ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Feb 5, 2016 13:03:26 GMT
I suspect the key factor will be platforms getting the full FCA permission and applying for ISA manager status. So far seems to be taking about 6 months plus (any update on yours MoneyThing?) Given SS window is this quarter seems unlikely they will be an IFSA anytime soon. As for other platforms so far one minor one has been been authorised as an ISA manager so doesnt seem a great rush for April Crossed with Nick |
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SteveT
Member of DD Central
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Post by SteveT on Feb 5, 2016 13:24:56 GMT
I too would be surprised if the platforms did not allow transfers in. They are going to be quite competitive about attracting money in on the basis that lenders are likely to remain loyal given the general inertia people have to switch providers. It is a shame that you can only select one IFISA provider per year. I would like to transfer in the bulk of by previous ISAs across to P2P loans, but being limited to one platform in the first year poses to much of a concentration/platform risk. Unless the IFISA rules are to operate differently from normal ISAs (which I doubt), you'll be free to transfer previous year ISA funds into as many different platforms as you like (provided they'll accept transfers in, of course). It's only your current year allowance that will be restricted to a single IFISA provider.
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Post by Butch Cassidy on Feb 5, 2016 15:19:02 GMT
Two pipeliners have just been given loan numbers; pbl076 - Durham & pbl075 - Great Bookham (usually a pre cursor to drawdown) so might get some activity soon, with any luck 
EDIT: ETA Monday 8th Feb
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
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Post by cooling_dude on Feb 5, 2016 15:20:54 GMT
Two pipeliners have just been given loan numbers; pbl075 - Durham & pbl076 - Great Bookham (usually a pre cursor to drawdown) so might get some activity soon, with any luck You beat me to it  ! Also the Surry House has moved to stage 2. Good signs!
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jonno
Member of DD Central
nil satis nisi optimum
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Post by jonno on Feb 5, 2016 15:26:49 GMT
Two pipeliners have just been given loan numbers; pbl075 - Durham & pbl076 - Great Bookham (usually a pre cursor to drawdown) so might get some activity soon, with any luck You beat me to it ! Also the Surry House has moved to stage 2. Good signs! Better than "street signs" 
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oldgrumpy
Member of DD Central
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Post by oldgrumpy on Feb 5, 2016 15:42:42 GMT
Dear Grumples,
We are pleased to confirm that the two above loans (75-76) will be going live on Monday morning (08/02/2016).
All investors should ensure their pre-funding levels for these loans are accurate.
Aaah! Do I detect a suggestion that we might be allocated our full pre-funding request - or close to it?
ed. (Thinks) not quite sure how they would do that with such an apparently large amount of cash aching to be invested. (Cross-posted with steve and dude  )
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SteveT
Member of DD Central
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Post by SteveT on Feb 5, 2016 15:44:13 GMT
Dear Grumples,
We are pleased to confirm that the two above loans will be going live on Monday morning (08/02/2016).
All investors should ensure their pre-funding levels for these loans are accurate.
Aaah! Do I detect a suggestion that we might be allocated our full pre-funding request - or close to it?
Only if your pre-funding target is around £150 on PBL075 and £200 on PBL076. They're both tiddlers.
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cooling_dude
Bye Bye's for the PPI
Posts: 2,853
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Post by cooling_dude on Feb 5, 2016 15:46:03 GMT
Dear Grumples,
We are pleased to confirm that the two above loans (75-76) will be going live on Monday morning (08/02/2016).
All investors should ensure their pre-funding levels for these loans are accurate.
Aaah! Do I detect a suggestion that we might be allocated our full pre-funding request - or close to it? They're not very big loans so I doubt it! Anyway; somthing to look forward to next week .
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jonah
Member of DD Central
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Post by jonah on Feb 5, 2016 16:57:46 GMT
Of course, this could be the beginning of the end for running deficits!
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agent69
Member of DD Central
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Post by agent69 on Feb 5, 2016 17:36:13 GMT
Why are they still stuck at level 2?
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mikes1531
Member of DD Central
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Post by mikes1531 on Feb 5, 2016 20:49:19 GMT
Why are they still stuck at level 2? Because SS have decided that solicitors just slow things down -- so they decided not to instruct any? 
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Post by goldservice on Feb 6, 2016 12:47:45 GMT
Talking of solicitors, I've noticed that these boards have many comments about solicitors but few about accountants. Also, that many comments are from accountants. From this I conclude: 1) that accountants don't like solicitors; and 2) that solicitors don't invest in p2p (I wonder where they invest instead? Perhaps they just borrow through p2p, and then object to paying it back ...)
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Post by ladywhitenap on Feb 6, 2016 13:06:01 GMT
Talking of solicitors, I've noticed that these boards have many comments about solicitors but few about accountants. Also, that many comments are from accountants. From this I conclude: 1) that accountants don't like solicitors; and 2) that solicitors don't invest in p2p (I wonder where they invest instead? Perhaps they just borrow through p2p, and then object to paying it back ...) I think they are both necessary evils of P2P activity - a bit like car tyres. Most people have to buy them but hardly any look forward to the experience. LW
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SteveT
Member of DD Central
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Post by SteveT on Feb 6, 2016 13:09:20 GMT
They're a bit like underarm deodorant. Not something you get any great joy from using but things tend to get smelly if you don't.
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mikes1531
Member of DD Central
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Post by mikes1531 on Feb 6, 2016 14:14:36 GMT
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! Also the Surry House has moved to stage 2.
)
