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Post by oldnick on Apr 1, 2014 12:09:42 GMT
Chris, could I suggest an update to the 'Your Loan Units' grid of the account page. I would like an additional column after the accrued interest column showing the next payment date (or date payment due if not paid yet). Not a big deal at the moment with most of my bids in Accepted/Live, but as the list grows, having to drill down into each loan will get a bit tedious. Here's another request for the 'Your Loan Units' section -- showing the maturity date. If I have any significant bills coming up, it would be nice to be able to tell at a glance whether I have any loans that will be maturing around that time so that I know whether I'll automatically have money available or whether I'd need to try to sell some loan parts to raise the necessary funds. Also, if I'm going to be away from the internet for a while -- it sometimes happens when I'm on holiday -- it would be good to know if I have any loans scheduled to mature during that period so that I possibly could trade those parts for a loan maturing at a different time. And I'd find a chart showing maturity amounts on a timeline to be useful as well. What he said 
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Post by cyrilmadrid on May 4, 2014 16:42:49 GMT
I also agree with the need to show a maturity date, to know when money is coming, to be able to produce stats of duration of the loan book...
Ideally, you could produce a treasury forecast of the loan book, but maybe too much to ask for.
But if we were able to export loan units with the maturity date field, we could compute that ourselves.
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duck
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Post by duck on May 4, 2014 17:06:10 GMT
Am I missing something here ........... On maturity date I simply take the final payment date from the 'Repayments' tab and incorporate that into my spreadsheet. As for the earlier raised issue of Tax Statements my spreadsheet (which I update from the csv file) works on words e.g =IF(ISNUMBER(SEARCH("Interest repayment",D3)),E3,0) to split up Interest, Accrued Interest, Accrued interest, Cashback, Principal & Principal settlement so you have a clear view of exactly what has to be declared to HMRC. I accept that HMRC could challenge that all entries from the csv have been added to the spreadsheet but personally I can't see that happening ...... and if it does I will simply download them again!
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Post by chris on May 4, 2014 17:08:06 GMT
I also agree with the need to show a maturity date, to know when money is coming, to be able to produce stats of duration of the loan book... Ideally, you could produce a treasury forecast of the loan book, but maybe too much to ask for. But if we were able to export loan units with the maturity date field, we could compute that ourselves. Not too much to ask for, and it's something we've had plans for since day one but it keeps being bumped down the priority list due to other projects being designated as more immediately important. Internally the system knows all the upcoming payments and the amount of principal and interest due to each lender, so producing the forecast is relatively inexpensive. Just needs some developer time to produce a pretty interface.
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spockie
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Post by spockie on May 20, 2014 21:18:01 GMT
Please could the account statement be presented with the most recent transactions at the top instead of the bottom so you don't have to scroll all the way down to find them. Thanks.
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mikeb
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Post by mikeb on May 21, 2014 10:01:06 GMT
Please could the account statement be presented with the most recent transactions at the top instead of the bottom so you don't have to scroll all the way down to find them. Thanks. If you are tweaking that, please make that a sort option, rather than an enforced choice!
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andy2001
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Post by andy2001 on May 23, 2014 15:13:47 GMT
One loan on the aftermarket that had a lot of underwriting and now shows as all user bids has large amounts of underwriter held loan units on the aftermarket. How about changing the system so that horse shoe won't change if an underwriter, buys there own loan units.
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Post by Ton ⓉⓞⓃ on May 23, 2014 19:24:28 GMT
One loan on the aftermarket that had a lot of underwriting and now shows as all user bids has large amounts of underwriter held loan units on the aftermarket. How about changing the system so that horse shoe won't change if an underwriter, buys there own loan units. Is there a particular loan that you're thinking of; where an u/wer have bought 'back' into a loan? Or is it where the same person has gone from green to purple in the Horseshoe graph without apparently actually selling? I suppose it's possible to back out of being an u/wer, perhaps they then lose any extra interest or benefit perhaps even pay some back. But I'm guessing here now. The advantages might change for an u/wer over time so it might make sense to do that. What do you mean is what I'm trying to say?
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j
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Penguins are very misunderstood!
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Post by j on May 23, 2014 19:33:37 GMT
One loan on the aftermarket that had a lot of underwriting and now shows as all user bids has large amounts of underwriter held loan units on the aftermarket. How about changing the system so that horse shoe won't change if an underwriter, buys there own loan units. I assume you're referring to the furny loan. It does the majority of units belonging to an underwriter when buying on AM. Maybe chris can clarify? I wonder if one underwriter sold to another?
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andy2001
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Post by andy2001 on May 23, 2014 19:46:50 GMT
Yes I mean the furny loan where lots of underwriter loan parts are for sale. It seems they took them off the market by buying from them self. This could just be because they wanted to hold them a bit longer, or it could be to make them look more in demand than they are. I just think a sale of this type should not change the horse shoe.
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j
Member of DD Central
Penguins are very misunderstood!
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Post by j on May 23, 2014 19:59:25 GMT
Yes I mean the furny loan where lots of underwriter loan parts are for sale. It seems they took the off the market by buying from them self. This could just be because they wanted to hold them a bit longer, or it could be to make them look more in demand than they are. I just think a sale of this type should not change the horse shoe. i agree with you there
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Post by Jack Barlow on Jun 5, 2014 9:36:58 GMT
Please could the account statement be presented with the most recent transactions at the top instead of the bottom so you don't have to scroll all the way down to find them. Thanks. I see you've made the above change to the on-screen Statement Summary requested by spockie - thanks, saves lots of finger work. Pleased to see you've kept the downloadable version of the statement as it was (helps my post-processing), or are the transactions in that about to be flipped too? Here's a further request for a modification to the on-screen Statement Summary - any chance we could have a one- (or two-) click option to set the start date to the date of the first transaction in our accounts, rather than having to scroll back month by month or type the date? Thanks Jack
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spockie
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Post by spockie on Jun 5, 2014 14:57:47 GMT
Please could the account statement be presented with the most recent transactions at the top instead of the bottom so you don't have to scroll all the way down to find them. Thanks. Thanks, chris!
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Post by chris on Jun 5, 2014 14:58:42 GMT
Please could the account statement be presented with the most recent transactions at the top instead of the bottom so you don't have to scroll all the way down to find them. Thanks. Thanks, chris! Wasn't me! Must have been one of my team. Will give them all a pat on the back.
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ianj
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Post by ianj on Jun 5, 2014 16:14:02 GMT
A suggestion I'm sure I've seen before, but I can't locate it to see whether there was a positive response.
In Auto-Invest the ability to deactivate/activate mandates, all/individually, would be most welcome.
As I don’t want idle cash in my account I make deposits ‘as required', but I now have AI mandates to ‘mop-up’ repayments as they come in. On two occasions I've hurriedly deposited money, only to see AI eat into my lump sum.
It's time-consuming but, in order to ensure AI can’t hijack my cash, I now 'neutralise' all mandate targets, then reset them when safe to do so.
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