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Post by ogwellian on May 2, 2016 14:49:05 GMT
Thanks for that, not just me then. I emptied it out on Saturday and put it in the new 30 day account to keep the 4.25%, so it ended the month on zero.
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Post by ogwellian on May 2, 2016 14:36:37 GMT
I have read above and it says the QAA is paid on the first of the month (not first working day), it's now the third day and nothing.
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Post by ogwellian on May 2, 2016 14:27:43 GMT
No April interest yet, is it paid on first working day of the month, i.e. tomorrow?
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Post by ogwellian on Apr 30, 2016 17:47:55 GMT
My lump sum deposited on the 20th got matched this afternoon and is buying loan parts at 1% of its value as Zopa told me. So a £10k deposit will by £100 parts (£10k deposited in five £2k chunks will buy £20 loan parts).
Also my wife made a deposit on the 21st and that got matched, too.
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Post by ogwellian on Apr 30, 2016 9:01:23 GMT
As there's username, password and PIN all on the log-in page Chrome won't store them to save typing in each time. Just username and password would be better and the PIN on the next page.
All the other sites I use just have username/password on the front page with further security on the next.
As for the PIN, there is no number lock on a tablet, so assuming it's 11111, I have to click on the first space, change keyboard to numbers, enter 1, click on the second space, change keyboard to numbers, enter 1 etc.etc.
So 15 actions just to enter the PIN, along with an upper case/lower case password which Chrome saves for the ten other P2P sites I use.
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Wellesley & Co (W&Co) in Administration
Rate Reductions
Apr 29, 2016 10:57:29 GMT
Post by ogwellian on Apr 29, 2016 10:57:29 GMT
Referral wanted here, too. TIA.
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Post by ogwellian on Apr 28, 2016 12:27:35 GMT
Spoke to Zopa this morning and the lump sum I deposited on the 20th should be matched in the next two days.
He said the loan size is based on 1% of that amount, which will leave the queue in one lump sum.
So if someone puts in £7,000 they will get £70 loan parts. If they add another £1,000 that will be matched in £10 chunks.
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Post by ogwellian on Apr 22, 2016 13:02:14 GMT
Does Zopa+ diversification work on 1% or £10?
I started with just over £1,000 and got matched with £10 loan parts. I've since added a few more grand (in new money queue since Tuesday), will that get matched in 1% chunks or £10 ones?
If the former, I should be matched quicker as new loans are formed, no?
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Post by ogwellian on Apr 13, 2016 12:06:27 GMT
Both SS and MT fully funded. Haven't seen that for a while.
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MoneyThing (MT) in Administration
TrustPilot
Apr 13, 2016 11:22:34 GMT
Post by ogwellian on Apr 13, 2016 11:22:34 GMT
Trustpilot have removed my review, too. Don't know why I bothered to register and post.
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Post by ogwellian on Apr 8, 2016 11:34:13 GMT
I've had five defaults since joining FC in August 2014.
The borrowers have stopped paying after 7, 6, 5, 4 and 2 payments.
For the last few months I've changed strategy and sold all loan parts after two payments and not a default in sight.
Until now that is and B credit scored 18908 has just managed one repayment.
The third instalment is due Monday so I'm not holding much hope. Almost fraudulent borrowing.
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Post by ogwellian on Apr 8, 2016 10:34:25 GMT
I put just over £1k of my Classic on sale and I've been moving it across to Plus as it sells. It's taken about four days and yesterday morning there was enough to activate buying.
Currently I've got £310 lent out and £735 matched and zero in queue.
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Post by ogwellian on Feb 8, 2016 13:52:18 GMT
I had £480 sitting in my account to be filled and set the pre-fund to £500 each. Got £180 on 75, so increased 76 to £700 and got £270 so only £30 short of target. Quite pleased.
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Post by ogwellian on Jan 19, 2016 9:40:45 GMT
Quite surprised, and pleased, by the the announcement that the minimum investment will now be £10, makes re-investing income easy and will allow bigger portfolios Makes re-investing easier but may take longer to fill up, has not been to much movement over the weekend on them amount of investors have gone up but the amount invested has not much, so might take longer to fill I had no intention of investing another £500, but now I have recycled my income. If others will now do this, surely loans will fill quicker?
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Post by ogwellian on Jan 18, 2016 16:59:44 GMT
Great news. My rental income has just been sitting dormant in my account. Nice to able to reinvest without having to accrue £500.
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