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Post by zzr600 on May 1, 2015 6:19:32 GMT
1st May and nothing yet....any problems?
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Post by savingstream on May 1, 2015 6:59:22 GMT
Interest payments have now been made.
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row
Posts: 8 
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Post by row on May 1, 2015 7:44:32 GMT
My interest payment for this month is incorrect. Odd as it has never been in the past. Will be contacting savingstream later regarding this.
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kermie
Member of DD Central
Posts: 689
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Post by kermie on May 1, 2015 8:00:20 GMT
My interest payment for this month is incorrect. Odd as it has never been in the past. Will be contacting savingstream later regarding this. No problems here - I've found the SS interest payments to be quite reliable - and the statement is very clear, particularly on a per-loan-part view. Note that the amount of interest varies according to how many days there are in the month - in February you will be eating bread and water.
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ianj
Member of DD Central
Posts: 654
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Post by ianj on May 1, 2015 8:31:26 GMT
PBLs 16/17/18 have drawn down at last and are included in today's interest. No cashback as yet!
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mikes1531
Member of DD Central
Posts: 6,452
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Post by mikes1531 on May 1, 2015 10:49:27 GMT
PBLs 16/17/18 have drawn down at last and are included in today's interest. No cashback as yet! : Are you saying you've received interest for 16/17/18? I have nothing in 16 or 17, but I do have an investment in 18 and the most recent entry for that loan on my transaction statement was on 5/Dec/14 when I purchased my last loan part. Might the fact that I opted for upfront interest mean my interest will arrive when the cashback payments are made? ilmoro: It may be time to put the pink fliers on standby!
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gb007
Member of DD Central
Posts: 131
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Post by gb007 on May 1, 2015 11:04:26 GMT
mikes1531 I have received interest and cash back for 16/17/18 in full 
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sqh
Member of DD Central
Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
Posts: 1,426
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Post by sqh on May 1, 2015 11:08:27 GMT
PBLs 16/17/18 have drawn down at last and are included in today's interest. No cashback as yet! : Are you saying you've received interest for 16/17/18? I have nothing in 16 or 17, but I do have an investment in 18 and the most recent entry for that loan on my transaction statement was on 5/Dec/14 when I purchased my last loan part. Might the fact that I opted for upfront interest mean my interest will arrive when the cashback payments are made? ilmoro: It may be time to put the pink fliers on standby! They are still looping the loop over the Liver building 
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SteveT
Member of DD Central
Posts: 6,873
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Post by SteveT on May 1, 2015 11:18:14 GMT
I now have both interest and cashback (transactions dated 30/4/15) on loans 17 and 18. The cashback is a very pleasant bonus too, since I only bought the loan parts a week or two ago.
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webwiz
Posts: 1,133
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Post by webwiz on May 1, 2015 11:25:05 GMT
I have not made any investments in Apr 2015, nor made any other changes to my account. The total of Live Loan Parts in Dashboard (which are all drawn down) does not equal the total of Loan Parts against the interest payments in Transactions, and the total of the interest payments is not equal to 1% of either figure. What am I missing?
Edit: looked too soon, figures are changing as I write, will check tomorrow. It seems that either these posts are not automatic or if they are they take a long time.
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tony
Posts: 136
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Post by tony on May 1, 2015 11:31:10 GMT
My interest payment for this month is incorrect. Odd as it has never been in the past. Will be contacting savingstream later regarding this. No problems here - I've found the SS interest payments to be quite reliable - and the statement is very clear, particularly on a per-loan-part view. Note that the amount of interest varies according to how many days there are in the month - in February you will be eating bread and water. I can never manage to get my own calculated monthly interest payments to coincide exactly with the SS figures shown in "my transactions". They are often only a few pence out, either way, and do not bother me but I would like to find out why they differ. My spreadsheet record takes into account the differing number of days in the months so that is not the explanation. Some of my loan parts interest match those given by SS whereas others differ by a few pence - I have checked that the dates I commenced my funding agree with the SS record so it is a bit of a mystery.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,881
Likes: 11,105
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Post by ilmoro on May 1, 2015 11:59:31 GMT
ianj: Are you saying you've received interest for 16/17/18? I have nothing in 16 or 17, but I do have an investment in 18 and the most recent entry for that loan on my transaction statement was on 5/Dec/14 when I purchased my last loan part. Might the fact that I opted for upfront interest mean my interest will arrive when the cashback payments are made? ilmoro: It may be time to put the pink fliers on standby! They are still looping the loop over the Liver building All that jam has left them looking like a mixture of Monty Python & von Richthofen‘s Flying Circuses. In for a wash & scrub & destickification! 
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,881
Likes: 11,105
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Post by ilmoro on May 1, 2015 12:12:23 GMT
mikes1531 Slightly confusingly titled email (3 boats repay!) from SS says 'We have also switched all investors who opted for upfront interest to monthly interest in order to allow trading on the secondary market'
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star dust
Member of DD Central
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Post by star dust on May 1, 2015 12:55:30 GMT
mikes1531 Slightly confusingly titled email from SS says 'We have also switched all investors who opted for upfront interest to monthly interest in order to allow trading on the secondary market' They did that before with PBLs 11-13, I think this is because the draw-down has already taken so long that a good part of the originally stated loan term has already been and gone. The description on the loan part tabs still say you can purchase with upfront interest, but I wonder if you could were any actually available. It seems to me that they are gradually phasing out upfront interest options on all loans. Edit: I didn't get any emails, was it just to inform that these had drawn-down? I had loan parts in all three, but I don't seem to get notification emails for some reason.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,881
Likes: 11,105
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Post by ilmoro on May 1, 2015 13:49:25 GMT
mikes1531 Slightly confusingly titled email from SS says 'We have also switched all investors who opted for upfront interest to monthly interest in order to allow trading on the secondary market' They did that before with PBLs 11-13, I think this is because the draw-down has already taken so long that a good part of the originally stated loan term has already been and gone. The description on the loan part tabs still say you can purchase with upfront interest, but I wonder if you could were any actually available. It seems to me that they are gradually phasing out upfront interest options on all loans. Edit: I didn't get any emails, was it just to inform that these had drawn-down? I had loan parts in all three, but I don't seem to get notification emails for some reason. Yes, here it is complete with confusing subject title 3 x boat loan repaymentsDear Investor, We are pleased to announce the drawndown/completion of PBL016, PBL017 & PBL018. Since this loan has taken the best part of 5 months to drawndown, we have credited all investors cashback owed and interest accrued up until 30/04/2015. We have also switched all investors who opted for upfront interest to monthly interest in order to allow trading on the secondary market.
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