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Post by ladywhitenap on Jan 7, 2016 12:14:49 GMT
And why should SS bother to detect bots. Provided they are securing enough funding for their loans. Have you never heard of the phrases, "customer service" or "customer satisfaction" ? The fact that on our poll alone, 86% of SS's customers want a bot free zone, should be something that SS should be listening to, don't you think?  SS have another customer base to satisy who have possibly not voted ie their borrowers in addition their own stakeholder structure. Their primary aim has to be providing funding to their borrowers so no real need to do anything about bots until they have difficulties with the former. I've changed my view a little from a couple of months back and now value the ability to sell via the SM and have a regular flow of new loans through the pipeline to invest in. Purchasing through the SM is no longer of interest to me. Let the Bots do all the hoovering up. LW
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Post by sunspot on Jan 7, 2016 13:35:23 GMT
As it stands, the secondary market moves so quickly that new investors are frozen out, so it is definitely in the interests of SS to find a solution if they wish to expand their user base.
As a coder, I could probably write something to make me competitive (in fact, I've already started researching what tools I would need) but I would much rather SS implemented a level playing field as I suggested in another thread. Disappointingly, almost no one agreed with me.
For the record, a well-written automated buying program would be very difficult indeed to detect, except by its success rate. So all those people who voted to ban bots, but also voted against my suggestion (a queued prefunding system for the secondary market) need to think again. As a programmer with decades of experience (though more or less retired) I proposed a system that would work - but you voted it down!
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ablender
Member of DD Central
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Post by ablender on Jan 7, 2016 13:38:23 GMT
As it stands, the secondary market moves so quickly that new investors are frozen out, so it is definitely in the interests of SS to find a solution if they wish to expand their user base. As a coder, I could probably write something to make me competitive (in fact, I've already started researching what tools I would need) but I would much rather SS implemented a level playing field as I suggested in another thread. Disappointingly, almost no one agreed with me. For the record, a well-written automated buying program would be very difficult indeed to detect, except by its success rate. So all those people who voted to ban bots, but also voted against my suggestion (a queued prefunding system for the secondary market) need to think again. As a programmer with decades of experience (though more or less retired) I proposed a system that would work - but you voted it down! I was a new investor in SS a few months ago. I did not find it difficult to invest and diversify my SS portfolio. I think that this issue is being blown out of proportion. BTW I do not use bots. The way I see it (p2p in general and SS in particular), it is like playing an online strategy game. Give it the time and you will reap rewards.
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Post by Deleted on Jan 7, 2016 15:33:48 GMT
If s*******m has his bot turned on you might as well give up trying pick up any parts on the secondary market - Its not possible.
Look at the parts history, s********m is picking up nearly all of the loan parts he is after.
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Investboy
Member of DD Central
Trying to recover from P2P revolution
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Post by Investboy on Jan 8, 2016 15:28:45 GMT
And why should SS bother to detect bots. Provided they are securing enough funding for their loans. Have you never heard of the phrases, "customer service" or "customer satisfaction" ? The fact that on our poll alone, 86% of SS's customers want a bot free zone, should be something that SS should be listening to, don't you think? I would not go that far with this assumption. Whe have lies, damned lies and statistics... What the poll shows is 82 users (atm) wants this. SS has 5,880 investors. Assuming everybody who voted here is SS investor: 82/5,880 = 1.4% of investors wants this. Even generously assuming every of ~1500 members of this forum (not SS board only) is also SS investor and would be against bots we get 1500/5880 = 25.5%. Still far from majority. This reminds me the recent final of "The Apprentice". Team was doing "market research" checking whether people would use candidate's dating app. From the random tiny sample (10-20 people I guess) of thousands people on the train station only 3 were single and said they will use it. So the quick statistics the finalist came up was "100% of single people will use my app". Isn't that great? Lets not forget this board/forum is just a tiny sample of P2P users and SS investors. And sample that we like to think as more sophisticated/involved which may not be the case also. We're just a sample of people who shout the most and the loudest to the ears of site owners who read those forums.
