First default

Is default the correct term? Under pawnbroking rules the borrower is entitled not to repay so this should be considered to be a non redeemed item. I believe this a significant part of the profit stream for high street pawnbrokers with a low LTV.

I managed to miss that loan, but I'll be watching the reports with interest.  I've had a few loans paid off early.  The one I have that's nearest to 'maturity' has 27 days left to run, so that will run out just before this lot goes to auction.

Since I'm not in this one I can't even look at the details unless someone is kind enough to let me know the URL.  I suppose the loan number is really all I need -- the short (4-digit?) one at the end of the URL, not the long (9- or 10-digit) Loan Reference.  If you don't think it's appropriate to post the URL on this public forum, feel free to send it to me in a PM. 

Thanks -- and good luck with the auction.

Also a Camera loan on which a renewal was planned has not yet had the interest paid, so may be defaulted on the March 3rd if it's still not paid.

That's an interesting possibility.  The one thing that's distinctly lacking in my FS account -- unless it's there and I just haven't found it yet -- is a statement of any sort.  And, in particular, there's no date information anywhere that I've seen.  I have a list of my completed loans, for instance, but there's no indication when they were bid on, or when they were drawn down, or when they were repaid.  Similarly, I have a list of my existing loans, but I don't know when they started or when they mature (unless I try to work that out from the number of Days Remaining).  Am I missing something?  Or is the info we're being supplied rather inadequate?

PS.  Here's another oddity I came across in my list of Active Investments...  All my loan parts that have more than 150 days left to run are showing Earnings To Date that are 30 days worth of interest.  That's fine, because I know there's a 30 day minimum term for FS loans.  But I also have some loan parts with 136 days remaining and they're showing the same 30 days' worth of Earnings To Date, and I don't think that's right.  I can't work out the Earnings To Date on my other loans either.  For instance, my loan that's closest to maturity has 27 days left, and is for £50 at 13%.  My calculation of the accrued interest is £50 * 13% * (155/365) = £2.76 [155 days is six months (182 days) less the 27 days remaining].  I think the numbers in the Earnings To Date column are after the 15% FS lender's fee, so I'd expect to see £2.35 there.  What's actually there, however, is £1.75, and I can't explain that at all.

Has anyone else tried to reconcile their accrued interest?  Were you successful?  Am I doing something wrong?

Is that the same one that is now showing as a fully funded live loan?

With respect to the defaulting loan that started this thread...  It's not the same one that's also now showing as a fully funded live loan, is it?  I don't think so, because the OP referred to a watch and three rings, whereas the security for the live loan is two watches and two rings, but I just though I'd ask to be sure.

The loan I'm talking about is a camera loan that's now renewed, and funded. It's a different loan to the one that this thread was started for. I had emails about the loan being renewed, then another about the payments not having been paid  in, and a possible default on the 3rd of March. But it did get paid so no default after all.

Correct.