nush
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Post by nush on Apr 1, 2017 10:43:08 GMT
Yep. Left wins on clarity for me too. is that a political statement, i am left but both graphs show the same thing so happy with left or right in this case
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ablender
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Post by ablender on Apr 1, 2017 11:17:15 GMT
Once there was a man who wanted to sell his donkey. He went to the market with the donkey and took his young son with him. As they were all walking along, people started saying "why don't you put your son on the donkey. It is a long way to the market." So the man put his son on the donkey so that he does not get tired. Later someone commented "Oh there, boy, you are still young. You can walk. Why don't you let your father on the donkey?" So the man and son swapped places. As they continued on their journey to the market, more people said "You are an egoist old fool. There is place on the donkey for you and your son. Why do you ride and let your son walk?" So the man made some space and let his son ride too. They hardly made a few meters that other people started complaining how cruel they were to ride on a donkey to the market. Thus they ended up walking again. Left - Right?  |
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cooling_dude
Bye Bye's for the PPI
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Post by cooling_dude on Apr 1, 2017 11:44:32 GMT
Left
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SteveT
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Post by SteveT on Apr 1, 2017 12:01:22 GMT
Thanks for mocking it up. Although right gives a slightly easier read-off if you're only interested in the green, left does makes it easier to see the underlying trends in the other portions of the market. Left it is then.
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pom
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Post by pom on Apr 1, 2017 12:18:11 GMT
The right takes me back to electronic engineering days at uni staring at wave amplitudes .... and not in a good way. jonah Oh yuck, that's just triggered a whole bunch of memories I'd safely buried!!  
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jonah
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Post by jonah on Apr 1, 2017 18:28:15 GMT
And talking of 'right' - is there any possibility of moving / duplicating the y-axis numbers to the right hand side? Check out the first post. Not sure if I like it. Will think on it.
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seeingred
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Post by seeingred on Apr 2, 2017 5:30:08 GMT
LEFT, much preferred. excellent work as always jonah |
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sqh
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Before P2P, savers put a guinea in a piggy bank, now they smash the banks to become guinea pigs.
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Post by sqh on Apr 2, 2017 12:47:09 GMT
jonah It's a nice graph but "availability" tracker is a little misleading. There are 8.051M worth of loans in default but less than 4% are shown as available. In the last 2 weeks their combined sales is less than £20, so there are effectively no buyers. I would suggest that over 80% of these loans are "available", it's just not worth putting them up for sale. For simplicity I think your graph should show these loans as 50% available. It would look very different, but more realistic. In fact it would not be unreasonable to say the defaulted loans are 100% available.
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jonah
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Post by jonah on Apr 2, 2017 12:49:50 GMT
jonah It's a nice graph but "availability" tracker is a little misleading. There are 8.051M worth of loans in default but less than 4% are shown as available. In the last 2 weeks their combined sales is less than £20, so there are effectively no buyers. I would suggest that over 80% of these loans are "available", it's just not worth putting them up for sale. For simplicity I think your graph should show these loans as 50% available. It would look very different, but more realistic. Just because no one is choosing to buy, doesn't mean that if someone wanted to (and had the cash) that they couldn't. Availability in my head means that there is stuff on the shelves and people can get to it. The fact that there may be a stockroom with a lot more stuff which could be added onto the shelves doesn't really impact the current position.
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Liz
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Post by Liz on Apr 2, 2017 12:54:26 GMT
jonah It's a nice graph but "availability" tracker is a little misleading. There are 8.051M worth of loans in default but less than 4% are shown as available. In the last 2 weeks their combined sales is less than £20, so there are effectively no buyers. I would suggest that over 80% of these loans are "available", it's just not worth putting them up for sale. For simplicity I think your graph should show these loans as 50% available. It would look very different, but more realistic. In fact it would not be unreasonable to say the defaulted loans are 100% available. I agree. I think the defaulted would be better served in a seperate graph or not included at all, as like sqh the figures listed on illiquid loans is misleading. Edit: My choice would be to remove the defaulted loans from the graph as they are irrelevent.
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jonah
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Post by jonah on Apr 2, 2017 12:58:24 GMT
Agreed. Reverted (at least it will do in 20 mins) for now. I need to upgrade my copy of RRDTOOL to work out if I can get rid of the labels on the left y axis (current version definitely can't do that, latest might be able to) as I agree the numbers on the right would make more sense. As for moving the units into the title, the issue with that is the graph will scale units depending on the numbers it has. See the two times people have asked about the 'm' (which is milli percent) in this thread. There is a way to fix the units, which would solve this, but then in 'drought' mode, a graph would have numbers such as 0.001 for £1000 on offer, which could be worse. I'm currently leaning towards coming back to this when I have sufficient time to have a good play experiment which won't be for a bit. I've a quad of other things I want to get to first though. Also, currently in the left vs right debate, left definitely seems to have it. Unless someone can present a reason not already articulated, I think I'll draw the line on that one.
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Liz
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Post by Liz on Apr 2, 2017 13:26:34 GMT
Left from me too.
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SteveT
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Post by SteveT on Apr 2, 2017 13:51:41 GMT
I agree. I think the defaulted would be better served in a seperate graph or not included at all, as like sqh the figures listed on illiquid loans is misleading. Edit: My choice would be to remove the defaulted loans from the graph as they are irrelevent. ... Which reminds me of another thought I had the other day. How about putting "positive days loans" availability (ie. green) above the axis, and "negative days loans" availability (red, orange, yellow) below the axis. That way, it would be easier to see the "green" availability trend and, separately, to show "negative days loans" availability.
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jonah
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Post by jonah on Apr 2, 2017 14:55:44 GMT
SteveT hmmmm. Something like this? Not sure I like it personally, as for bridging loans, they will by their nature overrun a fair bit. However...
Please note this is a single snapshot for each time period, which is taken once an hour, just after the hour. If you are looking at a fast moving secondary market, it is possible that this snapshot could be unrepresentative of the time just before or just afterwards. It is however the value provided by the site at the time my script downloaded it.
Edit: Just for information, but the command to generate the graph on the right is 846 bytes long... getting close to 1K for just a 'draw a graph' command!
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SteveT
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Post by SteveT on Apr 2, 2017 15:53:38 GMT
Yes, just like that. I think it works well.
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