trium
Member of DD Central
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Post by trium on Jan 13, 2022 8:31:08 GMT
Interest calculation now explained and resolved... Interested in explanation because I received a day's interest less than expected. Suspect that's because accrued interest seems to be added at midday on CL (it was midnight on FS). Was this your query?
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Post by mfaxford on Jan 13, 2022 22:03:22 GMT
Interest calculation now explained and resolved... Interested in explanation because I received a day's interest less than expected. Suspect that's because accrued interest seems to be added at midday on CL (it was midnight on FS). Was this your query? I'm interested as well. I've got a few loans in my spreadsheet where the interest looks a day off, I assume those are loans that were closed before midday (If I have the correct end date set the days active value is out by one as well)
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Post by Badly Drawn Stickman on Jan 16, 2022 18:56:26 GMT
I am struggling to find anything online that justifies the £135,000 valuation on the loan launching tomorrow 17th January.
Has anybody else looked?
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Post by Ace on Jan 16, 2022 19:24:44 GMT
I am struggling to find anything online that justifies the £135,000 valuation on the loan launching tomorrow 17th January. Has anybody else looked? Yes, I found a few that seem to be priced in that region. You need to check that the ones you've seen are the 126755saru model with the same precious stones.
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Post by df on Jan 16, 2022 19:30:29 GMT
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dh1
Member of DD Central
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Post by dh1 on Jan 16, 2022 20:47:47 GMT
Happily, the title of this thread is now wrong!
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Post by overthehill on Jan 16, 2022 21:47:29 GMT
Asking prices do not necessarily have any correlation or relevance to the valuation of an item to be sold in an auction. I don't know anything about this particular watch or doubt its valuation but asking prices are irrelevant, I'm only interested in sold prices in the recent past.
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Post by overthehill on Jan 17, 2022 13:03:32 GMT
loan 373255530452 - either the borrower id or the borrower's other loans are wrong, something doesn't match. The borrower id has changed since last night as well , I wish they would get this sorted out as I don't want to be loading up on loans from the same borrower.
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Post by Ace on Jan 17, 2022 16:45:56 GMT
Well, it filled fairly quickly for such a large loan. There was availability in all 3 tranches throughout the 2 hour restricted period and filled due to some big bites during the hour and a bit after restrictions were lifted. I'd say that was a pretty good outcome for all involved.
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firedog
Member of DD Central
Posts: 367
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Post by firedog on Jan 17, 2022 16:58:57 GMT
Well, it filled fairly quickly for such a large loan. There was availability in all 3 tranches throughout the 2 hour restricted period and filled due to some big bites during the hour and a bit after restrictions were lifted. I'd say that was a pretty good outcome for all involved. Suppose there was a bit of money floating about - wasn't a large loan redeemed recently?
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Post by Ace on Jan 17, 2022 17:16:33 GMT
Well, it filled fairly quickly for such a large loan. There was availability in all 3 tranches throughout the 2 hour restricted period and filled due to some big bites during the hour and a bit after restrictions were lifted. I'd say that was a pretty good outcome for all involved. Suppose there was a bit of money floating about - wasn't a large loan redeemed recently? Yep, that's where my funds were rolled over from.
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rookey123
Member of DD Central
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Post by rookey123 on Jan 17, 2022 18:25:10 GMT
Saw a very broad range of valuations on chrono24. Just about ok with tranche A, wouldn't touch the lower ranking ones.
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Post by mfaxford on Jan 17, 2022 18:26:21 GMT
Well, it filled fairly quickly for such a large loan. There was availability in all 3 tranches throughout the 2 hour restricted period and filled due to some big bites during the hour and a bit after restrictions were lifted. I'd say that was a pretty good outcome for all involved. Suppose there was a bit of money floating about - wasn't a large loan redeemed recently? From my notes it was redeemed last week (having run for around 2 months) and was the same borrower (but a different watch).
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dave4
Member of DD Central
Cynical is a hobby not a lifestyle
Posts: 1,055
Likes: 616
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Post by dave4 on Jan 17, 2022 18:58:45 GMT
Suppose there was a bit of money floating about - wasn't a large loan redeemed recently? From my notes it was redeemed last week (having run for around 2 months) and was the same borrower (but a different watch). Sounds like they could be a dealer/business type?. which is fine with me.
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Post by df on Jan 17, 2022 20:07:16 GMT
loan 373255530452 - either the borrower id or the borrower's other loans are wrong, something doesn't match. The borrower id has changed since last night as well , I wish they would get this sorted out as I don't want to be loading up on loans from the same borrower.
Yes, it was displayed as 8??, but now is 217 as I assume should be. Including this loan there are currently 3 loans to this borrower. I'm not too fussed over the multiplicity in pawn lending because the loans are against assets which I believe are in CL's possession and valuations seem to be correct.
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