shimself
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Post by shimself on Oct 30, 2018 13:13:32 GMT
I know perfectly well why they don't want me to refer to this place, it's about a distressed (calamitous and disgraceful) loan D*** M**** #227
But this is the email I received just now
The rules of the Q&A stipulate that “A question posted to the Q&A must relate specifically to the structure/workings and/or due diligence documentation relating to that particular loan.” Posting links to an external forum does not fit this criteria. If your posts ask questions regarding the workings of any loan, in line with the rules you have agreed to, they will not be deleted.
We trust this clarifies this matter.
Which would not be that great BUT considering that they have allowed mention of p2pif before AND which remember they instigated themselves in order to give lenders a discussion area, it's a pretty pathetic lie
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btc
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Post by btc on Oct 30, 2018 13:18:37 GMT
And posting about Assetz Capital is allowed in the Collateral thread? Edit by dan1: since moved from the Collateral to the AC board |
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cb25
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Post by cb25 on Oct 30, 2018 14:11:55 GMT
shimself Can't you just raise the points you want others to see in AC's Q&A section in the form of questions?
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jlend
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Post by jlend on Oct 30, 2018 14:16:12 GMT
You could always put a post on trustpilot directing people to this forum as an alternative.
Perhaps also suggest to AC they include a link to the P2P forum in the next lender vote for the loan. This would seem a reasonable compromise given as you say AC helped setup the forum in the first place
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shimself
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Post by shimself on Oct 30, 2018 14:16:41 GMT
shimself Can't you just raise the points you want others to see in AC's Q&A section in the form of questions? My purpose was to invite lenders to the full discussion and range of views here before the next vote, with the hope that being more fully informed might lead fewer people having the wool pulled over their eyes by AC's phrasing
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shimself
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Post by shimself on Oct 30, 2018 14:23:34 GMT
You could always put a post on trustpilot directing people to this forum as an alternative. Perhaps also suggest to AC they include a link to the P2P forum in the next lender vote for the loan. This would seem a reasonable compromise given as you say AC helped setup the forum in the first place Done just now and done already (but fat chance imho)
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adrianc
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Post by adrianc on Nov 1, 2018 9:43:36 GMT
The rules of the Q&A stipulate that “A question posted to the Q&A must relate specifically to the structure/workings and/or due diligence documentation relating to that particular loan.” Posting links to an external forum does not fit this criteria. If your posts ask questions regarding the workings of any loan, in line with the rules you have agreed to, they will not be deleted.
We trust this clarifies this matter. My purpose was to invite lenders to the full discussion and range of views here Seems like you're bang-to-rights, then.
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shimself
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Post by shimself on Nov 1, 2018 15:46:27 GMT
The rules of the Q&A stipulate that “A question posted to the Q&A must relate specifically to the structure/workings and/or due diligence documentation relating to that particular loan.” Posting links to an external forum does not fit this criteria. If your posts ask questions regarding the workings of any loan, in line with the rules you have agreed to, they will not be deleted.
We trust this clarifies this matter. My purpose was to invite lenders to the full discussion and range of views here Seems like you're bang-to-rights, then. Well I don't know if you're serious, but if you are. Sure they can write the rules in such a way as to make it harder for lenders to properly consider a loan. But what does that tell you about their honesty towards their customers. And yes you can say they are within their rights, and perhaps they are, but I wanted and expected better. Resorting to small print is never a good sign
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Post by chris on Nov 1, 2018 20:22:23 GMT
Seems like you're bang-to-rights, then. Well I don't know if you're serious, but if you are. Sure they can write the rules in such a way as to make it harder for lenders to properly consider a loan. But what does that tell you about their honesty towards their customers. And yes you can say they are within their rights, and perhaps they are, but I wanted and expected better. Resorting to small print is never a good sign We've always been consistent in saying that the Q&A is for asking questions and getting answers. It is categorically not a discussion forum, or for lender to broadcast their opinions to others, or to promote other sites. If you ask a straight question about the loan you should expect us to answer it, and if you don't you should expect us to remove your "question" for polluting the stated purpose of the facility.
