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Post by buttchopf23 on Jan 30, 2017 13:35:06 GMT
Hi
Going great. AI works fine, no problems to date.
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pauls
Posts: 68
Likes: 36
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Post by pauls on Jan 30, 2017 15:14:23 GMT
How is it going on Swaper? Mainpage statistics seems to be frozen. Statistics - December Please share your experience with this platform! Its doing what it says it will do. Topped up a little and collecting the pennies. All well so far. Agreed, the software is at times rubbish, the iPhone app is still evolving, but I hope they do well. No problems so far.
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Post by roedvin on Feb 1, 2017 8:29:25 GMT
Hi Going great. AI works fine, no problems to date. I do not agree. It works fine so far, but it is not going great. The settings are lousy! Investment amount is not a maximum, but a fix amount. Minimum balance is not working as it should do. Example: MB = 50 ; IA = 80 That should mean that the AI starts bidding from an available balance of 130. But it already starts bidding from a balance of 80. Senseless and useless!
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Post by buttchopf23 on Feb 1, 2017 8:39:09 GMT
So tell them about that.
I don't have a mb, so didn't discover that. Therefor for my settings it wworks great.
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Post by roedvin on Feb 6, 2017 11:32:16 GMT
So tell them about that. I don't have a mb, so didn't discover that. Therefor for my settings it wworks great. Sorry, but this is a forum to exchange experiences. It's fine that you have no trouble with your AI settings. But I wrote it for everybody and maybe some of us need that information. And please be so kind as not to tell me, to whom I write or not. I'm old enough for own decisions. Thank you!
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Post by buttchopf23 on Feb 6, 2017 11:47:27 GMT
well roedvin you quoted me and I answered. My Intention was not to tell you what to do, but to direct the awareness of this problem to swaper, as it does not work fine for you. Otherwise I guess it won't be solved shortly.
Furthermore my mentioning of the well working AI for me was to show other people, that it worked for me in all other aspects then your mentioned aspect (Minimum Balance).
If I pi**ed you off, then my apologies, it was not intentional.
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Post by roedvin on Feb 6, 2017 13:21:35 GMT
Days before I posted it here, I discussed it with Swaper. They feel that's the way it has to work. That doesn't meet my opinion. Usually the investment amount to be setted means, it is the maximum, but the AI also should make bids below. OK, I can live with the fixed amount like you. But it is not fixed. The AI also is bidding higher. So far for me it is not acceptable. The AI works and it works fast and reliable, but it has some issues to be improved. And by the way: I'm not pissed off, I just wanted to tell you that I'm not a spring chicken.
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Post by mopcku on Feb 10, 2017 10:58:06 GMT
I looked inside one of my "Agreement of Cession" and see the following
SPECIAL PROVISIONS Loan Agreement No. PL-10161301 Loan principal sum EUR 10.00 Annual interest rate 12.00% Loan maturity 2017-02-08 Cession amount EUR 10.00 Cession remuneration EUR 0.05
Do you know what is this remuneration and when is it paid?
Thanks Mopcku
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Post by roedvin on Feb 10, 2017 16:06:05 GMT
what do you mean?
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Post by roedvin on Feb 10, 2017 16:19:29 GMT
When they launched Swaper said that this platform is build by investors. When did that happen? Nothing happened since. I've never seen any investor being fine with nothing. Has anyone here seen anything changig on that platform's website? I did not.
They are working fine so far. But nothing happens. No improvements, no changes.
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Post by mopcku on Feb 10, 2017 16:36:25 GMT
What I mean is what this remuneration is and when is paid. Also by whom?
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Post by roedvin on Feb 13, 2017 10:00:19 GMT
OK! That means the interests paid to you on basis of your personnal rate (12% or 14%), calculated on the duration from date of issue until due date. Swaper pays it out as soon as the borrower made the repayment.
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Post by mopcku on Feb 13, 2017 11:36:38 GMT
OK! That means the interests paid to you on basis of your personnal rate (12% or 14%), calculated on the duration from date of issue until due date. Swaper pays it out as soon as the borrower made the repayment. Aa ok..
you mean these 0.05 eur are just 12% annual rate scaled down to my holding period and multiplied by the 10 euro i have from the loan? Just the interest as a lump sum
BR Mopcku
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Post by roedvin on Feb 14, 2017 5:34:28 GMT
Exactly! The problem for you is that you cannot comprehend it after repayment, since from that day you have not any longer access to the agreement to find out the exact duration.
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pauls
Posts: 68
Likes: 36
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Post by pauls on Feb 27, 2017 16:43:00 GMT
From my perspective there seems to be a lack of new loans coming through. What are other investors seeing/thinking?
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