rscal
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Post by rscal on Nov 5, 2020 16:24:39 GMT
Overnight there was a payout of £4.74 per £10K in each AA
Loan #552 has repaid £59K
Has anyone put the daily figures together into a culmulative 'percentage' [from starting balances]? That would be handy.
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ian
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Post by ian on Nov 5, 2020 16:40:38 GMT
No ... but if there is a man who can it’s cb25😀
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cb25
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Post by cb25 on Nov 5, 2020 16:56:01 GMT
Overnight there was a payout of £4.74 per £10K in each AA
Loan #552 has repaid £59K
Has anyone put the daily figures together into a culmulative 'percentage' [from starting balances]? That would be handy. Have you seen this post by iRobot ? Perhaps you could work it out from that.
ian I don't keep the numbers I post (and in fact have recently deleted some of my older posts to limit thread size), so would have no shortcut to calculating the percentage to date.
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warn
Member of DD Central
Curmudgeon
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Post by warn on Nov 7, 2020 9:26:39 GMT
Overnight there was a payout of £2.34 per £10K in each AA Are you sure? I don't seem to have seen any of it.
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
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Post by dave4 on Nov 7, 2020 9:39:21 GMT
Overnight there was a payout of £2.34 per £10K in each AA Are you sure? I don't seem to have seen any of it. My share was waiting for me at breakfast login 
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warn
Member of DD Central
Curmudgeon
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Post by warn on Nov 7, 2020 9:50:54 GMT
Are you sure? I don't seem to have seen any of it. My share was waiting for me at breakfast login Very strange. Clearly, I need to reset my mousetraps. Mystery solved. What a silly billy I am!
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iRobot
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Post by iRobot on Nov 7, 2020 17:50:14 GMT
Has anyone put the daily figures together into a culmulative 'percentage' [from starting balances]? That would be handy. Have you seen this post by iRobot ? Perhaps you could work it out from that. ian I don't keep the numbers I post (and in fact have recently deleted some of my older posts to limit thread size), so would have no shortcut to calculating the percentage to date. Have five minutes so put the following together. Stats start from 19/03 and run through to last night's repayment. I've not bought or sold via the SM, so this is 'pure' data. For those that don't know, the blue line represents the period of time when all lenders wishing to close out their Access account(s) were paid the same amount regardless of the balance in each account. From the 2nd of June onward, that switched to pro-rata system as indicated by the orange line. Long story short; 11% of capital returned in 7 1/2 months: 
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IFISAcava
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Post by IFISAcava on Nov 7, 2020 18:50:46 GMT
So 9% since it was pro-rata, and a variable % before then depending on amount invested.
Sloooowwwwww.
I've been selling some chunks at the 4 and a bit % discounts.
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blender
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Post by blender on Nov 7, 2020 22:59:09 GMT
So withdrawing at about 2% per month since pro-rata. Very slow but, together with the SM, a great deal better than it was before.
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Post by closetotheedge on Nov 8, 2020 16:00:36 GMT
Not very scientific but my balance monitoring gives me the following based on setting all my accounts to exit and the notice periods ending beginning of July.
03/07/2020 £157,808
22/08/2020 £150,558
23/09/2020 £149,227
28/10/2020 £146,392
So about £11,500 out over 4 months.
Keep that up and keep paying me 4%+ and I would be delighted. (And surprised)
Been with AC for a long time so a lot of interest has flowed my way over the years.
Been leading a p2p blessed and charmed life thus far.
Exited LW after 5 years at Xmas when they offered a free exit for a few weeks. They even returned my sale fees ex gratia.
Exited RS a few months ago after 7 years with them (I was, purely based on luck, one of the first to push the panic button and so beat the tsunami of withdrawal requests)
Had my Wellesley 5 year p2p investment paid out with a minor loss literally the week before they folded and they pocketed everyone else's money.
So just need AC to stay put and perform a managed retreat and will have come out unscathed other than a few thousand which has clearly gone into Graham Wellesley pocket.
Everything crossed at this end
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iann
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Post by iann on Nov 11, 2020 14:35:31 GMT
Loan #535 has repaid £250K Loan #336 also repaid £110K but there's minimal AA investment in that loan.
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ian
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Post by ian on Nov 12, 2020 10:04:08 GMT
Overnight there was a payout of £28.12 per £10K in each AA Hi based on the level of funds in the AA am I right in assuming that AC are on average redeeming to investors only circa 25% of capital redeemed by borrowers  ??
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cb25
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Post by cb25 on Nov 12, 2020 10:07:35 GMT
Overnight there was a payout of £28.12 per £10K in each AA Hi based on the level of funds in the AA am I right in assuming that AC are on average redeeming to investors only circa 25% of capital redeemed by borrowers ?? Sorry, don't know. In order to determine that we'd need to know how much of each redeemed/repaid loan was in the AAs and I don't have that info or know where to get it.
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rcrcrc
New Member
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Post by rcrcrc on Nov 12, 2020 10:28:53 GMT
Overnight there was a payout of £28.12 per £10K in each AA Hi based on the level of funds in the AA am I right in assuming that AC are on average redeeming to investors only circa 25% of capital redeemed by borrowers ?? I've tracked several full repayments of loans I've held in the access accounts and find that I pretty consistently receive only ~50% of what I held into my cash account. I asked instant chat why this was and they listed various reasons, one of which was to facilitate people withdrawing their money(!) - certainly having the opposite effect for me!
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ian
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Post by ian on Nov 12, 2020 10:55:52 GMT
I guess I come back to the question I have asked Stuart on several occasions “ At what date do you envisage all redeemed capital will be returned to investors rather than used to fund further tranches/ new lending.”
.... at which point he disappears off the site back a couple of weeks later to move on to another topic😀
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