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Steerpike
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Post by Steerpike on Nov 1, 2018 20:43:00 GMT
I am glad that AC run an on site Q&A, I too have been frustrated when what I considered were reasonable questions were removed, but nevertheless I still consider that what AC offer is so much better than any other site.
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shimself
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Post by shimself on Nov 2, 2018 11:09:58 GMT
Well I don't know if you're serious, but if you are. Sure they can write the rules in such a way as to make it harder for lenders to properly consider a loan. But what does that tell you about their honesty towards their customers. And yes you can say they are within their rights, and perhaps they are, but I wanted and expected better. Resorting to small print is never a good sign We've always been consistent in saying that the Q&A is for asking questions and getting answers. It is categorically not a discussion forum, or for lender to broadcast their opinions to others, or to promote other sites. If you ask a straight question about the loan you should expect us to answer it, and if you don't you should expect us to remove your "question" for polluting the stated purpose of the facility. But you do allow mention of this forum when it suits you.
Like you say the q&a is not a discussion forum, or for lender to broadcast their opinions to others. That's what p2pif is for. AC have recognised the need, but when the need is at its greatest you are obstructing lenders from finding this valuable resource
OK then, AC having commendably set up this forum, how about putting a mention of this and or the competing forums into any vote communication?
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Post by chris on Nov 2, 2018 11:19:52 GMT
We've always been consistent in saying that the Q&A is for asking questions and getting answers. It is categorically not a discussion forum, or for lender to broadcast their opinions to others, or to promote other sites. If you ask a straight question about the loan you should expect us to answer it, and if you don't you should expect us to remove your "question" for polluting the stated purpose of the facility. But you do allow mention of this forum when it suits you.
Like you say the q&a is not a discussion forum, or for lender to broadcast their opinions to others. That's what p2pif is for. AC have recognised the need, but when the need is at its greatest you are obstructing lenders from finding this valuable resource
OK then, AC having commendably set up this forum, how about putting a mention of this and or the competing forums into any vote communication?
Because we don't endorse this forum or officially support it. We've looked at this numerous times internally, we've looked at putting our own forum on site, we've looked at promoting this forum, we've looked at officially supporting this forum, and there's even a current on going discussion around whether we do set aside resource to better support this forum. I'm personally a huge believer in transparency, which is hopefully apparent from the level of detail I've given on this forum around how our technology works, and this is true to varying degrees of all the other board members. However the negatives of doing so have always outweighed the positives. We're a regulated business and that complicates many things on top of the myriad of usual issues of discussion forums, both obvious and more subtle. We were instrumental in setting up this forum in the first place and I'm still allowed to post here in a personal capacity alongside Stuart, but that's as far as we can go for now.
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cb25
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Post by cb25 on Nov 2, 2018 11:56:21 GMT
Imo it isn't recognition of this site that we need to fix loan 227. Rather, it's for AC to stop trying to convince us to sign up for yet another delay on worse terms. Currently, we have seemingly endless delays, refusal to answer simple questions on the Q&A., one-sided updates from AC that might as well have been written by the Borrower.
Time for AC to remember that Lenders are customers as well, entitled to be treated fairly. Deliver the vote!
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Post by chris on Nov 2, 2018 12:22:12 GMT
Imo it isn't recognition of this site that we need to fix loan 227. Rather, it's for AC to stop trying to convince us to sign up for yet another delay on worse terms. Currently, we have seemingly endless delays, refusal to answer simple questions on the Q&A., one-sided updates from AC that might as well have been written by the Borrower.
Time for AC to remember that Lenders are customers as well, entitled to be treated fairly. Deliver the vote!
As CTO I'm not directly involved in the decisions but I cannot stress enough the amount of effort happening behind the scenes to make sure that we get the best possible outcome on all distressed loans for all lenders.
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Post by hammertime on Nov 2, 2018 14:51:08 GMT
I personally think we are very lucky to have a forum.I was with F/C for a few years who had one but decided to get rid of it. As people asked them to many awkward questions. They ended up being almost a dictatorship ( IMO) which is why i left them among other reasons. At least here we can air our opinions.
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