happy
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Post by happy on Mar 21, 2018 16:44:07 GMT
I never cease to be, er, disappointed (for want of a worse word) when I see one of these observations, go to the site, find the loan and find that the interest rate is 0%. What I wanted to know is what it was just before the repayment. I am sure there are more long winded ways to find out but I have already spent longer than it was worth to satisfy my curiosity.  This seems to happen when a loan is being repaid, been discussed before and pretty sure we were told by Chris at AC it is a display thing and does not affect interest paid up to the pojnt of redemption.
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loadsahope
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Post by loadsahope on Mar 21, 2018 19:21:32 GMT
I never cease to be, er, disappointed (for want of a worse word) when I see one of these observations, go to the site, find the loan and find that the interest rate is 0%. What I wanted to know is what it was just before the repayment. I am sure there are more long winded ways to find out but I have already spent longer than it was worth to satisfy my curiosity. This seems to happen when a loan is being repaid, been discussed before and pretty sure we were told by Chris at AC it is a display thing and does not affect interest paid up to the pojnt of redemption. Yes, but why can't it be shown somewhere? If nothing else as narrative text in the Activity tab
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happy
Member of DD Central
Posts: 397
Likes: 497
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Post by happy on Mar 21, 2018 20:29:56 GMT
This seems to happen when a loan is being repaid, been discussed before and pretty sure we were told by Chris at AC it is a display thing and does not affect interest paid up to the pojnt of redemption. Yes, but why can't it be shown somewhere? If nothing else as narrative text in the Activity tab I'm sure I saw there was an activity tab update explaining the repayment of the loan but maybe there was a delay in this going up on the system.
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loadsahope
Member of DD Central
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Post by loadsahope on Mar 21, 2018 21:13:44 GMT
Yes, but why can't it be shown somewhere? If nothing else as narrative text in the Activity tab I'm sure I saw there was an activity tab update explaining the repayment of the loan but maybe there was a delay in this going up on the system. Yes, it does say that it is being repaid, but not what the percentage was. Or at least not usually.
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happy
Member of DD Central
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Post by happy on Mar 21, 2018 21:22:13 GMT
Sorry missed your point there about the rate. I understand your frustration when loan details change or disappear, I resorted to the usual "keep it all on a spreadsheet" approach with multiple backups just in case anything changes without me noticing for a while.
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Post by lynnanthony on Apr 7, 2018 10:55:18 GMT
369 H***** Tr****** has paid off early.
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dc848
Posts: 150
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Post by dc848 on Apr 23, 2018 16:42:04 GMT
#554 R****** C**** D*********** Ltd has repaid early. Caught me by surprise, CSV download shows it as 9mths of 15 remain (@7%). The repaid tab shows it as 0mths of 7.
Oh well...
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dc848
Posts: 150
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Post by dc848 on Apr 23, 2018 17:29:59 GMT
#556 Has repaid, or is in process of repaying, looking at the repayments tab.
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dc848
Posts: 150
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Post by dc848 on Apr 26, 2018 20:39:27 GMT
FYI, for those using spreadsheets...
#503 should be 7.5%,
#567 should be 7.0%
They both have some months to run, so appear to have been inadvertently altered to 0%.
I've raised the point with AC.
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stub8535
Member of DD Central
personal opinions only. Not qualified to advise on investment products.
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Post by stub8535 on Apr 27, 2018 6:11:48 GMT
FYI, for those using spreadsheets... #503 should be 7.5%, #567 should be 7.0% They both have some months to run, so appear to have been inadvertently altered to 0%. I've raised the point with AC. 503 has issues highlighted in the crowd and is report. The repayment schedule and the duration left do not tally. No activity report entry to explain. 567 has incorrect duration of loan but correct time to completion, see cr, stated. The repayments schedule looks odd and needs investigation unless another forum member can explain 2 not payments a month historical and only the lowest is listed going forwards. No activity comment on either loan to state why 0% int rate. Maybe ac can correct this.
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dc848
Posts: 150
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Post by dc848 on Apr 27, 2018 11:17:08 GMT
FYI, for those using spreadsheets... #503 should be 7.5%, #567 should be 7.0% They both have some months to run, so appear to have been inadvertently altered to 0%. I've raised the point with AC. #503 has been repaid. Well that was easy.
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dc848
Posts: 150
Likes: 92
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Post by dc848 on Apr 27, 2018 12:41:57 GMT
FYI, for those using spreadsheets... #503 should be 7.5%, #567 should be 7.0% They both have some months to run, so appear to have been inadvertently altered to 0%. I've raised the point with AC. #503 has been repaid. Well that was easy. #567 has been repaid.
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Post by lynnanthony on May 2, 2018 19:21:18 GMT
#294 has repaid (5yr loan, repaid at just under 2yrs)
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Post by roandy55 on May 3, 2018 12:13:25 GMT
#278 which was suspended, now looks to have repaid. This has just about halved the balance I currently hold in GBBA1 suspended loans, so pretty pleased about that.
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cb25
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Post by cb25 on May 3, 2018 13:09:36 GMT
#278 which was suspended, now looks to have repaid. This has just about halved the balance I currently hold in GBBA1 suspended loans, so pretty pleased about that. I was also in #278. Believe #716 was a re-finance of it.
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