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Post by nellerdk on May 18, 2018 21:54:42 GMT
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Post by nellerdk on May 12, 2018 13:22:17 GMT
Dear mods
Why don't we have a sub-forum on this forum for housers.com?
Edit: Reply from the 'moderators' is here.
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Post by nellerdk on May 12, 2018 13:10:01 GMT
At the moment, I prefer just to diversify as much as I can between the different Mintos lenders. Then I am not so concerned about the solvency of each one of them. We will see in the future if this will be a good strategy or not. I already have some losses from when Eurocent blew up.
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Post by nellerdk on May 12, 2018 13:07:45 GMT
the issue has been solved. I made a mistake in looking at the data. Mintos helped me..
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Post by nellerdk on May 6, 2018 11:21:46 GMT
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Post by nellerdk on May 3, 2018 20:39:04 GMT
China may not be a beacon of democracy and human rights but is generally moving in the right direction why? please elaborate
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Post by nellerdk on May 2, 2018 17:24:39 GMT
SOLVED
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Post by nellerdk on May 2, 2018 16:44:29 GMT
of course there are positive developments in China, but here are some of the negative developments:
1: Treatments of political dissidents, e.g. the artist Ai WeiWei
2: China's unlawful / illegal man-made islands in the south china sea
3: de facto state control of private companies
4: the state buys German companies while portraying to the world that they are being bought by chinese private companies
5: censorship of the internet and media outlets
6: many of the political leaders are extremely rich and promote their own business interests in the Chinese government. There's communism for you, folks!
7: Critical western journalists get blocked from entering China for the rest of their lives
8: No real development towards democracy is going on
9: the state's new social judgement systems where each system will be ranked according to their good and bad social and political actions, as judged by the state.
10: China is ramping up its military
11: infringement of western businesses and their ideas
12: I could write a lot more...
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Post by nellerdk on Apr 23, 2018 21:44:18 GMT
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Chat
Turmoil
Apr 18, 2018 18:33:59 GMT
Post by nellerdk on Apr 18, 2018 18:33:59 GMT
Rising oil prices and a looming war with Russia! Just what we need. Bigger deficits and rising inflation is just bad news for all of us. oil prices: Irrelevant in the long term, as we will move to solar and wind power war with Russia: Not going to happen Bigger deficits: I see a problem here. Pathetic that a republican president (Trump) keeps increasing the US budget deficit rising inflation: The inflation is rising rather slowly, which you can also see from the slow rise in interest rates Of these four issues I think the deficits should be the main concern. And don't buy stocks in oil companies!
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Post by nellerdk on Apr 18, 2018 17:40:44 GMT
forget about actively managed stockbroker funds.
Buy passive index funds.
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Post by nellerdk on Apr 18, 2018 17:38:30 GMT
It's way off P2P topic (as there is no way I'm lending it there) but I figured the great and the wise around here might think of something I've missed so .... Selling up and moving to rented until the right property shows up where I'm off to, leaving a lump sum to find a home for. So what would you do with (non specifically) 250-500k that you could need again tomo, or not for months! the first thing you need to figure out it your risk tolerance. How risk taking can you be ? How long is your investment time horizon? Here is a little rule of thumb for stock investing:
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Post by nellerdk on Apr 18, 2018 17:35:06 GMT
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Post by nellerdk on Apr 18, 2018 17:32:52 GMT
93% of my loans in the "31-60 Days Late" category are in the interval from 10 - 14% interest rate.
With this in mind, could it be strategic to buy loans with lower interest, if they are then not as likely to be paid late?
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Post by nellerdk on Apr 18, 2018 17:29:51 GMT
my personal view is that if we are going to have a recession, it will be a small one. AI and robots are going to boost industrial production and efficiency, which will be good for the economy. (IMO) The problem with that is that (so far) robots don't pay many taxes (and the profits seem to end up in BVI etc.), nor do they spend much on housing, haircuts, coffees, or clothes. Where the consumers are going to get their spending money from, to buy all this output, is not at all obvious. Yes,a few folks (who own the robots and program the AI) will get quite rich, but they just don't drink enough coffee to make up the difference. 8>. perhaps we should tax robots, but then we are moving into a political discussion.
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