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Post by nellerdk on Jun 26, 2017 14:21:09 GMT
I think this is the situation where we will see how the Buyback guarantee holds out in a real situation. I have about 250€ in Eurocent Buyback loans, but the reply from Mintos I got back today regarding Buyback makes me very worried. As I understand it, if a loan originator goes down, the Buyback guarantee becomes worthless.I read somewhere that Mintos will try to take over, if a loan originator goes down. Thus, Mintos will try to act as a proxy and the people, who owe money to Mintos users, then pay directly to Mintos, which then distributes the payments to the Mintos users. You can read more comprehensive details, about this practice, on the Mintos website under FAQ.
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Post by nellerdk on Jun 25, 2017 22:09:48 GMT
How / when do you pay currency exchange fees to mintos?
Is it if you invest in loans with another currency than euros?
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Post by nellerdk on Jun 25, 2017 22:02:15 GMT
Hi OP. I am investing on several P2P sites and Mintos is by far the best.
Other people tend to share my positive view.
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Post by nellerdk on Jun 25, 2017 21:58:03 GMT
Hundreds. 1. ALWAYS with buyback 2. 11%+ 3. Primary Market Minimum 10E only ( unless VERY special) 4. Set up a filter to your liking 6. On a daily basis hoover up loose change and put it on the secondary market with the same criteria at PAR or DISCOUNT, never at a premium. This will maximise income. 7. Don't be tempted to go for the high roller loans! The return will end up less than the method laid out above thanks. I am only investing with buyback guarantee :-)
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Post by nellerdk on Jun 2, 2017 21:56:25 GMT
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Post by nellerdk on May 30, 2017 19:52:59 GMT
for those of you who lost money on Bondora, how many A, B , C , D etc loans did you have each, in percentage of your total portfolio?
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Post by nellerdk on May 30, 2017 18:20:35 GMT
As a Mintos investor, how many different loans do you own?
I am new to Mintos and would like to hear what kind of strategy you guys have in terms of amount of loans and thus spreading your risk.
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