trium
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Posts: 384 
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Post by trium on Nov 23, 2018 15:52:33 GMT
... And it's not just monitoring events - additions to the updates tab slip in quietly and unheralded all the time, and the "last updated" column doesn't help as it seems not to relate to updates at all. Can somebody confirm that experience? I would assume setting that flag happens automatically when somebody edits these pages. If a loan is flagged as "last updated" I always find something new in either the activity tab or the Q&A. Not sure "Documents" alone trigger it. I just checked the loan I mentioned earlier (#282).The "last updated" column shows today's date but there are no updates since yesterday, no Q & A, documents, payments, draw-downs or anything else I can detect.
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bigfoot12
Member of DD Central
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Post by bigfoot12 on Nov 23, 2018 18:21:53 GMT
The reply to a question asked yesterday was answered today (23rd)!
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trium
Member of DD Central
Posts: 384
Likes: 304
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Post by trium on Nov 24, 2018 7:57:36 GMT
I see no question, nor answer. Oh well.
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Post by Ace on Nov 24, 2018 8:45:40 GMT
It's there for me, loan 282 under the Q&A tab.
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alibaba
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Post by alibaba on Dec 1, 2018 17:16:27 GMT
Off topic, did not want to start a new thread, embarrassed to ask but how can I check for write offs on my AC account.
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bigfoot12
Member of DD Central
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Post by bigfoot12 on Dec 1, 2018 17:24:30 GMT
Off topic, did not want to start a new thread, embarrassed to ask but how can I check for write offs on my AC account. Not sure there have been any yet? If you mean for tax purposes, I assume that it will be in your tax statements. I have a loan on my portfolio that has had no prospect of paying anything more for years, AC have said as much, but it is still there.
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alibaba
Member of DD Central
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Post by alibaba on Dec 1, 2018 18:00:22 GMT
Many thanks for the reply, It looks likes this is going to be a re run of TC, four years later 90k stuck on the TC site no interest with very little prospect of the majority of the monies being repaid, what annoys me is the misleading statements made concerning defaults. Many new investors are unaware of the true scale of defaults and timescales involved, it only becomes apparent when trying to remove all of the funds.
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Post by hammertime on Dec 6, 2018 15:57:29 GMT
Does anyone think that peer to peer lending has had its day. With the competition and the falling interest rates.
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Post by jevans4949 on Dec 8, 2018 9:56:17 GMT
Does anyone think that peer to peer lending has had its day. With the competition and the falling interest rates. Still seems to be making more money than leaving it in the bank, and easier to understand than stocks and shares.
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Post by hammertime on Dec 8, 2018 10:43:14 GMT
True i've done well with it. But the falling interest rates and the problems with Lendy are cracks beginning to appear.
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bigfoot12
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Post by bigfoot12 on Dec 8, 2018 14:30:57 GMT
Does anyone think that peer to peer lending has had its day. With the competition and the falling interest rates. I wouldn't quite go that far, but I am in reduction mode. I think that the risks have increased over the last few years and the returns have fallen. I am out of, or exiting the majority of my previous platforms. There are still a couple I like, another I am testing, and one I am considering giving a second chance. But I am way off my previous high water mark of P2P investment and more likely to fall further than rise.
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Post by danielbird193 on Dec 10, 2018 9:58:16 GMT
There are still a couple I like, another I am testing, and one I am considering giving a second chance. But I am way off my previous high water mark of P2P investment and more likely to fall further than rise. Interesting comments Bigfoot12. May I ask on which sites you see the best opportunities at present? Is AC one of the ones to which you are reducing your exposure?
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bigfoot12
Member of DD Central
Posts: 1,817
Likes: 816
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Post by bigfoot12 on Dec 10, 2018 10:04:21 GMT
There are still a couple I like, another I am testing, and one I am considering giving a second chance. But I am way off my previous high water mark of P2P investment and more likely to fall further than rise. Interesting comments Bigfoot12. May I ask on which sites you see the best opportunities at present? Is AC one of the ones to which you are reducing your exposure? AC is one of the ones that fits me and my other investments best. I will probably reduce a little when some of the current bonus rates end as I now have some other ideas for money, but AC will remain my largest P2P investment. (My other P2P investment is Octopus Choice and I might increase that over time, but I am disappointed with their diversification algorithm, though perhaps it is better than it once was. And I have just started testing Lending Works, but I still have much to learn before I increase that.)
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Post by hammertime on Dec 17, 2018 16:56:42 GMT
Octopus and lending works dont have very good interest rates though.
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Post by df on Dec 17, 2018 20:45:44 GMT
Octopus and lending works dont have very good interest rates though. Advertised interest rates and the actual return are not the same thing.
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