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Post by investorman on Nov 9, 2017 19:11:38 GMT
I would be interested to hear what percentage of your investments you have in P2P?
I have around 8% of my investments in P2P, compared with about 65% in equities, 8% in property and the rest in cash.
I consider even asset backed P2P at equity level risk, is this opinion shared or do people use it as a bond proxy?
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Post by funtimedave on Nov 9, 2017 19:44:53 GMT
For me 31% is in P2P - kind of scary and I am working on reducing that.
As a couple though this reduces to down to 26%
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wilja
Posts: 20 
Likes: 19
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Post by wilja on Nov 9, 2017 20:29:45 GMT
Hi,
I have 12.5% in P2P, 40% in BTL property, rest in equities and cash.
looking to reduce cash and move to 20% in P2P.
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fasty
Member of DD Central
Posts: 1,038
Likes: 388
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Post by fasty on Nov 9, 2017 20:32:40 GMT
Do we include funds in pension AVCs and similar?
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Post by investorman on Nov 9, 2017 21:08:41 GMT
I didnt include my workplace pension as it is defined benefit, so not really an investment.
I have a small SIPP which I did include, pensions are most peoples largest investment vehicle I assume, so feel free to include.
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fasty
Member of DD Central
Posts: 1,038
Likes: 388
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Post by fasty on Nov 9, 2017 21:52:26 GMT
For me, presently:
Property (not including the one I live in) 50%
Pension AVC (Salary sacrifice, Equities) 20%
P2P (FC+ABL+MT+FS(ISA)+LY) 30%
I'm not growing P2P at the moment. I've been putting plenty in pension AVC because it's simply so tax efficient (suspect that little avenue of pleasure may soon be switched off).
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tomp
Member of DD Central
Posts: 144
Likes: 75
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Post by tomp on Nov 9, 2017 22:13:46 GMT
About 30% is P2P, I am working on reducing it
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Post by marx on Nov 9, 2017 22:15:45 GMT
I'm en route to 34% in P2P, with 58% in BTL property, 8% in cash and the rest in equities.
Not exactly a model of diversification, but am in the middle of a career collapse change and need short-term income.
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username
Member of DD Central
Posts: 66
Likes: 40
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Post by username on Nov 9, 2017 22:26:54 GMT
15% P2P
5% shares
50% crypto
30% cash
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hazellend
Member of DD Central
Posts: 2,363
Likes: 2,180
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Post by hazellend on Nov 9, 2017 22:31:28 GMT
15% P2P 5% shares 50% crypto 30% cash Hardcore  Would shares in crowd funded property like property partner be counted as property?
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tomp
Member of DD Central
Posts: 144
Likes: 75
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Post by tomp on Nov 9, 2017 22:36:43 GMT
15% P2P 5% shares 50% crypto 30% cash Wow. How is crypto looking from your perspective so far?
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Investor
Member of DD Central
Posts: 662
Likes: 590
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Post by Investor on Nov 9, 2017 22:41:24 GMT
I'm en route to 34% in P2P, with 58% in BTL property, 8% in cash and the rest in equities. Not exactly a model of diversification, but am in the middle of a career collapse change and need short-term income. Spend a little bit of the cash on a calculator. 
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
Likes: 4,859
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Post by ozboy on Nov 9, 2017 22:45:37 GMT
20% roughly in ABP2P. I'd love to add to my Fundsmith, but he's expensive!
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jonah
Member of DD Central
Posts: 2,031
Likes: 1,113
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Post by jonah on Nov 9, 2017 22:47:52 GMT
8% in p2p, down for 12-15%. More due to stock market rises than anything else.
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Post by marx on Nov 9, 2017 22:58:00 GMT
I'm en route to 34% in P2P, with 58% in BTL property, 8% in cash and the rest in equities. Not exactly a model of diversification, but am in the middle of a career collapse change and need short-term income. Spend a little bit of the cash on a calculator. Look, my username is Marx, got bigger things to worry about than numerical details. (But also I rounded up to a pc and only have 0.5% in equities, soooo.) 
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