ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329 
Likes: 11,549
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Post by ilmoro on Oct 21, 2014 14:41:42 GMT
I just tries to buy the odd 17pence of Coventry Serviced Office, but to no avail. My target is £500 so I increased by 17p, and nothing's happened. Is there a minimum size? There were two conflicting limits that were stopping the sale. I've reduced both to be 1p so everything should be saleable and purchasable now. Been after that & 35p of Essex all morning. Seem to have ended up with £1 of Cov but no Essex. How does the system allocate loans amongst the potentially multiple requests? Under the Detail View option of Browse Loans some loans are showing a detailed synopsis and others just say Remove from Opt Out. Mixture of loans I hold & loans I am trying to acquire. Why the difference in display? With loans that have monthly capital repayment will the system automatically top the loan up to the amount prior to the capital repayment as that seems to be the targetted holding for the loan or will it automatically reduce the target with each repayment? My initial reaction to the new site was one of horror, hated the look and just confused by rest. But having played around I can cope with the look and really like the way it seems to work. Test will be on the tablet (Will have to change my own tracking accounts with all these little bits of loans I am acquiring) Look forward to phases 2 & 3. Well done chris & team
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Post by chris on Oct 21, 2014 14:41:49 GMT
A scary thing. When I looked through my "Your loans" list I found that I had targets for the Hackney and Ipswich bridging loans of £2,500 and £2,000 respectively, with a nil holding in both. I was pretty sure I'd turned off autoinvest for these loans, or set the target to nil, weeks ago. Panic! How do I turn this off? I went to the main loans listing which would not let me. It insisted my targets were already zero. Then it dawned on me. My "Your loans" list is showing me my targets for the original loans (67 and 73), which have been "repaid" by the extension loans. Surely they should not be in the list? Yeah don't think they should be on the list, will look into it.
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Post by chris on Oct 21, 2014 14:50:09 GMT
There were two conflicting limits that were stopping the sale. I've reduced both to be 1p so everything should be saleable and purchasable now. Been after that & 35p of Essex all morning. Seem to have ended up with £1 of Cov but no Essex. How does the system allocate loans amongst the potentially multiple requests? Under the Detail View option of Browse Loans some loans are showing a detailed synopsis and others just say Remove from Opt Out. Mixture of loans I hold & loans I am trying to acquire. Why the difference in display? With loans that have monthly capital repayment will the system automatically top the loan up to the amount prior to the capital repayment as that seems to be the targetted holding for the loan or will it automatically reduce the target with each repayment? My initial reaction to the new site was one of horror, hated the look and just confused by rest. But having played around I can cope with the look and really like the way it seems to work. Test will be on the tablet (Will have to change my own tracking accounts with all these little bits of loans I am acquiring) Look forward to phases 2 & 3. Well done chris & team I was waiting for that question! If there's less than £1 available per lender who is interested then it will divide into roughly £1 chunks (or £1 and a bit if it's the last chunk) and distribute them at random through the list of interested lenders. If there's more than £1 available per lender then it will try and distribute fairly amongst them. It iterates through each request in turn starting with the smallest. If the amount requested is less than the total split equally amongst all those in the queue then it will allocate that amount to that lender and move on to the next lender repeating the process. If the requested amount is more than the split amount then whatever is currently left unallocated is split equally amongst all remaining lenders in the queue. This means the smallest lenders always get what they're requesting, with the larger lenders always getting at least as much with them getting more if it's available. For selling it works roughly in the same way as the old site where £100 chunks are allocated at random amongst all sellers. If the buyer is requesting less than £100 then the amount allocated in that random step is the amount requested.
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Post by chris on Oct 21, 2014 14:54:51 GMT
Good news! The Dacia Sandero is now....
On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity.
I'll work with the UX guy and rest of the team over the next few days to make that a little more intuitive and pretty but the functionality is there.
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ianj
Member of DD Central
Posts: 656
Likes: 520
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Post by ianj on Oct 21, 2014 14:57:32 GMT
A scary thing. When I looked through my "Your loans" list I found that I had targets for the Hackney and Ipswich bridging loans of £2,500 and £2,000 respectively, with a nil holding in both. I was pretty sure I'd turned off autoinvest for these loans, or set the target to nil, weeks ago. Panic! How do I turn this off? I went to the main loans listing which would not let me. It insisted my targets were already zero. Then it dawned on me. My "Your loans" list is showing me my targets for the original loans (67 and 73), which have been "repaid" by the extension loans. Surely they should not be in the list? I also find 'Your loans' is listing loans in which I no longer have any holding, but had not deleted an associated AI mandate. I too have found no way of removing these.
