jlend
Member of DD Central
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Post by jlend on Aug 6, 2018 9:56:18 GMT
I put in an official complaint about being able to sell out of the gbba etc at a discount, given the wording in the terms and conditions, earlier this year. They offered to let me sell out of any non suspended loans at a discount, i just have to tell them which ones i want to sell and the discount. It would seem fair for them to do this for you if you ask the help desk. Interesting discussion. However, if you just asked the help desk to sell some of your loans within one of these accounts, would it not be the case that the automated swapping process could start buying them up again afterwards? Surely this process only works if, as paul123 requested, you shift ALL of your holdings over?
Good question. At the time there was no automated diversification.
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Post by Ace on Aug 9, 2018 22:40:04 GMT
It's been mentioned before, but I couldn't find a response from AC... Could we please have our loan notes shared across our Standard and IFISA accounts? chris? |
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dave2
Member of DD Central
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Post by dave2 on Aug 21, 2018 8:26:17 GMT
My MLIA lending is spread across two hundred loans, I am certain that many investors have more.
The daily check for updates/activity/q&a can be torturous and time wasting, important updates can be easily overlooked.
I use the following method:
Browse loans Resequence by "Last Updated" Select each appropriate loan in turn by "right click/open in new tab" on the little arrow at the extreme right Curse the "Live Chat" button which often gets in the way Check to find what has changed, and if it is important...
Has anybody found a better way?
What about an online report entitled "Your MLIA Activity" giving an executive overview of what has happened to my loans, in reverse date sequence. A downloadable .xls would be good.
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SteveT
Member of DD Central
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Post by SteveT on Aug 21, 2018 9:27:21 GMT
It’s fractionally quicker if you use Your Loans rather than Browse Loans, so at least you only see the loans you’re in
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Post by markaldrich on Aug 21, 2018 9:54:02 GMT
I too have asked for some feature to provide us with an update on activity on all my loans
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Post by dan1 on Sept 2, 2018 17:14:23 GMT
My MLIA lending is spread across two hundred loans, I am certain that many investors have more.
The daily check for updates/activity/q&a can be torturous and time wasting, important updates can be easily overlooked.
I use the following method:
Browse loans Resequence by "Last Updated" Select each appropriate loan in turn by "right click/open in new tab" on the little arrow at the extreme right Curse the "Live Chat" button which often gets in the way Check to find what has changed, and if it is important...
Has anybody found a better way?
What about an online report entitled "Your MLIA Activity" giving an executive overview of what has happened to my loans, in reverse date sequence. A downloadable .xls would be good.
I find it easier to hold down CTRL and click the left mouse button anywhere on the loan to open it in a new tab rather than find the arrow and right click (after cursing the "Live Chat" and scrolling it out of the way  ).
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ceejay
Posts: 975
Likes: 1,149
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Post by ceejay on Sept 4, 2018 9:53:59 GMT
Dunno if this has been asked before (this is a long thread and there are only so many search terms I can think of!) ...
Could you please find a way to let us know when a new proposal is listed from a borrower who already has an open loan?
This is because I want to avoid - or at least be aware of - the situation where I might double my usual exposure to a borrower by investing in two loans from the same party.
This would of course need to include connected parties - a common director across two SPV companies, for example.
The simplest way I can think of would be for you to put a "connected loan" section in each credit report - just make sure you include the loan reference number, and not just a vague reference in the text to another loan (which is what I've just had to fight with).
I understand the limitation that it would only be looking backwards in time, not forwards!
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,329
Likes: 11,549
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Post by ilmoro on Sept 4, 2018 10:16:41 GMT
Dunno if this has been asked before (this is a long thread and there are only so many search terms I can think of!) ...
Could you please find a way to let us know when a new proposal is listed from a borrower who already has an open loan?
This is because I want to avoid - or at least be aware of - the situation where I might double my usual exposure to a borrower by investing in two loans from the same party.
This would of course need to include connected parties - a common director across two SPV companies, for example.
The simplest way I can think of would be for you to put a "connected loan" section in each credit report - just make sure you include the loan reference number, and not just a vague reference in the text to another loan (which is what I've just had to fight with).
I understand the limitation that it would only be looking backwards in time, not forwards!
They usually do and if they have had a previous loan on AC ie W&W, Sc***a.
