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Post by nellerdk on Jul 13, 2017 17:48:42 GMT
great thread. THanks for the effort you put into this, guys
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Post by nellerdk on Jul 13, 2017 17:46:20 GMT
hi stevio are we talking about stocks or p2p loans here? Please specify, in more detail, what you are interested in
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Post by nellerdk on Jul 13, 2017 17:42:31 GMT
Hi guys.
Let us say you are investing somewhere. An example could be Bondora.
What would, mathematically, be a number of loans for optimal risk allocation?
1000 different loans?
2000 different loans?
Can we simply say that the more loans, the better, in terms of the risk you take as an investor?
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Post by nellerdk on Jul 13, 2017 17:36:53 GMT
thanks, kulerucket. There is so much info all over the blogs..etc.. it is impossible to read through all of it by yourself :-)
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Post by nellerdk on Jul 13, 2017 12:48:07 GMT
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Post by nellerdk on Jul 13, 2017 12:44:09 GMT
Is Bondora (Bondora Capital OÜ) making profits each year?
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Post by nellerdk on Jul 13, 2017 9:51:27 GMT
#9 - Twino is likely to deploy unused/uninvested funds in their lending activities at zero cost, thus reducing the actual cost of capital. is this just a guess, or do you have proof?
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Post by nellerdk on Jul 12, 2017 19:27:45 GMT
I would like to add, that compared to Mintos, the communication from the Twino management is sporadic and too little. It is a red flag that Twino comments so little about these issues: explorep2p.com/twino-latest/
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Post by nellerdk on Jul 12, 2017 19:24:45 GMT
My question is about losses, in a loan category, as a percentage of total losses. For example:
Total losses total 100%
HR: 70% D: 30%
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Post by nellerdk on Jul 11, 2017 13:41:10 GMT
hi guys.
In overall terms, in which category do you have the most losses / bad debt?
AA A B C D HR
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Post by nellerdk on Jul 8, 2017 20:07:58 GMT
thankfully, this is better now :-)
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Post by nellerdk on Jul 8, 2017 16:54:50 GMT
eh.. I need to see the returns from my investments.. not withdrawals
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Post by nellerdk on Jul 8, 2017 16:42:16 GMT
sorry about the mistake
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Post by nellerdk on Jul 8, 2017 12:40:06 GMT
MOGO is listed on the stock exchange, and I did a little research to find out how they are doing financially. MOGO's historical stock price: ( Source: Morningstar.com ) There are several ways to interpret the above data. Obviously, if you had bought MOGO shares at the start of the graph, you would have a loss today. However, the recent uptrend in the stock value looks promising. The stock market is a brutal place, and if nobody had confidence in MOGO, we would not see the recent price increase in the stock price. I tried to look for bank analyst opinions of the MOGO stock, and I found this: Source: markets.ft.com/data/equities/tearsheet/forecasts?s=MOGO:TOR&mhq5j=e3The above data from FT.com looks alright, and it matches the stock price development somewhat. From my hitherto analysis, investors should not be afraid of MOGO loans. I acknowledge that this presented data might be a little bit esoteric to stock market wizards, so please let me know if there is something I should explain in more detail. :-) Hope you guys find this to be useful. Cheers.
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Post by nellerdk on Jul 8, 2017 11:18:50 GMT
XIRR 10.89 - 3 years To get that takes a lot of work. I do not use PM do you own loans rated lower than C?
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