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Post by gaspilot on Nov 15, 2014 18:25:34 GMT
What are people's thoughts on the voting to determine the direction to proceed with this loan?
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Post by gaspilot on Nov 3, 2014 17:49:08 GMT
I do now have some interest from 18th October but the amount is very small. By my calculation I should have received about £270 in October and the amount I did receive was £123.55. There appears to be yet another anomaly here.
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Post by gaspilot on Nov 3, 2014 17:12:28 GMT
Mine's 0.94% on 5 defaults!!!
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Post by gaspilot on Nov 1, 2014 16:42:11 GMT
There is another issue with the interest total (under tax statement) not counting anything after Oct 17th. My interest is the same on the 17th as on the 31st Oct. I have not yet checked whether the figure to Oct 17th is correct. I will give Chris a break for the weekend and contact him on Monday about this. I think I might have the same problem. The amount of interest I accrued in October is less than half of previous months, with very little change in loans to account for it. I think I'm going mad with all the difficulties of this new website.
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Post by gaspilot on Oct 31, 2014 10:43:51 GMT
Has anybody got any experience of lending through thebridgingcrowd?
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Post by gaspilot on Oct 31, 2014 10:16:43 GMT
Since the new website came online I have a new problem with the dashboard calculations.
Surely the amount in ('Your Total Investment' + 'Your Bids') should equal (Amount Deposited + Interest + Cashback + Purchase Profit.)
Mine is out by £23.76 (after taking account of previous rounding errors).
I can't for the life of me fathom out where this money came from.
I tried exporting all of my transactions to date to an xls file.
I would have thought that the summation in the 'Amount' column would equal zero.
Mine came to just under -£7000. Why is that?
Any help or suggestions gratefully appreciated.
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Post by gaspilot on Oct 28, 2014 8:33:47 GMT
Thanks Guys
That all makes sense. At least I can add a column to my spreadsheet to absorb these rounding situations. Like you say it should be less with the new system.
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Post by gaspilot on Oct 28, 2014 7:56:25 GMT
For clarity the loan numbers for the two discrepancies are: Loan A #89 S*********ire Loan B #66 Y*****ire chris I hope that helps.
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Post by gaspilot on Oct 27, 2014 16:23:04 GMT
I use Excel to log my figures. I think as the amounts are small I'll just categorise them as rounding errors for simplicity.
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Post by gaspilot on Oct 27, 2014 13:51:09 GMT
Okay
I've looked at the figures from the exported CSV. The exact repayments were: Loan A £2.08 + £2.34 +£2.08 = £6.50 exactly Loan B £5.06 + £5.18439 = £10.24439 (??)
I'm still confused
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Post by gaspilot on Oct 27, 2014 11:26:06 GMT
For clarity:
I haven't sold any parts of loans A or B. Also I don't see how any rounding errors could have occurred. The reason I say this is because Loan A's capital was repaid at exactly £0.25 per £100 (= £6.50 for £2600) Also Loan B was repaid at exactly £0.93 per £100 (=£10.23 for £1100).
So, in essence, there is no rounding up or down to be made.
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Post by gaspilot on Oct 27, 2014 10:50:14 GMT
Is anybody else experiencing errors in their figures? When the new website went live their appeared to be an error of 28p in the calculations. Not much I agree but an irritation none the less. I believe I have tracked down the errors. I have two loans. Loan A: 26 x £100 = £2600 repaid £6.50 therefore I should have £2593.50 in 'Your Holding'. The actual figure is £2593.28 Where is the missing 22p? Similarly Loan B: 11 x£100 =£1100 repaid £10.23 therefore I should have £1089.77 in 'Your Holding'. The actual figure is £1089.70. Where is the missing 7p? Put together these add up to the 28p (29p actually but I can figure that rounding error) that I am short. Is it just me that this is affecting?
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Post by gaspilot on Oct 25, 2014 17:06:28 GMT
In the interests of diversification, I just wondered if there are any more loans in the pipeline at present.
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Post by gaspilot on Oct 22, 2014 9:39:06 GMT
I've got two loans listed that have a different amount in the target column to the holding column . I have no idea why as this hasn't been the case prior to the new website. The difference for one loan (Y*****ire) is 7p and the other (St********ire) is 22p. These amounts probably account for the error in the calculations of my totals on the site which is out by 28p. I know these are small amounts but it is an irritation. Any ideas why this is so?
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Ablrate (ABL) in Administration
Aircraft loan
Oct 20, 2014 13:45:05 GMT
Post by gaspilot on Oct 20, 2014 13:45:05 GMT
Can I ask what happens if the aircraft loan isn't fully funded by the end of the auction?
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