agent69
Member of DD Central
Posts: 5,625 
Likes: 4,195
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Post by agent69 on Mar 7, 2015 9:36:40 GMT
3yr market, 1 order £20k at 5%. Next lowest bid is 5.4%
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adrianc
Member of DD Central
Posts: 9,014
Likes: 4,825
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Post by adrianc on Mar 9, 2015 14:25:08 GMT
I wish whoever it was that was manipulating rates back up would get on with it - they're starting to get sensible again. Not fair!
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Post by bobthebuilder on Mar 10, 2015 1:00:16 GMT
Some high roller in the 1 year market seems determined to push rates down Attachments:
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Post by GSV3MIaC on Mar 10, 2015 17:36:11 GMT
Could it be the bug where 'regular investments' at a 'my rate' below MR actually get invested at that rate, or did RS finally fix that (repayments didn't have that problem).??
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agent69
Member of DD Central
Posts: 5,625
Likes: 4,195
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Post by agent69 on Mar 11, 2015 18:18:52 GMT
Just got a match at 5.8% in the 3 year market. Looks like money could be running low again.
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Post by Deleted on Mar 16, 2015 17:13:10 GMT
I see that ratesetter 5 year is close to 6.8% tonight.
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Post by GSV3MIaC on Mar 16, 2015 18:05:05 GMT
I got a match at 6.8% yesterday, although how many days/months/years it'll last for is a bit of a cr&pshoot. Now angling for 6% in the 3 years market. Eat your heart out Zopa. 8>.
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Post by Deleted on Mar 19, 2015 9:00:29 GMT
Getting 6.8% 5 year nicely now. Makes up for FC's A+ at net 6.4%.
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oldgrumpy
Member of DD Central
Posts: 5,087
Likes: 3,233
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Post by oldgrumpy on Mar 19, 2015 9:17:35 GMT
Getting 6.8% 5 year nicely now. Makes up for FC's A+ at net 6.4%. We ain't got it yet! Cillyaase hasn't popped up with his £100K at 6.1%!! (triggering Inspector Clooless with his 5.9%  ) 15:36Right!! All matched 6.8%  Should do the same (at least) tomorrow, then next Wednesday could be the time to transfer in a lump sum before the early April drop in rates.
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Post by wibble on Mar 19, 2015 12:56:31 GMT
Should I be happy I just scored 3.1% in monthly, or disappointed that it's now matching at 3.3 just 30 mins later?!
Oh, RateSetter, you tease, you!
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Post by rarrar on Mar 19, 2015 19:56:33 GMT
Should I be happy I just scored 3.1% in monthly, or disappointed that it's now matching at 3.3 just 30 mins later?! Oh, RateSetter, you tease, you! I reckon that waiting an extra day for an extra 0.1% gains one nothing in the monthly market. Good to see plenty of activity on the 1 year and 3 year markets these days compared with last year.
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jonbvn
Member of DD Central
Posts: 326
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Post by jonbvn on Mar 20, 2015 14:18:02 GMT
Getting 6.8% 5 year nicely now. Makes up for FC's A+ at net 6.4%. Just landed a fish at 6.9%. Possibility of 7% by this evening/Saturday?
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Post by p2plender on Mar 20, 2015 14:39:20 GMT
7% + RS 1% + PV fund payment by borrower (not sure what they pay) so 8% + loans. Not sure how competitive this is. Actually back to early days of RS now which is nice and imo where it should be.
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jonbvn
Member of DD Central
Posts: 326
Likes: 95
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Post by jonbvn on Mar 20, 2015 17:19:03 GMT
7% + RS 1% + PV fund payment by borrower (not sure what they pay) so 8% + loans. Not sure how competitive this is. Actually back to early days of RS now which is nice and imo where it should be. I agree. Some of the high street lenders/banks are offering 4% (ish) loans. Not sure how strict their lending criteria are.
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Post by Deleted on Mar 20, 2015 17:58:53 GMT
I believe most personal loans between 4 and 5% are for 5-7.5k +, check out loans below this level and rates are significantly higher.
Also RateSetter's historical default rate suggests their lending procedure has been very prudent ... long may it continue.
I prefer the current setup ... rather than higher rates and higher risk, other P2P's offer that.
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