New Loans (CP)

Ms Vorderman is nowhere to be seen. She's certainly nowhere near CrowdProperty's offices.

Today loan launch was a substandard state of affairs in a variety of ways. To give just a couple of examples, the loan didn't have the usual video interview and walk-through with the developers and was merely a rushed 1.55 'silent movie' hack job whizzing through the slides; then, after the loan launched, as per your message, the autoinvest allocations were not given. Only standard pledge showed. I kept refreshing the page for several minutes, wondering if I'd turned off my autoinvest by mistake or something.

After nearly 15 minutes of launch, the autoinvest allocations were finally provided. That's not happened before after such a delay.

I'm not happy with them at all, because I receive only one third of the allocation of yesterday's loan, even though the amounts are very similar (£920k/£900k). I've been waiting for many weeks for such larger loans to finally be able to invest the uninvested money I have and therefore this is tremendously disappointing. 

Does anybody know why a £920k loan would give 1/3 of the autoinvest allocation of a £900k loan?

For a long time now, it's been patently obvious that CP are not interested in investors of larger sums (other than their new institutional pals) and, unless you only want to invest £500 here and £1k there, CP will not satisfy your needs.
 

I got 5.31% on today's loan and 14.46% on yesterday's loan, even though today's loan was £920k and yesterday's £900k.

It's odd to have such a huge difference when two loans, launched one after another, were more or less the same size. 

Could this be because of the new best friends, the institutions, filling their bellies with today's loan?

I retracted yesterdays auto pledge "which was greater than i expected", and today's loan i appear to have Nothing via auto pledge ?. I was very polite when retracting my pledge, so don't think i offended them. ? 

Edit..... Recieved £50 just no notification, and late showing up on platform.

Definitely something has changed with the last two loans.   Looking at all the loans (excluding autoinvest only) since June 1st, there is a very smooth curve plotting allocation % against loan size.
Then suddenly 10 August and 11 August are 9% different with pretty much the same loan size.    10 August is 3.5% above the curve and 11 August is 6% below. 

It might be institutional appetite , or in my view more likely CP tweaking the amounts available for manual.  If so it seem they underestimated on 10 August (auto lenders received more than expected) and then overcompensated on 11 August so auto lenders received a lot less.

There is a £1.4m loan coming up, currently scheduled for 24 August.  That might provide some more clarity.  Or it might not!
On 22nd June, a £1.6m loan provided an allocation of 26.9% of maximum pledge.
On 29th June a £1.32m loan provided 20%

exactly 2.00%?

The smooth curve would indicate 5%, so this is way off and indicates something really has changed.

I am "fully pledged" just at the moment with a lot of repayments due.

Until the repayments come in I should appreciate this thread being updated with the % allocated, to 2 decimal places, for every new loan, even autoinvest only as I keep track of those separately.

Thank you all.

Thank you.  I suspect the flat £50 allocations are not accurate for % allocated when applied to higher amounts.

Here is the chart illustrating the change in August v's June & July




EDIT 16/8/21  Deleted OneDrive Links because of security concerns with new version of Onedrive Microsoft forced on me as far as i can see which needs access to all my contacts!!
Hopefully will resolve this and restore links