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Post by chris on Dec 3, 2014 22:35:21 GMT
chris I'm in Falmouth and in my MLIA statement I see the extra interest payment, at 18:14, which you refer to above and also I see a corresponding transfer to my cash account. In my cash account statement I see I have received funds from MLIA. The problem here is that my MLIA is set to "reinvest repayments" so the cash account transfer is unwanted in my case. Okay, will double check. I've had a bit of a senior moment with this one. It's been corrected and should now work as expected for future payments.
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Post by chris on Dec 3, 2014 22:36:19 GMT
I too had an unexpected and undesired transfer from my MLIA to my cash account. But I imagine I will survive the trauma of 5p of my money temporarily being in the wrong place Only 5p? Pauper! I will never understand an accounting system which says £0.11 is the amount sent to my cash account when hovering over it in the same MLIA account makes it perfectly clear that the correct amount is £0.12230434782608695823, and that is entered as £0.12 on my cash account, or £0.12230434782608695823 if I bovver2hover. I won't wake Chris up tonight to look into it.  I'll pass that on to the front end web developers. The rollover amount is the one used by the system.
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mikes1531
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Post by mikes1531 on Dec 3, 2014 23:48:14 GMT
I too had an unexpected and undesired transfer from my MLIA to my cash account. But I imagine I will survive the trauma of 5p of my money temporarily being in the wrong place Only 5p? Pauper! I will never understand an accounting system which says £0.11 is the amount sent to my cash account when hovering over it in the same MLIA account makes it perfectly clear that the correct amount is £0.12230434782608695823, and that is entered as £0.12 on my cash account, or £0.12230434782608695823 if I bovver2hover. You guys must be rolling in it! My undesired transfer was for 0.04619p. And now that magnificent sum is marooned in my Cash account because the system won't allow me to transfer it back into my GEIA. If I try, I'm told that "You currently have £0.00 in your cash account that you could transfer in."
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Dec 4, 2014 0:22:56 GMT
Only 5p? Pauper! I will never understand an accounting system which says £0.11 is the amount sent to my cash account when hovering over it in the same MLIA account makes it perfectly clear that the correct amount is £0.12230434782608695823, and that is entered as £0.12 on my cash account, or £0.12230434782608695823 if I bovver2hover. You guys must be rolling in it! My undesired transfer was for 0.04619p. And now that magnificent sum is marooned in my Cash account because the system won't allow me to transfer it back into my GEIA. If I try, I'm told that "You currently have £0.00 in your cash account that you could transfer in." Need a sweep all option on accounts. Earlier this week I had .2p in MLIA & .8p in cash account. Only way of getting hanging shrapnel from my cash account was to redirect payments temporarily to cash account in the hope of bring the amount closer to a whole penny. Now down to .2p in cash account. Does beg the question as to whether you can ever entirely withdraw your cash from AC, as I suspect, though not actually checked, that you cant request a withdrawl to 20dp
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Post by chris on Dec 4, 2014 8:43:59 GMT
You guys must be rolling in it! My undesired transfer was for 0.04619p. And now that magnificent sum is marooned in my Cash account because the system won't allow me to transfer it back into my GEIA. If I try, I'm told that "You currently have £0.00 in your cash account that you could transfer in." Need a sweep all option on accounts. Earlier this week I had .2p in MLIA & .8p in cash account. Only way of getting hanging shrapnel from my cash account was to redirect payments temporarily to cash account in the hope of bring the amount closer to a whole penny. Now down to .2p in cash account. Does beg the question as to whether you can ever entirely withdraw your cash from AC, as I suspect, though not actually checked, that you cant request a withdrawl to 20dp It would be nonsensical to withdraw to 20dp as the real world doesn't support that. But it's no different to other platforms that either keep the fractions for themselves or hide the fractions from you. You still couldn't get at that fraction.
