|
|
Post by davee39 on Feb 20, 2014 14:06:36 GMT
Not sure about a Loan Part? Sell before 1st payment at zero mark up if you have to and all is well, then along comes B*si*e*s Ex*an*i*n Lo*n, Dodgy Builder takes £150k and is downgraded after 8 days due to CCJ. Hmn!!!
|
|
blender
Member of DD Central
Posts: 5,719
Likes: 4,272
|
Post by blender on Feb 20, 2014 15:33:04 GMT
Ouch! But too soon to panic.
Loan listed Day0, loan accepted on or after Day7, downgraded Day15 due to a CCJ registered. Is there something scrappy in the communications from South Wales which stops relevant information getting through while loans are being sought? Who knew what when, and why did they not tell me?
|
|
oldgrumpy
Member of DD Central
Posts: 5,087 
Likes: 3,233
|
Post by oldgrumpy on Feb 20, 2014 15:55:12 GMT
Grumps deftly sidestepped this one (what number?). Still looking at Top Tier Law so called A risk 4325 , first payment 33 days late, second payment now three days late - FC said on 13 Feb the recoveries process would be escalated on Monday 17 Feb - since then... nothing! Solicitors!
|
|
jm72
Posts: 109
Likes: 2
|
Post by jm72 on Feb 20, 2014 18:54:59 GMT
Look on the bright side - at least he's got £150k to pay off the CCJ, risk band reinstated, sell loan on to someone else.
|
|
|
|
Post by bracknellboy on Feb 20, 2014 21:32:07 GMT
Not got this, but I'd be moderately relaxed about a CCJ, pending any information on the amount at stake.
|
|
|
|
Post by GSV3MIaC on Feb 21, 2014 17:01:58 GMT
Grumps deftly sidestepped this one (what number?). Still looking at Top Tier Law so called A risk 4325 , first payment 33 days late, second payment now three days late - FC said on 13 Feb the recoveries process would be escalated on Monday 17 Feb - since then... nothing! Solicitors! I think they're referring to 4907. What IS it with Welsh firms?!?
|
|
wysiati
Member of DD Central
Posts: 397
Likes: 86
|
Post by wysiati on Feb 21, 2014 22:12:05 GMT
Not got this, but I'd be moderately relaxed about a CCJ, pending any information on the amount at stake. There are 2 CCJs listed for the borrower of loan 4907 dated 5 and 6 days respectively after the effective FC loan start date. The total sum involved is c.£15k. Given the timing of the judgements a relevant question might be whether any known ongoing legal processes were properly declared by the borrower during the process of obtaining the loan and whether FC even bothered to ask/check. I seem to recall a similar situation on ThinCats where there was a failure to declare a legal claim situation known to both the applying borrower and its Sponsor.
|
|
agent69
Member of DD Central
Posts: 6,037
Likes: 4,435
|
Post by agent69 on Feb 23, 2014 10:38:20 GMT
Grumps deftly sidestepped this one (what number?). Still looking at Top Tier Law so called A risk 4325 , first payment 33 days late, second payment now three days late - FC said on 13 Feb the recoveries process would be escalated on Monday 17 Feb - since then... nothing! Solicitors! What IS it with Welsh firms?!? While we are in this geographic location, my last notification from FC said that everyone's favorite scrappy is due to restart payments at the end of February. Will I be hearing the ching, ching, ching of money dropping into my account next week, or will there be another excuse?
|
|
|
|
Post by GSV3MIaC on Feb 23, 2014 12:03:45 GMT
Well we could start a book on it, iffin we could find anyone of an optimistic bent to take the 'will get paid' side of the bets.  Then there's always the chance he'll clear ALL his arrears .. oh look, Essex Saddlebacks on final approach on runway 03 West!! |
|
merlin
Minor shareholder in Assetz and many other companies.
Posts: 902
Likes: 302
|
Post by merlin on Feb 23, 2014 12:14:37 GMT
What IS it with Welsh firms?!? While we are in this geographic location, my last notification from FC said that everyone's favorite scrappy is due to restart payments at the end of February. Will I be hearing the ching, ching, ching of money dropping into my account next week, or will there be another excuse? Maybe you and I will only hear the sound of ching, ching, ching if the scrappy first finds some more <removed> to crush!
|
|
blender
Member of DD Central
Posts: 5,719
Likes: 4,272
|
Post by blender on Feb 23, 2014 13:51:59 GMT
What IS it with Welsh firms?!? While we are in this geographic location, my last notification from FC said that everyone's favorite scrappy is due to restart payments at the end of February. Will I be hearing the ching, ching, ching of money dropping into my account next week, or will there be another excuse? Your penquins already have wings, but a flying penguin is also an unlikely sight. In Wales of course they believe that dragons can fly.
|
|
agent69
Member of DD Central
Posts: 6,037
Likes: 4,435
|
Post by agent69 on Feb 23, 2014 14:00:30 GMT
While we are in this geographic location, my last notification from FC said that everyone's favorite scrappy is due to restart payments at the end of February. Will I be hearing the ching, ching, ching of money dropping into my account next week, or will there be another excuse? Your penquins already have wings, but a flying penguin is also an unlikely sight I may sometimes get in a flap, but my feet are always firmly planted on the floor. Guess I better cancel the plan for a slap up meal on Friday and make a detour past the chip shop on the way home instead .
|
|
merlin
Minor shareholder in Assetz and many other companies.
Posts: 902
Likes: 302
|
Post by merlin on Feb 23, 2014 17:37:49 GMT
While we are in this geographic location, my last notification from FC said that everyone's favorite scrappy is due to restart payments at the end of February. Will I be hearing the ching, ching, ching of money dropping into my account next week, or will there be another excuse? Your penquins already have wings, but a flying penguin is also an unlikely sight. In Wales of course they believe that dragons can fly. Sure our dragons can fly. Did you not see them at the Millennium Stadium on Saturday teaching the French how to play rugby?
|
|
|
|
Post by bracknellboy on Feb 23, 2014 19:25:08 GMT
I'm not sure the French are attending the classes at the moment. All a bit interesting: France narrowly beat England (bad game management by England), Ireland stomp all over Wales, Wales stomp all over France, and England beat Ireland. Square that circle.
|
|
merlin
Minor shareholder in Assetz and many other companies.
Posts: 902
Likes: 302
|
Post by merlin on Feb 24, 2014 10:14:24 GMT
I'm not sure the French are attending the classes at the moment. All a bit interesting: France narrowly beat England (bad game management by England), Ireland stomp all over Wales, Wales stomp all over France, and England beat Ireland. Square that circle. Yes really, really fascinating. Know look forward to the next round when hopefully all will become clear!
|
|
