ian
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Post by ian on Dec 8, 2020 10:02:04 GMT
One real positive is the inflation in the property market @ general buoyancy in the market. The one thing Heelam talks of “ normalisation “ hopefully this means no new lending until normal market conditions prevail and we have access to our money.
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dead-money
Rocket to the Moon
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Post by dead-money on Dec 8, 2020 10:36:34 GMT
The AAs probably held a bit closer to half of the combined #828, #864, #129 than all of it. Certainly for the one still running - #828 - the AAs hold about 60% of it. At a guesstimate I’d put the cash available from those three redemptions @circa £50k per £10k or circa £1m per AA book. Cheers pal ... if we are to believe AC they now have sufficient cash to cover anticipated losses and future tranches; therefore they are merely retaining investors cash to maintain a business the vast majority no longer have any faith in. Annoyingly, You need to work out the Access account holdings yourself, its not on the Loan page nor in the exportable list of loan holdings, but it can be roughly calculated.
Take your individual AA holding in a loan as a percentage of your total AA holdings, then extrapolate against the most recently published Access account total value, then you know what percentage of that AA account is in any particular loan and what's left over is cash.
This gives you something like below:
Loan Outstanding 90D % 90D holds % held
1069 £2,689,947.80 1.00% £670,062.14 25%
685 £2,874,313.96 1.04% £697,206.47 24%
1128 £3,420,310.16 1.07% £711,105.24 21%
1271 £2,747,031.53 1.24% £825,622.21 30%
1202 £3,499,289.99 1.26% £839,465.22 24%
753 £3,336,034.12 1.26% £841,358.58 25%
1088 £4,745,901.45 1.60% £1,069,495.84 23%
548 £6,009,019.05 1.73% £1,151,679.52 19%
986 £4,726,039.24 1.82% £1,217,707.83 26%
691 £6,515,647.16 2.71% £1,810,971.13 28%
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ian
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Post by ian on Dec 11, 2020 16:24:24 GMT
On #1252 I make the AAs chunk circa £280k. Thieves 😀
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Mikeme
Member of DD Central
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Post by Mikeme on Dec 12, 2020 8:39:00 GMT
On #1252 I make the AAs chunk circa £280k. Thieves 😀 No Prudent!!
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iann
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Post by iann on Dec 15, 2020 6:52:15 GMT
Loan #920 has been redeemed, £105K including interest
Between them, loans #1072 and #1131 have repaid £793K
Not seen anything to AA for #920 and it was too late in the day for loans #1072 and #1131
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rscal
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Post by rscal on Dec 17, 2020 10:12:08 GMT
For ease of reference, what is the approximate size of t he AA pot? That way when being informed of a sum paid in, the potential return (£/£10k etc) can be estimated. (and compared to the actual) Thank you.
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cb25
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Post by cb25 on Dec 17, 2020 10:20:58 GMT
For ease of reference, what is the approximate size of t he AA pot? That way when being informed of a sum paid in, the potential return (£/£10k etc) can be estimated. (and compared to the actual) Thank you.
As dead-money says here "Annoyingly, You need to work out the Access account holdings yourself, its not on the Loan page nor in the exportable list of loan holdings, but it can be roughly calculated."
It's not something that's of sufficient interest to me to evaluate per loan.
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dead-money
Rocket to the Moon
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Post by dead-money on Dec 17, 2020 15:46:25 GMT
My take, it's worth knowing what the Access accounts top ten holdings are and how distressed or not those ones are. Beyond that it's just small potatoes.
Not that you can do anything to influence the decision making / algorithm in any case...
Slices sold at 2.4% discount today, so the Exit is wide open for anyone who really wants it.
Picking up pennies in front of a steamroller gets tiresome after a while.
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iann
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Post by iann on Dec 21, 2020 9:25:57 GMT
Loan #1056 has repaid £163K Also Loan #1084 has repaid £305K
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Post by oppsididitagain on Dec 23, 2020 8:15:10 GMT
#779 has redeemed. £2.84m capital of which circa £1.45m is held by AAs or about £70 per £10k. Over night I received a payout of £450 on a 100K balance and 150 on a 36K ISA balance So looks like the payout was £45 per 10K Unless you are referring to what will happen on tonights processing run ?
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Post by oppsididitagain on Dec 23, 2020 8:22:36 GMT
Loan #594 AAs share of capital : my quick read is £10k Loan #922 AAs share of capital : my quick read is £1,040k Loan #1051 AAs share of capital : my quick read is £580k On #535 my quick read is the AAs hold circa 80%. total circa £1.75m of cap repayment for AAs. Or about £83 per £10k held. E&OE21.12.20 at 01.06 I received £106 for 102K balance. and £50 on a 36K ISA balance so more like £10 per 10K although the ISA seems to have paid out more ??
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cb25
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Post by cb25 on Dec 23, 2020 9:05:47 GMT
#779 has redeemed. £2.84m capital of which circa £1.45m is held by AAs or about £70 per £10k. Also, loan #1056 has repaid £213K
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iann
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Post by iann on Dec 23, 2020 11:00:09 GMT
#779 has redeemed. £2.84m capital of which circa £1.45m is held by AAs or about £70 per £10k. Also, loan #1056 has repaid £213K
Also, loan #994 has repaid £260k
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dead-money
Rocket to the Moon
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Post by dead-money on Dec 23, 2020 19:25:38 GMT
Also, loan #994 has repaid £260k Loan #590 has repaid £717K (no Lender Update, spotted it from release of MLA funds)
Loan #1006 has been redeemed, £187K including interest
Loan #1259 has repaid £264K, no update
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dead-money
Rocket to the Moon
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Post by dead-money on Dec 23, 2020 20:02:08 GMT
Loan #nnnn has repaid £XXX, no updateQuite a lot of that going on recently and no doubt some has slipped the “reporting net” that is this thread. To be fair, they're probably on reduced staffing currently, expect a rush of updates from 5th Jan.
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