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pikestaff
Member of DD Central
Posts: 2,187
Likes: 1,546
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Post by pikestaff on Oct 21, 2014 14:59:39 GMT
Another pesky shadow bid question (actually two questions):
When I look at the list of loans coming soon, those in which I've made shadow bids are shown with a holding and target of nil. I sort of understand why that might be (ie the shadow bids aren't really in the new system at all), but it is confusing and I'm a bit worried about the target...
(1) When I settle my shadow bid in an amount £A, will my target be automatically adjusted to £A so that it is not immediately put up for sale?
(2) If I set a target £B in the "coming soon" screen, how does that affect the behaviour when my shadow bid is settled? Do I end up with a target of £(A+B), £B, or the greater of £A and £B?
EDIT: Forget (2), unless there's another way to do it. AFAICS I can't set a target in the "coming soon" screen. How do I reserve interest in those under the new system?
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
Likes: 857
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Post by ramblin rose on Oct 21, 2014 15:02:31 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. I'll work with the UX guy and rest of the team over the next few days to make that a little more intuitive and pretty but the functionality is there. Oh my goodness - and so now I can see it's spent some of the afternoon picking me up tiddly little bits of things obviously split up according to the rules in your previous post. Really hope the maths on interest calcs is utterly watertight now because sorting it out manually is going to be all but impossible from now on.
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Post by Come_on_Grandad on Oct 21, 2014 15:05:00 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. I'll work with the UX guy and rest of the team over the next few days to make that a little more intuitive and pretty but the functionality is there. Good work. And I see I can have a csv extract of that statement too. Is this where I will see interest and principal repayments as they come in? (None so far today, I think). And can I have a csv extract of my MLIA loan book available from the same hamburger menu, please
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Post by chris on Oct 21, 2014 15:05:22 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. I'll work with the UX guy and rest of the team over the next few days to make that a little more intuitive and pretty but the functionality is there. Oh my goodness - and so now I can see it's spent some of the afternoon picking me up tiddly little bits of things obviously split up according to the rules in your previous post. Really hope the maths on interest calcs is utterly watertight now because sorting it out manually is going to be all but impossible from now on. The interest one has been handling all repayments since the beginning of the month and I'm not too worried about it. I'm keeping a closer eye on the principal repayments as there's more opportunity for cumulative rounding loss even though we're working to 40 decimal places. It's not been an issue in all of my testing to date though and we'll be carefully watching each repayment as they're processed.
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Post by chris on Oct 21, 2014 15:06:17 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. I'll work with the UX guy and rest of the team over the next few days to make that a little more intuitive and pretty but the functionality is there. Good work. And I see I can have a csv extract of that statement too. Is this where I will see interest and principal repayments as they come in? (None so far today, I think). And can I have a csv extract of my MLIA loan book available from the same hamburger menu, please Yes that's where they'll appear. Loan book download is still a work in progress. Next couple of days and it'll be back.
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baz657
Member of DD Central
Posts: 500
Likes: 189
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Post by baz657 on Oct 21, 2014 15:07:29 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. Is it possible to make the loan title in the description clickable? There's been some activity on my transactions today and not 100% sure why so it would be easier to open them in another tab.
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Post by Come_on_Grandad on Oct 21, 2014 15:16:25 GMT
On "browse loans", I would like to see an additional filter for loans that have had some information updated (e.g. Q&A activity, Lender Update added to overview) within the past 24 hours, or other customisable period.
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ianj
Member of DD Central
Posts: 656
Likes: 520
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Post by ianj on Oct 21, 2014 15:17:38 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. Is it possible to make the loan title in the description clickable? There's been some activity on my transactions today and not 100% sure why so it would be easier to open them in another tab. This has been requested before, I believe, and would still be a welcome addition IMO.
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Post by englebert69 on Oct 21, 2014 15:18:07 GMT
Just visited site and omg what is this. Nice new graphics but everything is so spaced out meaning continuous scrolling and the important info you used to see on dashboard page has gone to menu options/links. I don't use a wide-screen normally and much scrolling is still needed and on my other pc with a wide-screen it is horrendous and so time consuming to use. I understand what you are doing with losing the auction/bidding setup and moving the bidder away from the loan parts but I am really put be off using the site as frequently as I used to now. Hopefully so layout tweaks will be coming!
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Post by chris on Oct 21, 2014 15:18:07 GMT
Good news! The Dacia Sandero is now.... On each investment account, so in this case the manual investment account, there is now a little hamburger menu icon which if clicked on will give you the option to view "Your transactions". If you click on that you'll see your statement for that investment account with all the activity. Is it possible to make the loan title in the description clickable? There's been some activity on my transactions today and not 100% sure why so it would be easier to open them in another tab. You should be able to right click (control click / command click) on the menu option to open it in another tab. I'd rather leave the choice of what happens when you click the loan title to the UX designer.
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