blueninja
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Post by blueninja on Feb 5, 2018 10:54:02 GMT
Based on the accuracy of valuation reports, do qualifications have any meaning anyway (just saying....)
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blueninja
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Post by blueninja on Jan 24, 2018 20:21:25 GMT
- Deposits are almost instant; they have a unique way of processing deposits (using a unique reference every time you make a deposit)
Wish I could say the same. The first deposit (a token amount to set up the payment and check I'd entered the details correctly etc) went through fairly quickly. I followed through with a slightly larger transfer to test out a single loan purchase. Funds were in last night and as of 3.40pm not been credited yet. I did check the changing reference number was correct which I guess brings me to my second point. If its not automated, why do they need a changing ref? In fact even if it was automated, perhaps a single unique ref would be ok? (Maybe there are some security issues I haven't thought about?) In general though, its a lot more convenient to have a single ref. My deposits have always been pretty quick with Blend, credited within a few hours, even late at night. Agree with the changing ref though, its prone to human error when transferring money in. I cannot see why they need it, I don't know any other platform that does this, and I cannot see any security problems with with a constant reference either.
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blueninja
Member of DD Central
Posts: 79
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Post by blueninja on Jan 22, 2018 15:06:32 GMT
Has anyone ever used the SM on Blend? I've never seen any loan parts for sale, so either its not working yet, or there is not much activity.
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blueninja
Member of DD Central
Posts: 79
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Post by blueninja on Jan 10, 2018 20:29:48 GMT
Hi Collateral Rep When these loans repay, as some have already (eg BL00037), given that they we negative days and interest was accumulating, when does the accumulated interest get paid out?
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blueninja
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Post by blueninja on Dec 19, 2017 21:13:50 GMT
Well I gave it ago and my login name has updated too.
Well done Assetz, there are many websites that don't seem to be able to do that.
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blueninja
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Post by blueninja on Dec 19, 2017 19:30:59 GMT
Has anyone changed there email address with Assetz? I want to update mine, and can see "Update Contact Preferences" on the Assetz website, but if I change my email here, will that also update my login username too? as I don't want to lock my self out.
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blueninja
Member of DD Central
Posts: 79
Likes: 48
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Post by blueninja on Dec 19, 2017 16:24:05 GMT
Indeed, at this time of year turkeys are much favoured That's great news, I can point you at a couple of platforms which have all the turkeys you could possibly want, and then some .. Very kind of you, although I've just remembered too much turkey gives me indigestion :-(
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blueninja
Member of DD Central
Posts: 79
Likes: 48
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Post by blueninja on Dec 17, 2017 19:32:43 GMT
I am happy with relendex; solid loans, not the best % return but acceptable at about 9% Is that 9% the headline rate or after defaults?
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blueninja
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Post by blueninja on Dec 17, 2017 19:24:39 GMT
A very speedy recovery. Previous P2P defaults for me have take 12months+ so 3 months for this one is excellent news. Well done MT recoverythings!! It's certainly great progress, however it may be unwise to "count your chickens" until the deal completes... Indeed, at this time of year turkeys are much favoured
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blueninja
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Posts: 79
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Post by blueninja on Dec 17, 2017 19:23:21 GMT
And don't get me going on Alexa and Co, those bloody things are always listening, wouldn't have one in my house for all the tea in China! Yes I used to have that problem until I discovered this headwear
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blueninja
Member of DD Central
Posts: 79
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Post by blueninja on Dec 17, 2017 18:25:50 GMT
Bit difficult when you can't find the new bank details anywhere on their site. Maybe I need glasses? Otherwise seems they'll post the details from midnight tonight? Ah yes you are correct, I thought I seen the details in an email, but have mixed that up with one from Assetz who are also updating their bank details due to Barclays ring fencing. Oh well will just have to resort to asking Alexa to remind me :-)
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blueninja
Member of DD Central
Posts: 79
Likes: 48
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Post by blueninja on Dec 17, 2017 17:33:41 GMT
A very speedy recovery. Previous P2P defaults for me have take 12months+ so 3 months for this one is excellent news. Well done MT recoverythings!!
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blueninja
Member of DD Central
Posts: 79
Likes: 48
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Post by blueninja on Dec 17, 2017 17:17:15 GMT
Curious - what's the reason for the 50 min posts to qualify. As someone who has discovered these pages only recently. I'd like to join, but I'm far from 50. I could just make random posts to get there, but what's the value in that. Maybe the info is on this thread somewhere but its looong. I think the first three pages of this thread seem to have most of the reasons that we have such a threshold. Also we have reduced a few Users post counts when they've apply for membership on finding they have made "random post". Does this happen to superfluous posts once one has reached the magic 50?
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blueninja
Member of DD Central
Posts: 79
Likes: 48
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Post by blueninja on Dec 17, 2017 17:15:10 GMT
"Please be advised that we are moving our bank accounts to Metro Bank on the 18th December 2017" "Due to the prevalence of bank detail email scams, we will NOT be sending lenders details of our new bank details by email. Instead, the new bank details will be provided on the platform so that Lenders can be sure that the details are genuine." 18th December. ooooo - that's tomorrow, must remember to adjust my transfer details Or setup a payment now to pay tomorrow.
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blueninja
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Posts: 79
Likes: 48
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Post by blueninja on Dec 17, 2017 17:00:40 GMT
There is a video on Youtube showing how this is going. Just google the name of the building and Wow factor.
I was a bit taken back when the developer stated that they were spending money like it is going out of fashion! That's my bloody money mate! The video give the impressions that its almost complete however this video was put on you tube on 11/02/2016 some 22 months ago!! Just shows that although pictures of a development help, you still need to be wary of them.
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