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Post by kissmyjazz on May 16, 2018 22:42:05 GMT
I use the same bank. When Mintos was using Paysera the money was credited the same day usually.
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Post by kissmyjazz on May 16, 2018 11:20:25 GMT
Hey Mintos, Your deposit processing times for me personally has become progressively worse since you have switched to LHV. It is not OK to take more than 24 h to credit my deposits, your slowness is literally costing me money.
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Post by kissmyjazz on May 16, 2018 7:30:24 GMT
Solid local companies pay 6-8 % guaranteed interest on their bonds. Bondora's offering is not competitive in any way.
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Post by kissmyjazz on May 15, 2018 10:03:59 GMT
The return on investment is not guaranteed but limited. So in essence limited upside with unlimited downside. Why would anyone invest in this "product" when there are plenty of loans with buyback paying higher interests? I do not understand Bondora at all, pretty much everything it does alienates me more and more.
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Post by kissmyjazz on May 3, 2018 13:31:30 GMT
Vitalijs, please do not ignore the more important question about Dindin in the neighboring thread.
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Post by kissmyjazz on May 1, 2018 12:13:27 GMT
Please keep in mind that Mogo charges 10% loan issuance fee from its borrowers. They can afford to give you 3% back on average.
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Post by kissmyjazz on Apr 27, 2018 12:56:36 GMT
They have changed the EUR bank account 2 times already in recent months. It seems strange to me. One time I would understand, but two times without any explanation?
"will be temporarily limited for a number of countries"
"Payments already made, or to be made in the next coming day"
The way they announce the news is very vague too
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Post by kissmyjazz on Nov 29, 2017 13:13:13 GMT
Unless you know some facts, it is very irresponsible to throw around such allegations. There are many possible reasons why CEO can step down. Twino is no longer a startup.
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Post by kissmyjazz on Oct 12, 2017 12:01:14 GMT
By only buying back performing loans Hipocredit trades against its own investors. That is real issue here, not some foolish investors who have not accounted properly for buyback risk. Mintos' legal team has to make sure the investors are not put at the disadvantage. At the very least you should prohibit Hipocredit to relist its loans on SM after they are bought back and make sure that any future contracts with originators will penalise for such cherry-picking.
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Post by kissmyjazz on Oct 5, 2017 22:18:55 GMT
I would like to add to Extremis' excellent post that Twino does not have a SM where you can buy loans at a premium, therefore the material impact of buybacks on investors is uniform. I also will never touch the Hipocredit loan on the primary market.
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Post by kissmyjazz on Aug 26, 2017 9:31:39 GMT
Probably we have to check their calculation really carefully because i also have the feeling even at approximately the same rates on twino and mintos i received overall lower amount on mintos! What do you mean by "I have the feeling". Either you did receive lower interest than is expected or you did not. Please give us real numbers.
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Post by kissmyjazz on Aug 25, 2017 11:44:01 GMT
I think that is mathematically impossible. The consensus is that Mintos calculates their loan % correctly, so the return from Mintos loans should be comparable to Twino's.
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Post by kissmyjazz on Aug 21, 2017 5:31:20 GMT
I think it quite OK if they buy back the loans issued during a specific time period regardless of the performance. Buying back only the well-performing loans is super shady and probably even illegal for any properly regulated financial institution. I personally would stay clear from all Mintos group loans. In their bid to expand as soon as possible the Mintos marketplace started to host some very questionable companies. Mogo and Creamfinance loans are still fine I guess.
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Post by kissmyjazz on Aug 16, 2017 5:39:34 GMT
The cannot register their company without a valid address. Besides their website says. I will never trust a company that hides such important information.
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Post by kissmyjazz on Aug 15, 2017 23:50:54 GMT
Curiously the mail address they give on their website is incomplete, as the house number is missing. Also no Estonian phone number is provided.
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