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Post by Deleted on Jan 8, 2016 16:12:15 GMT
Have you never heard of the phrases, "customer service" or "customer satisfaction" ? The fact that on our poll alone, 86% of SS's customers want a bot free zone, should be something that SS should be listening to, don't you think? I would not go that far with this assumption. Whe have lies, damned lies and statistics... What the poll shows is 82 users (atm) wants this. SS has 5,880 investors. Assuming everybody who voted here is SS investor: 82/5,880 = 1.4% of investors wants this. Even generously assuming every of ~1500 members of this forum (not SS board only) is also SS investor and would be against bots we get 1500/5880 = 25.5%. Still far from majority. This reminds me the recent final of "The Apprentice". Team was doing "market research" checking whether people would use candidate's dating app. From the random tiny sample (10-20 people I guess) of thousands people on the train station only 3 were single and said they will use it. So the quick statistics the finalist came up was "100% of single people will use my app". Isn't that great? Lets not forget this board/forum is just a tiny sample of P2P users and SS investors. And sample that we like to think as more sophisticated/involved which may not be the case also. We're just a sample of people who shout the most and the loudest to the ears of site owners who read those forums. Indeed, perhaps the actual figure is even greater than 86%. Investboy you wouldn't be owner of the s*********m bot would you :-)
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Post by mattie on Jan 8, 2016 16:30:46 GMT
Is the other way of levelling the playing field for someone to make a bot available to all?
It is much beyond my computer skills to do anything like that, but if there was something available where I could specify which loans I wish to increase my investment and by how much, then everyone can set them going and leave them to fight amongst themselves?
Like fastest finger first but without having to sit at the computer all day?
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dp
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Post by dp on Jan 8, 2016 16:33:29 GMT
Some clown is placing 1p up on the SM every few seconds increasing to 2p, 3p, 4p till someone snaps it up.
It was now 50p but now reduced to 1p intervals.
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sam i am
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Post by sam i am on Jan 8, 2016 16:38:25 GMT
I'm beginning to wish that savingstream hadn't fixed that bug which allowed loans to go into negative availability. Then we would have a much better chance of picking up something on the SM. If we asked nicely do you think they would bring it back?  |
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will
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Post by will on Jan 8, 2016 16:59:41 GMT
I'm doing just the same. I'm sick to death of trying to get anything on SM.
Only pathetic hand-outs on primary, too. Oh, unless you're the lucky one !
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Investboy
Member of DD Central
Trying to recover from P2P revolution
Posts: 564
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Post by Investboy on Jan 8, 2016 17:25:19 GMT
Investboy you wouldn't be owner of the s*********m bot would you :-) No, no bots here. As stated earlier somewhere I don't play on SM anymore. Just patiently prefunding and will top up on the few big ones that are coming.
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ianj
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Post by ianj on Jan 8, 2016 17:46:36 GMT
Some clown is placing 1p up on the SM every few seconds increasing to 2p, 3p, 4p till someone snaps it up.
It was now 50p but now reduced to 1p intervals. Another bot being tested. savingstream has to deal with these. The suggestion from another platform is the introduction of a captcha. Perhaps savingstream can introduce this and level the playing field. Which could disadvantage those with poor vision. 
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ablender
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Post by ablender on Jan 8, 2016 18:03:20 GMT
I cannot understand how people are saying that they could not buy on the SM in the morning. I personally saw things that were on sale for a long time. I did not buy them because I am currently fully invested.
Re the suggestion of having a bot for everyone. How do you think that stressing the servers is going to be better for everyone?
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Post by Deleted on Jan 8, 2016 18:14:42 GMT
I cannot understand how people are saying that they could not buy on the SM in the morning. I personally saw things that were on sale for a long time. I did not buy them because I am currently fully invested. Re the suggestion of having a bot for everyone. How do you think that stressing the servers is going to be better for everyone? I don't know which site you were looking at, everything disappeared in less than a second on the savings stream site today.
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SteveT
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Post by SteveT on Jan 8, 2016 18:16:58 GMT
Is the other way of levelling the playing field for someone to make a bot available to all? It is much beyond my computer skills to do anything like that, but if there was something available where I could specify which loans I wish to increase my investment and by how much, then everyone can set them going and leave them to fight amongst themselves? Like fastest finger first but without having to sit at the computer all day? Sounds a bit like the NRA's views on gun ownership in the States; pretty soon we'd all be touting the bot-equivalent of RPG launchers!
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