Minimum Part Size, and other suggestions

You can minimise the risk of picking up shrapnel by buying at times when finger speed is less relevant.

... and even if shrapnel is inadvertently acquired, you can immediately put it back on sale (either for someone who likes [or at least doesn't mind] shrapnel to buy it, or to be consolidated with the next part of the loan that's put up for sale).


A "fill or kill" option on the buying page could be useful for those who prefer to keep their portfolio tidy though.

"Engage" Now there's a word I hate with a vengeance. As for why, let's just say I watch programs like Question Time, where it's the most over-used word by politicians, all of whom want to sound intelligent, reasonable, moderate, etc. But in most cases, are as dumb and as dull as ditch-water.

As for what's wrong with using the reply button, that rather depends... When I quote someone, I do so selectively. Unfortunately, this particular forum doesn't allow you to quote selected text, so I do so manually. And just like the example above, I'm usually content to agree or disagree with an IDEA (not an individual) therefore I don't usually add the code to specify who I'm quoting.

What I dislike intensely, is people quoting an entire post, and then adding one line... What's the point? It very rarely adds to discussion. Worse still, we have quotes that contain quotes, and people still only add one line. It's just a waste of space.

Needless to say, I usually just skip over this dross. However, I began this thread, therefore it behoves me to reply. It will probably be a long time before I begin another, and that's despite the fact (belief, opinion or delusion) that my technical, legal and financial knowledge is considerably above average.

Oh yes, we also have people who like to quote in full, and then say "Calm down". But here's the thing, EVERYONE ON PLANET EARTH, who's capable stringing a few words together, knows that telling someone to calm down (who's already calm) is insulting, patronising and antagonising. People who do this are therefore either exceptionally ****, or deliberate wind-up merchants!

Now then, I wonder if someone will repeat that particular faux pas!

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NOTE TO THE MODERATORS

Please close this thread - I give up!

Fortunately, the board does allow selective quotation.  However, you need to click on the BBCode tab and trawl your way through the tags to find and delete what you don't want.  You can always go back to Preview mode to make sure it's not cocked up but it's not too bad, especially if you've done anything with HTML or another markup language.

PS: Don't give up.  Noli iniurias arrogantium pati. . .

Some of us have been around these parts an eon, we have already been there, done that and got the T shirt.....





Must admit though, I think their number one priority should be implementing the 'welcome pack' suggestion for new and not so new investors, with your updated version emblazoned on the front of the T. .

You could always buy a larger part and immediately sell all but 1p of it! 

mikes1531:  I couldn't delete boxes but I now see that, when you've emptied a box, you can then delete it too.  Thanks for the tip.

I logged on to SS a few minutes ago and saw a couple of loans open to investment. I decided to invest £500 in one of them and immediately clicked "invest" but then received notification that my investment had been reduced to £26.83.  I see no point in investing anything less than say £50 or preferably £100 otherwise you end up with a multitude of different loans which mature at different times, if you want to invest substantial funds in SS in order to benefit from their market leading 12% interest.  For the average small investor; keeping track of a large number of loans is too much hassle and too time consuming - although I am retired I have better things to do with my time rather than devote hours to looking after my meagre savings! 

Ideally, as a previous "poster" suggested, it would be nice if SS allowed you, on the "invest now" page, to state the minimum loan part you wish to receive. This would avoid you having to ignore the request to remit your funds, which I feel is unethical, or having the hassle of having to immediately sell your loan part.