goopy
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Post by goopy on Feb 25, 2016 11:46:18 GMT
NO. That is your BELIEF, and you may be correct, but it is NOT A KNOWN FACT. Indeed, there's currently a thread about how the number of investors is calculated. I've also seen speculation that only about 1/3 of members who've signed up are active. This may mean they're happy to let their existing investments sit, or it might mean they've walked away entirely, dissatisfied with the system in some way. You don't know the answer to that any more than I do. As for the idea that everything is perfect, even Lendy don't agree with you on that, after all, they've made two MAJOR changes in the last two months - one to the prefunding system, the other being the captcha system. And even excluding my own comments, it's quite clear that not everyone is happy about these. Returning to the original subject of this thread. I find it amazing that people would vote to keep penny shares simply because they use them as markers for loans they don't want. A FAR BETTER system would be to allow users to attach their own notes to loans (255 characters should be plenty). This would not complicate matters greatly, but I guess you hate this idea, because it would mean a slight change to the layout - a horrid HTML <textarea> just below the PBL description. Get a life.... 
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adrianc
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Post by adrianc on Feb 25, 2016 11:54:40 GMT
NO. That is your BELIEF, and you may be correct, but it is NOT A KNOWN FACT. Indeed, there's currently a thread about how the number of investors is calculated. I've also seen speculation that only about 1/3 of members who've signed up are active. This may mean they're happy to let their existing investments sit, or it might mean they've walked away entirely, dissatisfied with the system in some way. You don't know the answer to that any more than I do. As for the idea that everything is perfect, even Lendy don't agree with you on that, after all, they've made two MAJOR changes in the last two months - one to the prefunding system, the other being the captcha system. And even excluding my own comments, it's quite clear that not everyone is happy about these. Returning to the original subject of this thread. I find it amazing that people would vote to keep penny shares simply because they use them as markers for loans they don't want. A FAR BETTER system would be to allow users to attach their own notes to loans (255 characters should be plenty). This would not complicate matters greatly, but I guess you hate this idea, because it would mean a slight change to the layout - a horrid HTML <textarea> just below the PBL description. <places teddy back in pram> I really cannot understand your problem with small-size parts. It's not as if they can never be made back into bigger ones, after all. It's not as if they detract from the interest you earn. It's not as if they actually have the slightest impact on ANYTHING. A loan part isn't, FC-like, some eternal entity that can never change. If you put a large part on the SM, and people buy bits of it, it becomes small parts. If a few people put small parts on the SM, and one person buys them all, they come a single large part. No more, no less. The ONLY time that how you bought them comes into play is when you come to sell them - do you need to list five parts or just one? If you don't like small parts there's a very simple solution... DON'T BUY SMALL PARTS. Wait until there's more on the SM. If there's only 23p of a loan on the market, then it's not as if you're losing out by ignoring it, because your preferred solution wouldn't allow 23p to be sold anyway.
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cooling_dude
Bye Bye's for the PPI
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Post by cooling_dude on Feb 25, 2016 12:05:18 GMT
NO. That is your BELIEF, and you may be correct, but it is NOT A KNOWN FACT. Indeed, there's currently a thread about how the number of investors is calculated. I've also seen speculation that only about 1/3 of members who've signed up are active. This may mean they're happy to let their existing investments sit, or it might mean they've walked away entirely, dissatisfied with the system in some way. You don't know the answer to that any more than I do. As for the idea that everything is perfect, even Lendy don't agree with you on that, after all, they've made two MAJOR changes in the last two months - one to the prefunding system, the other being the captcha system. And even excluding my own comments, it's quite clear that not everyone is happy about these. Returning to the original subject of this thread. I find it amazing that people would vote to keep penny shares simply because they use them as markers for loans they don't want. A FAR BETTER system would be to allow users to attach their own notes to loans (255 characters should be plenty). This would not complicate matters greatly, but I guess you hate this idea, because it would mean a slight change to the layout - a horrid HTML <textarea> just below the PBL description. Calm Down sunspot; your'll do yourself a mischief 
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beechside
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Post by beechside on Feb 25, 2016 12:19:29 GMT
Peace, my friends. Nearly every suggestion made in recent months revolves around not being able to buy what we want. This begs one very simple question: what do we believe to be SavingStream's number one priority? The answer is quite simple: more loans of an equal quality to the ones that they have already brought us. If there were more investment opportunities, we wouldn't be arguing about trivial issues such as rounding tricks, allocation refinements, prejudicing certain types of investors, changes to the SM, anti-bot mechanisms and so on. Every system change requires management focus and time, which is better spent on generating high quality business. Do that, SS and I'll love you forever. . . Attachments:
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adrianc
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Post by adrianc on Feb 25, 2016 12:22:13 GMT
Nearly every suggestion made in recent months revolves around not being able to buy what we want. This begs one very simple question: what do believe to be SavingStream's number one priority? The answer is quite simple: more loans of an equal quality to the ones that they have already brought us. Ah, but the other complaints revolve around the pipeline being unsustainably large...
