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Post by bracknellboy on Feb 12, 2014 19:45:09 GMT
I must have skipped that chapter. Why on (middle) earth did they go all the way to Mordor then? Should have stopped on the way at Wonga. They went straight to Mordor because they didn't pass GOllum. And in those days Wonga didn't have a Monopoly of the easy credit market.
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Post by chris on Feb 14, 2014 14:47:15 GMT
If someone on the forum is trying to buy a very large number of loan parts and is getting an error, you're actually submitting enough data to trigger our Denial of Service protection. We're going to adjust the way it works to allow large transactions to get through these protections but in the mean time if you break your purchase up into a couple of smaller transactions then it will work fine. Edit: We've increased the number of loan parts you can purchase in one transaction to double what it was before. A more elegant solution is in the works but needs to be tested before being rolled out so will take us a little while. |
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andy2001
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Post by andy2001 on Feb 15, 2014 2:50:59 GMT
Looks like the underwriters sold a fair bit. Gone from 27% user bids to 45% user bids.
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mikes1531
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Post by mikes1531 on Feb 15, 2014 4:13:48 GMT
Looks like the underwriters sold a fair bit. Gone from 27% user bids to 45% user bids. Yes. That's about £400k shifted in just one day. I'm impressed.
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Post by chris on Feb 15, 2014 7:27:45 GMT
Looks like the underwriters sold a fair bit. Gone from 27% user bids to 45% user bids. Yes. That's about £400k shifted in just one day. I'm impressed. £425k sold on the aftermarket yesterday (across all loans).
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bugs4me
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Post by bugs4me on Feb 15, 2014 10:17:59 GMT
Looks like the underwriters sold a fair bit. Gone from 27% user bids to 45% user bids. Yes. That's about £400k shifted in just one day. I'm impressed. It certainly is impressive. I'm becoming more inclined to opt out of the high value loans and wait for the aftermarket. Would certainly stop any idle cash sitting there waiting drawdown unless of course there is a 0.25% incentive or whatever.
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mikes1531
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Post by mikes1531 on Feb 15, 2014 17:30:18 GMT
Looks like the underwriters sold a fair bit. Gone from 27% user bids to 45% user bids. I note that the horseshoe chart still is showing 45% user bids, so I get the feeling the chart isn't updated very frequently, perhaps as little as once a day. Have we been told how often it's updated?
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andy2001
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Post by andy2001 on Feb 15, 2014 17:47:03 GMT
Looks like the underwriters sold a fair bit. Gone from 27% user bids to 45% user bids. I note that the horseshoe chart still is showing 45% user bids, so I get the feeling the chart isn't updated very frequently, perhaps as little as once a day. Have we been told how often it's updated? I think it gets updated once a day at midnight.
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andy2001
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Post by andy2001 on Feb 16, 2014 0:02:56 GMT
Just updated, with about 2% more in user bids.
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mikes1531
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Post by mikes1531 on Apr 15, 2014 1:01:13 GMT
There was an interesting development tonight. All of the loan parts that had been on the AM -- £300k of them -- disappeared from sale. And it wasn't just underwriters' parts that disappeared, because I had some parts available as well. I checked my AI settings and those were unchanged, with my target set less than my current holding. That should have meant AI would put the excess up for sale on the AM. I tried adjusting my target to see if that would prod AI into listing some parts, but that made no difference. Then I went into my Dashboard and tried to put some units on the AM manually. That didn't work either, but at least this time I received an error message... Oops!  But that explained why all the underwriters' parts also had been removed from sale. But it gets a bit odder. According to the loan's Credit Report, "Retained interest at outset to allow lenders interest to be paid monthly." So unless there's another serious problem, it looks like this glitch is simply due to AC failing to take the interest payment that they've been holding since the loan was made and distribute it to the lenders. How did you manage that, andrewholgate? PS. I had a good laugh when I looked at the 'Units For Sale' tab of the loan's web page. Near the bottom, it said... I realise those are the standard words shown whenever there are no parts for sale, but they sill brought on a chuckle.  |
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duck
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Post by duck on Apr 15, 2014 5:14:46 GMT
Simply a statement of fact .....
I note the loan shows the payment made on the 14th. Nothing showing on my statement though.
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Post by silvertower on Apr 15, 2014 6:30:29 GMT
So has the payment of 14 April been missed, or is the website slow to update? There is nothing to guide on the Assetz website.
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ramblin rose
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“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
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Post by ramblin rose on Apr 15, 2014 9:33:24 GMT
The loan is showing the payment made on the 15th and the money is now in my account.
I'm glad this was raised. I was thinking the system might be something like Zopa, with the payments hitting the account the day after they are made, but now I know I should be expecting them on the actual due day I will know to question things earlier.
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Post by Ton ⓉⓞⓃ on Apr 15, 2014 9:53:27 GMT
Well with retained interest on loans such as bridges and building developments there's no real reason why it should be delayed. In this case I guess someone forgot to hit a button and only realized when someone read this thread... Otherswise so far I've noticed that when a borrower makes a payment (ie not retained interest) it won't hit your a/c over the weekend, and occasionally they do just pay one odd day late. No serious payment defaults so far really. IN EDIT Tho' before I joined there was one loan did struggle slightly to make it's one and only payment. I'll paste a link if I can find it here IN EDIT Loan 48 |
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Post by yorkshireman on Apr 15, 2014 10:30:03 GMT
I guess someone forgot to hit a button and only realized when someone read this thread... Perhaps they were still basking in the warm glow of the Lender’s Day.
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But that explained why all the underwriters' parts also had been removed from sale. 