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Dec 4, 2014 10:09:58 GMT
Need a sweep all option on accounts. Earlier this week I had .2p in MLIA & .8p in cash account. Only way of getting hanging shrapnel from my cash account was to redirect payments temporarily to cash account in the hope of bring the amount closer to a whole penny. Now down to .2p in cash account. Does beg the question as to whether you can ever entirely withdraw your cash from AC, as I suspect, though not actually checked, that you cant request a withdrawl to 20dp It would be nonsensical to withdraw to 20dp as the real world doesn't support that. But it's no different to other platforms that either keep the fractions for themselves or hide the fractions from you. You still couldn't get at that fraction. I also suggested a 'sweep all' option last week to be able to properly empty the cash account, and in the process make some of the headline figures match, which currently report a penny difference. I agree it makes no sense to be able to withdraw from the platform to 20dp. However, as clearly demostrated above, the system is transferring amounts between AC accounts to 20dp, so it seems perfectly reasonable that we be able to do it - if it makes sense for your system then it should make the same sense for lenders. Not on a random basis, which would seem a bit silly, but for the specific case of being able to totally clear an account in the suggested 'sweep all' option. Edit: I forgot to add - if somebody got to the point where they had several different accounts on the go and then decided to close some, it would currenlty be a bit irritating to have bits and bobs of micro-shrapnel left all over the place. A 'sweep all' option would let them cleanly empty an account, and would be much more satisfactory all round. How about it it chris? Edit 2: Cross posted my edit! Thanks for a very speedy reply
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Post by chris on Dec 4, 2014 10:11:22 GMT
It would be nonsensical to withdraw to 20dp as the real world doesn't support that. But it's no different to other platforms that either keep the fractions for themselves or hide the fractions from you. You still couldn't get at that fraction. I also suggested a 'sweep all' option last week to be able to properly empty the cash account, and in the process make some of the headline figures match, which currently report a penny difference. I agree it makes no sense to be able to withdraw from the platform to 20dp. However, as clearly demostrated above, the system is transferring amounts between AC accounts to 20dp, so it seems perfectly reasonable that we be able to do it - if it makes sense for your system then it should make the same sense for lenders. Not on a random basis, which would seem a bit silly, but for the specific case of being able to totally clear an account in the suggested 'sweep all' option. Changes are in the pipeline to deal with this.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,330
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Post by ilmoro on Dec 4, 2014 12:41:23 GMT
Need a sweep all option on accounts. Earlier this week I had .2p in MLIA & .8p in cash account. Only way of getting hanging shrapnel from my cash account was to redirect payments temporarily to cash account in the hope of bring the amount closer to a whole penny. Now down to .2p in cash account. Does beg the question as to whether you can ever entirely withdraw your cash from AC, as I suspect, though not actually checked, that you cant request a withdrawl to 20dp It would be nonsensical to withdraw to 20dp as the real world doesn't support that. But it's no different to other platforms that either keep the fractions for themselves or hide the fractions from you. You still couldn't get at that fraction. The last bit wasnt actually a serious suggestion but for some reason my phone ignored the winking smiley.
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gon
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Post by gon on Dec 4, 2014 14:54:16 GMT
We cannot understand how you can operate a system that in one place (on your exportable statements) shows figures to 20dp yet on your website MLIA statements they only show to 2dp. Other p2p platforms, banks and other financial institutions who run monetary accounts do not seem to have the same problem. Please could Assetz advise what is being done to address this / the rounding problems?
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Post by cyrilmadrid on Dec 4, 2014 22:42:15 GMT
Could that same late payment banner appear on all the unpaid loans ? -G**, Epping, ...-
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shimself
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Post by shimself on Dec 9, 2014 15:44:16 GMT
It looks to me that the dashboard has changed, in that the Green GEIA no longer shows cash.
Which if I'm right would be naughty because, 1 it should and 2 it should be shown on the changelog otherwise what's the point?
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niceguy37
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Post by niceguy37 on Dec 9, 2014 16:24:53 GMT
It looks to me that the dashboard has changed, in that the Green GEIA no longer shows cash. Which if I'm right would be naughty because, 1 it should and 2 it should be shown on the changelog otherwise what's the point? It still shows cash for me, if I have any. If I've nothing to invest then it doesn't show zero. I just added 21p to test it, and it showed (briefly) as cash.
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Post by chris on Dec 9, 2014 19:20:13 GMT
It looks to me that the dashboard has changed, in that the Green GEIA no longer shows cash. Which if I'm right would be naughty because, 1 it should and 2 it should be shown on the changelog otherwise what's the point? Not true, it still shows cash. More likely you're fully invested in which case the £0 cash balance is then hidden.
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baz657
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Post by baz657 on Dec 9, 2014 19:36:55 GMT
Don't know if this is a good or bad thing but mine is showing £0.00 Awaiting Investment. Mousing over shows £0.00911747341 etc etc. so maybe that's why I can see a figure, even if it's effectively zero  . If you've zeroed out to the umpteenth decimal point and can't see anything I'd reckon you'd got a result! |
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shimself
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Post by shimself on Dec 9, 2014 21:56:12 GMT
It looks to me that the dashboard has changed, in that the Green GEIA no longer shows cash. Which if I'm right would be naughty because, 1 it should and 2 it should be shown on the changelog otherwise what's the point? Not true, it still shows cash. More likely you're fully invested in which case the £0 cash balance is then hidden. OK understood, that's the explanation thanks. BUT please don't forget the investment figure is out by 39.79 (but the xl export has correct figures). supposedly this is on a support ticket but I don't think I've ever been given a reference for it PS I vote to keep Cash £0.00 displayed on the dashboard. Absence of something is never comforting, is it lost is what comes to mind immediately, and anyway from your point of view it might encourage people to move more in
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