ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,330 
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Post by ilmoro on Jun 2, 2015 19:48:39 GMT
Meanwhile in other news. All space time continuums have aligned & it it is indeed today for everyone. Mersey CH has drawndown but with a 0% rate displayed & no CB as yet. Drawdown is listed as yesterday & all repayments for today (which would explain rate) Oh well, tomorrow is another today  Edit: Incidently on 1%CB I make that about 9.35% interest on the rollover money. Disappointing as Ive made a theorectical loss on what I could have earnt on other loans. Lesson learnt. |
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bigfoot12
Member of DD Central
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Post by bigfoot12 on Jun 2, 2015 20:36:47 GMT
Edit: Incidently on 1%CB I make that about 9.35% interest on the rollover money. Disappointing as Ive made a theorectical loss on what I could have earnt on other loans. Lesson learnt. Alternatively, as the money was held by AC and not the borrower one could argue that on a risk adjusted basis 9.35% was a fantastic rate, much better than anything else on the platform.
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Post by Deleted on Jun 3, 2015 8:14:52 GMT
#165 finally drew down. Fantastic I had £A set as my investment as part of the rollover. This morning AC had managed to set the loan up as Target=0, Holding A*0.66 with a massive amount still to be invested in £1.7M? So I guess with no target set my holding was about to empty out..... Now I don't know how I was supposed to set the Target apart from tell them by email that "I WANT THE ROLL-OVER". There are words, but I refuse to use them. But to bang out my frustration. 1) This loan has had 4 to 6 weeks for the staff to sort out how it was going to happen and to test it out. 2) The loan roll-out deal was not done straight as offered. 3) Chris, does anyone one work at AC during the week? 4) Come on guys, you ain't going to make it in the big time dropping these sort of bombs No idea if what I have now set up will work. Words  And breath  Yes the screen is now showing Target A, Holding A |
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Post by chris on Jun 3, 2015 8:58:15 GMT
#165 finally drew down. Fantastic I had £A set as my investment as part of the rollover. This morning AC had managed to set the loan up as Target=0, Holding A*0.66 with a massive amount still to be invested in £1.7M? So I guess with no target set my holding was about to empty out..... Now I don't know how I was supposed to set the Target apart from tell them by email that "I WANT THE ROLL-OVER". There are words, but I refuse to use them. But to bang out my frustration. 1) This loan has had 4 to 6 weeks for the staff to sort out how it was going to happen and to test it out. 2) The loan roll-out deal was not done straight as offered. 3) Chris, does anyone one work at AC during the week? 4) Come on guys, you ain't going to make it in the big time dropping these sort of bombs No idea if what I have now set up will work. Words And breath Yes the screen is now showing Target A, Holding A Bobo if you PM me your email address I'll look into the logs to see what happened to your account. What was supposed to happen, and what has happened for hundreds of other accounts, is as follows: if you had already set a target the system did not change anything; if you had not set a target then your target is set to your current holding and MLIA in that loan is disabled to prevent any changes without express authorisation. I can see that this is precisely what happened for hundreds of accounts, but without knowing your email address I cannot say what your target was set to prior to the loan going live. Since the loan drew down there have been ~70 adjustments to people's targets, both increasing and decreasing their holdings.
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Post by Deleted on Jun 3, 2015 9:24:50 GMT
Thanks Chris, have PM'd you. Mrs Bobo's account has worked as you suggest. |
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ilmoro
Member of DD Central
'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
Posts: 11,330
Likes: 11,549
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Post by ilmoro on Jun 3, 2015 9:32:57 GMT
#165 finally drew down. Fantastic I had £A set as my investment as part of the rollover. This morning AC had managed to set the loan up as Target=0, Holding A*0.66 with a massive amount still to be invested in £1.7M? So I guess with no target set my holding was about to empty out..... Now I don't know how I was supposed to set the Target apart from tell them by email that "I WANT THE ROLL-OVER". There are words, but I refuse to use them. But to bang out my frustration. 1) This loan has had 4 to 6 weeks for the staff to sort out how it was going to happen and to test it out. 2) The loan roll-out deal was not done straight as offered. 3) Chris, does anyone one work at AC during the week? 4) Come on guys, you ain't going to make it in the big time dropping these sort of bombs No idea if what I have now set up will work. Words And breath Yes the screen is now showing Target A, Holding A There was a Q&A that implied that it would work the way I think chris is describing. Being of a suspicios nature I disabled Manual Invest so whatever happened automatically nothing would happen to my rollover holding. I would assume chris that my fiddling with the switch (which involved setting & then zeroing target) is the reason my target £0 didnt match my holding this morning. Ive now changed it to match.
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Post by chris on Jun 3, 2015 9:42:30 GMT
Thanks Chris, have PM'd you. Mrs Bobo's account has worked as you suggest. No worries. I've just sent you the details of the targets you set and can see that the system hasn't made any changes on your behalf.
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Post by chris on Jun 3, 2015 9:57:34 GMT
There was a Q&A that implied that it would work the way I think chris is describing. Being of a suspicios nature I disabled Manual Invest so whatever happened automatically nothing would happen to my rollover holding. I would assume chris that my fiddling with the switch (which involved setting & then zeroing target) is the reason my target £0 didnt match my holding this morning. Ive now changed it to match. Yes, by disabling the target you effectively freeze the number wherever it was. Having not previously set a target that would default it to £0. If you have any kind of target set, including just a disabled one, then the system will not make any changes to your targets full stop.
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