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Post by collateral on May 5, 2016 10:13:45 GMT
Was stuck on second registration page for many minutes showing "processing" before it timed out. Hi, Looking into this now. Thanks, Gordon
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Post by GSV3MIaC on May 5, 2016 10:25:36 GMT
/mod hat off .. Welcome. I shall also attempt to register when I get a moment, always nice to see some new options.. I note that the user collateral appears to be either Peter, or Gordon, at different times (and maybe others in future?). Personally I'd find this a bit confusing (especially if/when they start contradicting each other) .. would perhaps be a good idea to set up separate users for each Collateral rep, so we know who said what? (just don't go 'liking' each other's posts too much. *grin*).
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Post by collateral on May 5, 2016 10:28:53 GMT
/mod hat off .. Welcome. I shall also attempt to register when I get a moment, always nice to see some new options.. I note that the user collateral appears to be either Peter, or Gordon, at different times (and maybe others in future?). Personally I'd find this a bit confusing (especially if/when they start contradicting each other) .. would perhaps be a good idea to set up separate users for each Collateral rep, so we know who said what? (just don't go 'liking' each other's posts too much. *grin*). Hi, Good point, I'll leave "collateral" with Peter and I'll use another. Thanks, Gordon
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Post by pepperpot on May 5, 2016 10:33:32 GMT
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shimself
Member of DD Central
Posts: 2,561
Likes: 1,170
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Post by shimself on May 5, 2016 10:34:07 GMT
/mod hat off It's late, I'm tired, but I ha d a v quick look. If you haven't had an LCD review of your landing page I would encourage you to have one done. LCD review?
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Post by Collateral Rep on May 5, 2016 10:36:55 GMT
/mod hat off It's late, I'm tired, but I ha d a v quick look. If you haven't had an LCD review of your landing page I would encourage you to have one done. LCD review? Hi, We're looking into review scores etc. Thanks, Gordon
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,850
Likes: 11,078
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Post by ilmoro on May 5, 2016 10:49:52 GMT
collateral You seem to have done a good job of mirroring SS site with touches of FK, MT and FS. So far everything I have done has been efficient & simple. Here's some bits/questions I have noticed already SM loan parts being sold are at the back of the queue if the loan hasnt been fully funded so it seems a bit pointless havinging the selling option available on unfunded loans. Loan contracts - According to the T&CS 10.11. Each time you purchase or sell a loan part, the Loan Contract will detail the legal terms of the loan. No sign of any loan contracts when I invest or the tick box referred to in an early clause that I would have to accept on my first invesment. It would be useful if there was an indication of loans where renewal at term has been selected displayed in the my loans list view and that the available loans list indicated your existing investment level As mentioned previously, no link to FAQs etc when signed in, need the footer on the home page avaliable on all pages I would suggest. Lack of limits on loans will become an issue I would suggest, particularly on the samller jewellery loans - all the sites you appear to have taken inspiration from have some system to prevent one greedy borrower grabbing more than a fair share and preventing FFF from crashing the site. Do you have any plans to address this issue. Have a look at the threads relating to the launch of MT for example Biggest issue however is the lack of supporting documentation on most of the loans to back up the valuations, I accept it is common practice with the jewellery pawn, but would expect to see something for the others - who has verified the Picassos. The property loans are uninvestable IMO as only one has a valuation, and that doesnt give any retricted sale valuation, just a residual one based on hope value of planning being renewed. Have no knowledge of foreign property recovery would work so thats an issue despite the reasonable (but unsubstantiated by docs) LTV I dont seem to be getting kicked out particularly quickly Promising start
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 10,850
Likes: 11,078
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Post by ilmoro on May 5, 2016 11:06:32 GMT
Oh good spot, given that for some reason Eds subsequent career isnt linked to at either CC or CH.
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Post by ogwellian on May 5, 2016 11:09:32 GMT
Was stuck on second registration page for many minutes showing "processing" before it timed out. Timed out on create your account page. Can't be asked to fill it all in again.
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registerme
Member of DD Central
Posts: 6,195
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Post by registerme on May 5, 2016 11:31:36 GMT
Hi, We're looking into review scores etc. Thanks, Gordon and shimself , by LCD I meant "Legal and Compliance" (Division). I found the wording too upbeat for my liking, with not enough attention paid to risk or to the possibility that rates won't be met eg:- "Earn 12% interest per year....". "Your investments will grow with a fixed 1% monthly return" (my emphasis). "Collateral pre-funds every loan, so that you can invest with confidence", so what happens in the case of a default? How does pre-funding have any bearing on my confidence? "... we can ensure minimal risk and deliver excellent returns...". Minimal, really? "Fantastic rates of interest". "Debt is the safest type of property and asset investment". "It's senior to the borrower's equity and acts like a cushion that protects your investment". Is this correct? I can read that sentence a number of ways. And then on the last line a single comment "Please note that there are risks with peer-to-peer lending".
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alison
Member of DD Central
Sanctuary!!
Posts: 356
Likes: 99
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Post by alison on May 5, 2016 11:33:10 GMT
Was stuck on second registration page for many minutes showing "processing" before it timed out. Timed out on create your account page. Can't be asked to fill it all in again. And me too - tried it twice. Now given up.
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shimself
Member of DD Central
Posts: 2,561
Likes: 1,170
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Post by shimself on May 5, 2016 11:36:12 GMT
Was stuck on second registration page for many minutes showing "processing" before it timed out. Timed out on create your account page. Can't be asked to fill it all in again. me too
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Post by pepperpot on May 5, 2016 11:44:20 GMT
"Debt is the safest type of property and asset investment". "It's senior to the borrower's equity and acts like a cushion that protects your investment". Is this correct? I can read that sentence a number of ways. They look to be almost directly lifted from the lendinvest site. www.lendinvest.com/invest/About half way down the page under the title 'Debt investment is safer than investing in equity'
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Post by Collateral Rep on May 5, 2016 11:44:27 GMT
Timed out on create your account page. Can't be asked to fill it all in again. me too Hi, Really sorry about this, let me get back to you. Gordon
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Post by Collateral Rep on May 5, 2016 12:01:33 GMT
"Debt is the safest type of property and asset investment". "It's senior to the borrower's equity and acts like a cushion that protects your investment". Is this correct? I can read that sentence a number of ways. They look to be almost directly lifted from the lendinvest site. www.lendinvest.com/invest/About half way down the page under the title 'Debt investment is safer than investing in equity' Noted. Gordon
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