sirius
Member of DD Central
Posts: 161 
Likes: 141
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Post by sirius on Sept 29, 2017 20:39:18 GMT
copacetic
It is not only the doom and gloom around Lendy. Many people here have invested in loans on other platforms that were also, "advised that everything is progressing well", and some of those loans will definitely not end well.
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Post by GSV3MIaC on Oct 11, 2017 15:33:29 GMT
Nice work Please turn me over, and glad to see you are now tooled up and lending a hand instead of just rubbernecking. Calorifiers? Is that what we used to call 'heating Dudes'? |
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Tunny
Sometimes it is the people no one imagines anything of who do the things that no one can imagine
Posts: 30
Likes: 13
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Post by Tunny on Oct 11, 2017 15:44:47 GMT
Nice work Please turn me over, and glad to see you are now tooled up and lending a hand instead of just rubbernecking. Calorifiers? Is that what we used to call 'heating Dudes'? A calorifier is an indirect-fired water heater to provide hot water. They are storage water cylinders with single or twin heat exchanger coils. Each heat exchanger coil is then connected in a closed circuit with an external heating source such as a boiler or solar collectors in a solar circuit. If the CHP (combined heat and power) engines or similar have only just been delivered, from my experience the installation and commissioning will take several months to complete IST (integrated system test). Now I'll go get my anorak 
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southport
Member of DD Central
Posts: 125
Likes: 88
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Post by southport on Nov 13, 2017 3:02:52 GMT
There's 46k of this loan on the SM this morning. Is this just because it has gone past 200 days remaining or do the members of DD Central know something I don't?
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username
Member of DD Central
Posts: 66
Likes: 40
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Post by username on Nov 13, 2017 7:54:44 GMT
Maybe just spooked by the other loan still over running
Edit: rapidly disappearing...
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southport
Member of DD Central
Posts: 125
Likes: 88
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Post by southport on Nov 13, 2017 8:18:29 GMT
All gone now....
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elliotn
Member of DD Central
Posts: 3,064
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Post by elliotn on Nov 13, 2017 9:57:00 GMT
There's 46k of this loan on the SM this morning. Is this just because it has gone past 200 days remaining or do the members of DD Central know something I don't? Possibly just a BH moving funds.
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MarkT
Member of DD Central
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Post by MarkT on Nov 13, 2017 11:20:19 GMT
I do wonder what the future holds for these student accommodation developments.
The number of EU students coming to the UK is already falling quite dramatically and TM's insistence that students coming to the UK will be included in the immigration figures (to be limited to <100k pa) means that student numbers are likely to fall further.
Maybe affordable housing is their ultimate destiny?
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r1200gs
Member of DD Central
Posts: 1,336
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Post by r1200gs on Nov 13, 2017 12:27:27 GMT
I do wonder what the future holds for these student accommodation developments. The number of EU students coming to the UK is already falling quite dramatically and TM's insistence that students coming to the UK will be included in the immigration figures (to be limited to <100k pa) means that student numbers are likely to fall further. Maybe affordable housing is their ultimate destiny? I read somewhere that the application from EU students were down a lot. I think it might have been a Guardian article, so I looked for the truth instead. Of course, if you fail to mention that applications are down overall and just give the slightly higher figure for EU applications, you can make it look like it's all down to Brexit. And of course, that is what The Guardian did. But then I also read in The Guardian that there was a 90 percent drop in new EU nurses and that was put down to Brexit as well. Except it had nothing to do with Brexit, it was down to increased IELTS requirements, which most EU nurses failed. Hardly any difference in applications at all. Still, The Guardian said it was all down to Brexit and the low brow cretins that voted for it, so it must be true? Good old lies, damned lies and statistics. On topic, I still think there is good demand for these places. Some of the student accommodation I have seen, in grotty run down terraces is just begging for some competition. I'm good with student accommodation.:-)
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Post by nickdavies on Nov 13, 2017 12:38:17 GMT
Universities tend to have a critical mass, so we're more likely to see weaker institutions closing rather than a sharing of the pain. Whether the government would be willing to allow closures remains to be seen - in some cities they are the major employers. It would be hugely messy politically.
As far as the accommodation in question is concerned, they're 18.5 sq metre en-suite rooms, much the same as the better rooms ina chain hotel. It would require quite a lot of internal reconfiguration to turn it into family sized flats.
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Post by GSV3MIaC on Nov 13, 2017 14:28:57 GMT
Well yes, but there are a lot of 'one person families' looking for living space these days .. maybe just not in the same places that the students are.
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rgog
Member of DD Central
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Post by rgog on Nov 14, 2017 11:20:06 GMT
Good accommodation will drive out bad, Adam Smith said something similar regarding money but it holds true to all asset classes. As r1200gs said competition will weed out the least desirable accommodation, leaving the likes of this, unless they over charge or do something else stupid!
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Post by justdabbling on Nov 14, 2017 15:18:06 GMT
From experience with a daughter who has progressed from student to young worker the students have opted for the shiny new student accommodation and the old student landlords have had to spend money renovating property so that it is suitable for other renters. The rents have become more competitive. This may not be a good time to go in for buy to let in a university town.
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webwizard
Member of DD Central
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Post by webwizard on Nov 14, 2017 17:52:07 GMT
I do wonder what the future holds for these student accommodation developments. There is always a shortage of good student accommodation. There is often poor private accommodation and let property where the landlord over charges the students and is slow to repair etc. I am speaking as a parent with 2 children in such a position. The student let is £500-550 per month if it is close to the campus/college/faculty. More universities are realising that there is money in this and are building new blocks themselves rather than leaving it to the private sector. For most locations there are fewer rooms than students by a wide margin.
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MarkT
Member of DD Central
Posts: 190
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Post by MarkT on Nov 14, 2017 18:35:49 GMT
I do wonder what the future holds for these student accommodation developments. There is always a shortage of good student accommodation. There is often poor private accommodation and let property where the landlord over charges the students and is slow to repair etc. I am speaking as a parent with 2 children in such a position. The student let is £500-550 per month if it is close to the campus/college/faculty. More universities are realising that there is money in this and are building new blocks themselves rather than leaving it to the private sector. For most locations there are fewer rooms than students by a wide margin. I think, on reflection, yourself and rgog are probably correct considering some of the awful dives I lived in as a student nearly 40 years ago. I would certainly have preferred to have lived in one of these new developments as long as I could afford it.
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