oldgrumpy
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Post by oldgrumpy on Dec 5, 2016 14:39:33 GMT
This morning I had one new loan, which gave a deployment of 91.9% with still £580 uninvested, so my position of not investing any more since nine weeks (plus) ago remains.
Clearly nothing will happen for loyal investors in this situation until all the new lenders (flooding in?) are brought up to the main level. This could take months more.
Also, BondMason have seen fit to remove the loans list from our summary page so we cannot now see at a glance if any recent progress has been made.
Clicking "My investments" shows nothing.
BM. Why don't you activate the "my investments" page BEFORE deleting the information on the summary page?
Edit: 16:43 The loans list has come back now. Has Stephen been mistreating the hamsters?
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oldgrumpy
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Post by oldgrumpy on Dec 5, 2016 14:42:02 GMT
Both accounts above 95% now - just hope they stay there. Congratulations guff!! I haven't been over 95% since late September! 
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shimself
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Post by shimself on Dec 5, 2016 14:45:40 GMT
The My Investments page isn't showing me anything
My starter for 1K is now at 72% after 4 weeks
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oldgrumpy
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Post by oldgrumpy on Dec 5, 2016 14:47:42 GMT
The My Investments page isn't showing me anything My starter for 1K is now at 72% after 4 weeks Makes one wonder why you are stuck on 72% while someone else leaps from 40% to 91% in one day. Did you get anything this morning?
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shimself
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Post by shimself on Dec 5, 2016 15:02:42 GMT
The My Investments page isn't showing me anything My starter for 1K is now at 72% after 4 weeks Makes one wonder why you are stuck on 72% while someone else leaps from 40% to 91% in one day. Did you get anything this morning? How would I know what I got this morning please?
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oldgrumpy
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Post by oldgrumpy on Dec 5, 2016 15:20:56 GMT
Makes one wonder why you are stuck on 72% while someone else leaps from 40% to 91% in one day. Did you get anything this morning? How would I know what I got this morning please? The latest five investments were dated and detailed between the balance/return/portfolio at the top and the balance/returns statements on your summary page. (Clicking then took us to details of all our portfolio). That has been removed since late this morning, so currently we cannot see any details at all of our portfolio.  Edit: 16:41 It's come back now. Stephen should feed the hamsters more often!
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guff
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Post by guff on Dec 5, 2016 15:22:56 GMT
Both accounts above 95% now - just hope they stay there. Congratulations guff !! I haven't been over 95% since late September! I haven't been at 95% since 1973... sorry, wrong forum. 
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oldgrumpy
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Post by oldgrumpy on Dec 5, 2016 15:25:05 GMT
Very good, guff!! My first smile of the day.  |
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guff
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Post by guff on Dec 5, 2016 15:35:27 GMT
Very good, guff !! My first smile of the day. And of course it should have been ° rather than %
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shimself
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Post by shimself on Dec 5, 2016 16:36:43 GMT
The My Investments page isn't showing me anything My starter for 1K is now at 72% after 4 weeks Makes one wonder why you are stuck on 72% while someone else leaps from 40% to 91% in one day. Did you get anything this morning? 7 today £210, of which 6 are invoice discounting
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oldgrumpy
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Post by oldgrumpy on Dec 6, 2016 12:14:49 GMT
Weeeeeeeeeeeeeeeeeeeeee!!!!!!!!!Just got an email from BondMason: Dear Grumpy (you miserable old f*rt),
We are pleased to inform you that your funds are now 100% invested. This means that your investment amount of £****.00 has been fully allocated across a number of loan investments.
Should you wish to increase your investment and add further funds to your account, simply use the following details: (then you can start moaning at us all over again)
Thank you Stephen - at last!!  Now to take you up on the second paragraph.
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littonowl
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Post by littonowl on Dec 6, 2016 12:32:56 GMT
I'm currently at 96.1% invested and my dad's down at 91%. One thing I have noticed recently is the rates on any new investments seems a lot lower, most are at 6-6.5%, as opposed to earlier loans at 11, 12 & even 15.4%. stevefindlay is this representative of most of the new loans coming online nowadays, and if so, coupled with the cash drag, is it fair to say it'll be difficult for new money to achieve the website's target rate, especially after fees? I ask, because potentially we have more funds to invest...many thanks in anticipation of your reply. |
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oldgrumpy
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Post by oldgrumpy on Dec 6, 2016 12:42:15 GMT
I'm currently at 96.1% invested and my dad's down at 91%. One thing I have noticed recently is the rates on any new investments seems a lot lower, most are at 6-6.5%, as opposed to earlier loans at 11, 12 & even 15.4%. stevefindlay is this representative of most of the new loans coming online nowadays, and if so, coupled with the cash drag, is it fair to say it'll be difficult for new money to achieve the website's target rate, especially after fees? I ask, because potentially we have more funds to invest...many thanks in anticipation of your reply. Today's set for me were (mostly) much higher rates littonowl, see image below: Attachments:
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littonowl
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Post by littonowl on Dec 6, 2016 13:01:34 GMT
I'm currently at 96.1% invested and my dad's down at 91%. One thing I have noticed recently is the rates on any new investments seems a lot lower, most are at 6-6.5%, as opposed to earlier loans at 11, 12 & even 15.4%. stevefindlay is this representative of most of the new loans coming online nowadays, and if so, coupled with the cash drag, is it fair to say it'll be difficult for new money to achieve the website's target rate, especially after fees? I ask, because potentially we have more funds to invest...many thanks in anticipation of your reply. Today's set for me were (mostly) much higher rates littonowl , see image below: Wow! Thanks oldgrumpy , they do look much better than my/our recent loans, luck of the draw I guess, but allays my fears somewhat...
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Post by khampson on Dec 6, 2016 13:02:51 GMT
My last 5 loans were between 6.0% to 6.5%, I will take this as it's better than 0%.
A question for you Steve, do BM constantly look through the platforms you invest in, secondary markets for loan parts to? I have done this myself, constantly refreshing pages for any little parts, I don't do this now but hopefully BM will do to boost clients investment portfolios closer to 100% invested.
Glad to see we are getting closer to fully invested accounts.
Keith
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