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Post by Ton ⓉⓞⓃ on Sept 4, 2018 12:57:46 GMT
Dunno if this has been asked before (this is a long thread and there are only so many search terms I can think of!) ...
Could you please find a way to let us know when a new proposal is listed from a borrower who already has an open loan?
This is because I want to avoid - or at least be aware of - the situation where I might double my usual exposure to a borrower by investing in two loans from the same party.
This would of course need to include connected parties - a common director across two SPV companies, for example.
The simplest way I can think of would be for you to put a "connected loan" section in each credit report - just make sure you include the loan reference number, and not just a vague reference in the text to another loan (which is what I've just had to fight with).
I understand the limitation that it would only be looking backwards in time, not forwards!
Something I've found handy in the past is the list in DDC for "X - Platform" loans so not just AC.
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ceejay
Posts: 975
Likes: 1,149
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Post by ceejay on Sept 5, 2018 11:30:53 GMT
Dunno if this has been asked before (this is a long thread and there are only so many search terms I can think of!) ...
Could you please find a way to let us know when a new proposal is listed from a borrower who already has an open loan?
This is because I want to avoid - or at least be aware of - the situation where I might double my usual exposure to a borrower by investing in two loans from the same party.
This would of course need to include connected parties - a common director across two SPV companies, for example.
The simplest way I can think of would be for you to put a "connected loan" section in each credit report - just make sure you include the loan reference number, and not just a vague reference in the text to another loan (which is what I've just had to fight with).
I understand the limitation that it would only be looking backwards in time, not forwards!
They usually do and if they have had a previous loan on AC ie W&W, Sc***a. Usually? Sometimes? Every time, please.
And on a similar question I've just had a couple of "loan" repaid notices, also without loan numbers in. How exactly do you think I'm organising my records? All these notices have done is give the name of the loan, which doesn't even match the "Loan Name" column in my downloaded spreadsheet. Grrr.
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Post by jevans4949 on Sept 8, 2018 14:18:06 GMT
They usually do and if they have had a previous loan on AC ie W&W, Sc***a. Usually? Sometimes? Every time, please.
And on a similar question I've just had a couple of "loan" repaid notices, also without loan numbers in. How exactly do you think I'm organising my records? All these notices have done is give the name of the loan, which doesn't even match the "Loan Name" column in my downloaded spreadsheet. Grrr.
Think chris said somewhere a few weeks ago that identifying related loans was somewhere on the to-do list. Probably on page 94.
It really needs to be on the Loan Book screen, not buried in the Credit Report.
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Post by mint on Sept 9, 2018 15:08:23 GMT
It really needs to be on the Loan Book screen, not buried in the Credit Report.
Couldn’t agree more. Must been(?) mentioned already, but I find the transaction reports excruciating, worse than Unbolted. The download gives you a couple of columns with repeated superfluous information and most of the important stuff in one long “narrative” text tribe. Can’t we have a few more fields at least to split out transaction type from Loan number/ name etc?
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shimself
Member of DD Central
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Post by shimself on Sept 18, 2018 20:36:00 GMT
I am able to order the loans page by instruction. So I can see those with a buying instruction first, then the + - buy or sell symbols (those with no current buy or sell instruction), and then finally those with a sell instruction.
1 I suggest it's better to have all those with a definite instruction at the beginning and those with no instruction after
2 But where has #137 Ep***g gone? because it is neither at the beginning nor the end (Nobody will be surprised to hear I have a longstanding sell instruction, fortunately not for a large amount)
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Esmeralda
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Post by Esmeralda on Sept 19, 2018 13:45:25 GMT
2 But where has #137 Ep***g gone? because it is neither at the beginning nor the end (Nobody will be surprised to hear I have a longstanding sell instruction, fortunately not for a large amount)
It's still visible for me. Forgive me if this is obvious, but have you tried finding it by sorting the loans by loan number?
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cb25
Posts: 3,528
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Post by cb25 on Sept 19, 2018 14:06:11 GMT
2 But where has #137 Ep***g gone? because it is neither at the beginning nor the end (Nobody will be surprised to hear I have a longstanding sell instruction, fortunately not for a large amount)
It's still visible for me. Forgive me if this is obvious, but have you tried finding it by sorting the loans by loan number? Can also be found from Loan Book, Browse Loans, then search on "Epp"
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