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Post by chris on Dec 9, 2017 17:09:12 GMT
Unlikely I’m afraid. They have said the mlia will be later than the packaged accounts. Unfortuantely they have also strongly suggested the packaged accounts rate will drop. So a 6% or similar GBBA will be ‘fed’ by the 7% or similar loans which AC seems to be finding currently. I suspect the time difference is to see whether there is a large uptake in QAA / 30DAA deposits via ISA. It's actually to do with the user interface. The UI changes required to support more than one MLIA whilst setting buy and sell orders is linked to a revamp of our UI that was targeted for Q4 but proved too ambitious as the scope kept expanding. So IFISA launches on the old interface in Q4 with the accounts that easily support it, and the MLIA will join in mid Q1 when the other interface changes go live.
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clay
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Post by clay on Dec 11, 2017 20:16:32 GMT
#317 to be repaid in full on the 15th, with 45 months still remaining (although it was always apparent that the loan would be repaid very early). With AC actively advertising the secondary market at the moment, I'm sure they'll be very pleased that £2m is going to be looking for a new home.
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Post by roandy55 on Jan 23, 2018 15:57:02 GMT
I'm not sure if #390 has repaid but I have received a principal and interest repayment and it is no longer appearing in my list of holdings, or on the main list. There has been no email confirmation as yet.
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dc848
Posts: 150
Likes: 92
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Post by dc848 on Jan 23, 2018 16:11:08 GMT
#390 has repaid.
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n
Member of DD Central
Yet another Nick
Posts: 880
Likes: 461
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Post by n on Jan 23, 2018 16:15:28 GMT
as has #150
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jonah
Member of DD Central
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Post by jonah on Jan 26, 2018 18:38:14 GMT
WT loan 93 has repaid. It was a WT I avoided due to the wind level, but all dues to the borrower, they repaid in full. My GEA is one loan less diverse. Bittersweet I guess.  |
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kermie
Member of DD Central
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Post by kermie on Jan 26, 2018 20:42:18 GMT
WT loan 93 has repaid. It was a WT I avoided due to the wind level, but all dues to the borrower, they repaid in full. My GEA is one loan less diverse. Bittersweet I guess. All things considered, that's a good result - when I last looked at this loan, Feb 2017, it was only generating 50% of target - at which point I felt this was too low (my assumption being that this would knock 50% off the valuation) and so I jumped ship.
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Post by roandy55 on Feb 8, 2018 16:46:47 GMT
#458 has repaid.
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ton27
Member of DD Central
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Likes: 267
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Post by ton27 on Feb 8, 2018 18:18:23 GMT
Yes - I got my repayment and had applied for double the amount in the loan which repaid it - so far nothing received except for £50 in my QAA. It is proving increasingly impossible to run a MLIA - but I guess we have known that for some time as AC inexorably try to push everybody into their "invest and forget accounts" AND these are not working either!
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happy
Member of DD Central
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Post by happy on Feb 8, 2018 19:34:44 GMT
It will take a while for the loan to filter into the MLA GBBA etc. Initial draw-down via the QAA/30Day and then distribution to the other accounts is a 2-step process and sometimes takes a few days or more. I understand there are manual points of intervention require to help it trickle into the system. If there is nothing in a few days it would be worth a message to AC however more often that not it does work ok albeit slowly
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ton27
Member of DD Central
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Likes: 267
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Post by ton27 on Feb 9, 2018 13:21:42 GMT
happy, you are correct and I should also have realised that is how it works - in the end I got my allocation so it is humble pie for me!
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dc848
Posts: 150
Likes: 92
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Post by dc848 on Mar 13, 2018 13:29:34 GMT
#410 has repaid.
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dc848
Posts: 150
Likes: 92
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Post by dc848 on Mar 15, 2018 14:37:45 GMT
#461 has repaid
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dc848
Posts: 150
Likes: 92
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Post by dc848 on Mar 21, 2018 14:47:13 GMT
#445 has repaid
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n
Member of DD Central
Yet another Nick
Posts: 880
Likes: 461
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Post by n on Mar 21, 2018 15:49:18 GMT
I never cease to be, er, disappointed (for want of a worse word) when I see one of these observations, go to the site, find the loan and find that the interest rate is 0%. What I wanted to know is what it was just before the repayment. I am sure there are more long winded ways to find out but I have already spent longer than it was worth to satisfy my curiosity.  |
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