Yintara
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Post by Yintara on Feb 22, 2018 9:49:51 GMT
Some of the comments about our area under that article are pretty enlightening. Of course, investing in an area in the early stages of regeneration is good, investing in a dodgy area when not much else is changing locally is...not so good.
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Post by 101proof on Mar 6, 2018 21:18:20 GMT
what happened to the latest tranche? there was 350k+ on the SM when i checked earlier. was it a big hitter?
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treeman
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Post by treeman on Mar 6, 2018 21:34:52 GMT
what happened to the latest tranche? there was 350k+ on the SM when i checked earlier. was it a big hitter? Looking at Live Loans it would seem T4 has been revised down to £196,169 from £535,529 and will probably drawdown soon. Expect T5 soon
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Post by 101proof on Mar 6, 2018 22:02:12 GMT
what happened to the latest tranche? there was 350k+ on the SM when i checked earlier. was it a big hitter? Looking at Live Loans it would seem T4 has been revised down to £196,169 from £535,529 and will probably drawdown soon. Expect T5 soon ideal thanks for the prompt reply, out and about at the min so haven't had chance to have a proper look.
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mary
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Post by mary on Mar 9, 2018 9:47:12 GMT
Tranche 5 now in the pipeline for £339k. Tranche 4 still not drawn down?
Edit - £339k is the amount of shortfall that T4 failed to raise. So trying again.
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elliotn
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Post by elliotn on Mar 9, 2018 12:30:10 GMT
Tranche 5 now in the pipeline for £339k. Tranche 4 still not drawn down? Edit - £339k is the amount of shortfall that T4 failed to raise. So trying again. I prefer that to dumping ahead of sellers that may have been q'ing for months.
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Post by supernumerary on Mar 9, 2018 17:38:51 GMT
Just noticed a BIG HITTER on the block... l*******1 invested £100,000.00 in DFL030 some time this afternoon.
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sj
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Post by sj on Mar 13, 2018 17:31:59 GMT
Tranche 5 now in the pipeline for £339k. Tranche 4 still not drawn down? Edit - £339k is the amount of shortfall that T4 failed to raise. So trying again. Just noticed myself, rather worryingly, that Tranche 5 (which itself was a re-launch of the leftovers of Tranche 4) is really struggling, only 130k taken with 210k available. If appetite for this loan does not significantly increase then it might end up in real trouble (it's far from near to the end of its funding requirements). I have the general feeling that a lot of big DFL projects, both on Lendy and elsewhere, will be running into real trouble in the near future as P2P funding dries up for them and they're left with no alternatives. The various factors with COL disappearing/lack of IMS reports/defaults on other platforms/generally lax attitudes of keeping an eye of developments/lack of satisfactory updates etc are adding up to a bleak future for DFLs in the P2P market I fear.
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MONEY
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Post by MONEY on Mar 29, 2018 21:55:42 GMT
T5's loan value has been revised:- (Revised) 29th March 2018: (Original) 8th March 2018:
T6 has hit the pipeline:
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p2p2p
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Post by p2p2p on Mar 30, 2018 8:46:49 GMT
I personally diversify with equal amounts across all loans that aren’t fishy. But I then get enough with Tranche 1, and can see why subsequent tranches struggle, as it needs big hitters to pile in when a project starts to motor. I feel sorry for the student accommodation chap who seems to run things well, but who’s C******f project can’t get funded as everyone has hit their limits with him.
Lendy need more small loans for me to keep coming back
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nyneil
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Post by nyneil on Apr 3, 2018 11:09:16 GMT
I personally diversify with equal amounts across all loans that aren’t fishy. But I then get enough with Tranche 1, and can see why subsequent tranches struggle, as it needs big hitters to pile in when a project starts to motor. I feel sorry for the student accommodation chap who seems to run things well, but who’s C******f project can’t get funded as everyone has hit their limits with him. Lendy need more small loans for me to keep coming back re."Lendy need more small loans for me to keep coming back" I totally agree. Unfortunately all? the platforms seem to have multiple tranches and loans to a limited group of borrowers. IMHO there are too many platforms chasing too few borrowers.
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Post by GSV3MIaC on Apr 3, 2018 14:12:18 GMT
I'm not sure the number of platforms is a big deal - many borrowers (and lenders) are on several platforms, so rolling the platforms together would just make the overlap even more glaringly obvious. I guess it would prevent any 'kick the problem down the road by refinancing with another platform' behaviour though. And it'd make my bookkeeping easier.
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MONEY
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Post by MONEY on Apr 19, 2018 11:03:28 GMT
T6's loan value has been revised:- Revised - 19th Apr 2018: Original - 29th Mar 2018:
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mary
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Post by mary on Apr 19, 2018 17:57:14 GMT
T6's loan value has been revised:- Revised - 19th Apr 2018: Original - 29th Mar 2018: And T7 is now launching tomorrow for (almost) the difference at £103k. Too many tranches!
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tx
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Post by tx on Apr 19, 2018 20:39:31 GMT
T6's loan value has been revised:- Revised - 19th Apr 2018: Original - 29th Mar 2018: And T7 is now launching tomorrow for (almost) the difference at £103k. Too many tranches! Simply can’t fill it. Keep trenching ... but result is same, still can’t fill it ... what’s the point?
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