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beechside
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Post by beechside on Feb 25, 2016 12:23:48 GMT
Ah, but the other complaints revolve around the pipeline being unsustainably large... OK - you got me there 
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Post by dodgeydave on Feb 25, 2016 12:37:24 GMT
Nearly every suggestion made in recent months revolves around not being able to buy what we want. This begs one very simple question: what do believe to be SavingStream's number one priority? The answer is quite simple: more loans of an equal quality to the ones that they have already brought us. Ah, but the other complaints revolve around the pipeline being unsustainably large... But Hull will drop out soon. How many valuations does it take ?
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jonno
Member of DD Central
nil satis nisi optimum
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Post by jonno on Feb 25, 2016 12:45:06 GMT
Ah, but the other complaints revolve around the pipeline being unsustainably large... But Hull will drop out soon. How many valuations does it take ? The answer my friend, is blowing in the...............
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Post by sunspot on Feb 25, 2016 12:52:22 GMT
And the attacks get personal again... Quelle surprise!
Oh yes, to those that haven't discovered it yet, there's a REPLY button, you don't always have to hit QUOTE.
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Feb 25, 2016 13:02:44 GMT
And the attacks get personal again... Quelle surprise!Oh yes, to those that haven't discovered it yet, there's a REPLY button, you don't always have to hit QUOTE.
Not if your reading the recently updated page
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cooling_dude
Bye Bye's for the PPI
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Post by cooling_dude on Feb 25, 2016 13:07:25 GMT
And the attacks get personal again... Quelle surprise!Oh yes, to those that haven't discovered it yet, there's a REPLY button, you don't always have to hit QUOTE.
What's exactly is wrong with using the reply button when engaging with another users posts? It lets the user know (via the notifications) that you have engaged with their post... much like I am doing now with you. It also keeps the thread structured, so when looking back you can follow the different conversations. Be honest sunspot ; your just here to complain about everything aren't you .
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mikes1531
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Post by mikes1531 on Feb 25, 2016 13:23:35 GMT
Nearly every suggestion made in recent months revolves around not being able to buy what we want. This begs one very simple question: what do believe to be SavingStream's number one priority? The answer is quite simple: more loans of an equal quality to the ones that they have already brought us. Ah, but the other complaints revolve around the pipeline being unsustainably large... Not to mention the complaints about the large number of loans with negative time remaining. Where do those fit in the quality spectrum?
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Post by highlandtiger on Feb 25, 2016 13:30:31 GMT
NO. That is your BELIEF, and you may be correct, but it is NOT A KNOWN FACT. Indeed, there's currently a thread about how the number of investors is calculated. I've also seen speculation that only about 1/3 of members who've signed up are active. This may mean they're happy to let their existing investments sit, or it might mean they've walked away entirely, dissatisfied with the system in some way. You don't know the answer to that any more than I do. As for the idea that everything is perfect, even Lendy don't agree with you on that, after all, they've made two MAJOR changes in the last two months - one to the prefunding system, the other being the captcha system. And even excluding my own comments, it's quite clear that not everyone is happy about these. Returning to the original subject of this thread. I find it amazing that people would vote to keep penny shares simply because they use them as markers for loans they don't want. A FAR BETTER system would be to allow users to attach their own notes to loans (255 characters should be plenty). This would not complicate matters greatly, but I guess you hate this idea, because it would mean a slight change to the layout - a horrid HTML <textarea> just below the PBL description. As someone who appears to be quite pedantic regarding the wording of phrases Id just like to point of that I never said everything was perfect. Plus I'd like to say that my beliefs regarding the majority of SS customers being happy with the status quo is borne out by the results of your own poll. I also believe that I am more in tune with the thoughts of the majority of SS users than you seem to be. After all when you create a poll your views seem to be in the minority and when I create a poll my views are not only in the majority but SS actually act on the poll not long after the poll results were known
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mikes1531
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Post by mikes1531 on Feb 25, 2016 13:30:39 GMT
If you don't like small parts there's a very simple solution... DON'T BUY SMALL PARTS. Wait until there's more on the SM. We've been here before, and at the risk or repeating myself I'll say that virtually all of the shrapnel in my account was not deliberately purchased -- I got it because someone with faster fingers than I left a bit of shrapnel for me when my buying order was processed after theirs. The only way to avoid shrapnel would be to avoid SM purchases. Since I don't want to do that, acquisition of shrapnel is inevitable with the current system.
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webwiz
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Post by webwiz on Feb 25, 2016 13:38:22 GMT
I wonder (but I'm not saying I care, just interested) where the small shrapnel goes. Surely people don't actually take the time to buy tiny amounts? Maybe SS have their own hoover bot which keeps the SM nice and clean for us.
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