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Post by bob2014 on Jun 13, 2015 12:58:31 GMT
I will be disappointed to see Your (minimum) Rate going. I have not changed this for many months and been very happy with the automatic process. Occasionally I have lost a few days interest by funds being stuck at a high rate and required my intervention but its mainly been a hands off process. Guess I am going to have to spend more time adjusting my rate. My 5y rate is been set at 6.0% and I have been happy to occasionally lend at this rate as I also get the occasional 6.8, I suspect If I set it at 6.4 I would have a large increase in lost interest days. Watch out for a big dip in rates on the 24th as lots of people will suddenly be lending at their minimum.
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bob2014
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Post by bob2014 on Jun 10, 2015 11:58:52 GMT
Repayment received, now what do we spend it on?
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bob2014
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Lending Works (LW)
Audit Trail
Jun 2, 2015 17:15:43 GMT
Post by bob2014 on Jun 2, 2015 17:15:43 GMT
Thank you, just what I wanted.
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bob2014
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Lending Works (LW)
Audit Trail
Apr 23, 2015 9:16:47 GMT
Post by bob2014 on Apr 23, 2015 9:16:47 GMT
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bob2014
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Post by bob2014 on Apr 23, 2015 9:11:05 GMT
Thank you, for making this available.
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bob2014
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Post by bob2014 on Apr 17, 2015 9:31:02 GMT
I note that "healthcare" has come down to 24 days which is better.
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bob2014
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Post by bob2014 on Apr 16, 2015 17:59:36 GMT
1) I'm guessing that "Construction" is in a hurry and rather than simply close early rebs has at least given us a warning.
2) The "healthcare" loan I suspect will struggle to fill and not reach 12%. I will not be tying up my cash until it nears or reaches 100%, I see no advantage, and several disadvantages, in biding for 43 days.
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bob2014
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Post by bob2014 on Apr 6, 2015 7:33:26 GMT
Can you please produce a Tax Statement so I can report my income for tax year 2014/15 to the Inland Revenue.
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bob2014
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Post by bob2014 on Mar 12, 2015 10:03:01 GMT
I happened to be around yesterday afternoon so got my £75 worth. I am also disappointed so many chose to ignore the limits. However the real problem is the lack of available loans. Following moneything this last week has hopefully earned me £4.50, certainly not value for the time allocated. I note that over the last week the money deposited is double the loans made, this certainly cools my interest. Regarding limits, if you must impose them, one of £100 would not worry me.
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bob2014
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Post by bob2014 on Mar 9, 2015 16:47:13 GMT
not more property...
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