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Post by buttchopf23 on Feb 27, 2017 21:03:14 GMT
Jup, that's what I see as well.
I noticed that loans are puring in through out the day. My funds were reinvested today completely, but I had a little balance during the weekend. Investors demand seems to be pretty strong
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Post by roedvin on Feb 27, 2017 22:52:20 GMT
That's business as usual on weekends at Swaper's. Always collecting some hundred Euros, but today back to zero.
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Post by buttchopf23 on Mar 12, 2017 11:00:41 GMT
This weekend is surprisingly good: yesterday some repayments and reinvestments, I have only few euros (1% of funds) waiting for investment. The whole last week I was at zero (completely invested)
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,305 
Likes: 874
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Post by JamesFrance on Mar 12, 2017 16:51:25 GMT
I reached VIP rate after just over 2 weeks, so plenty of loans apart from the weekend, but I did get one today after an early repayment so maybe that will get better now. I set loan amount to 50€ each and once the balance is below that it stays uninvested, but I suppose once regular repayments start it won't be a problem.
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Post by nesako on Mar 13, 2017 9:57:53 GMT
I reached VIP rate after just over 2 weeks, so plenty of loans apart from the weekend, but I did get one today after an early repayment so maybe that will get better now. I set loan amount to 50€ each and once the balance is below that it stays uninvested, but I suppose once regular repayments start it won't be a problem. How much did you invest to reach VIP? Is the minimum 5000 EUR or does re-cycling 1000 EUR x5 times would also do it (i.e. all repayments reinvested 5 times)?
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Post by buttchopf23 on Mar 13, 2017 11:33:26 GMT
Nope, you need to pay in at least 5k
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,305
Likes: 874
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Post by JamesFrance on Mar 13, 2017 11:50:31 GMT
Yes 5 transferred and after that all new loans have 2% extra.
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Post by buttchopf23 on Mar 13, 2017 12:01:28 GMT
maybe worth pointing out that as James stated, +2 applies to all new loans, but does not apply for loans which are already in your Portfolio. So if you started with 1k and then added 4k, the "old" loans would still remain at 12%. You can of course sell them.
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,305
Likes: 874
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Post by JamesFrance on Apr 2, 2017 7:16:32 GMT
It's Sunday morning and about 10% of my investment at Swaper is now idle. It seems rather pointless to offer bonus rates for larger investments if the money cannot be absorbed by loans. I hope this situation doesn't continue for long.
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Post by buttchopf23 on Apr 2, 2017 8:30:16 GMT
Yap, I am at 5%. Longterm Georgian Loans are now available at wandoo, so this means they should be on swaper shortly I guess. Further 2 new countries should be added and therefor supply should increase.
Concerning your cash: if you got 10% cash at 14%, you should still yield 12.6% (0.14 x 0.9) without compounding. As the cash is usually near zero, the yield would realistically be somewhere at 13+ %. Not that bad, although 14% would be better of course. Or is my calc wrong?
I get your point though and hopefully the cashdrag weekends are over shortly.
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Post by Deleted on Apr 2, 2017 8:57:24 GMT
Not specific to Swaper(but they're guilty of same) is how after introducing platform they choose to disappear from the forum.
Rather disappointing.
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Post by buttchopf23 on Apr 2, 2017 9:12:27 GMT
Indeed
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,305
Likes: 874
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Post by JamesFrance on Apr 6, 2017 10:49:14 GMT
It's Sunday morning and about 10% of my investment at Swaper is now idle. It seems rather pointless to offer bonus rates for larger investments if the money cannot be absorbed by loans. I hope this situation doesn't continue for long. It's now Thursday and repayments from my earlier loans are coming in faster than new loans are being invested in. My 10% of uninvested cash at the weekend has now grown to nearly 20% so I need to decide whether to withdraw it. If my balance drops to below 5K because no loans are available I wonder if I will be put back to 12% interest?
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Post by buttchopf23 on Apr 6, 2017 11:23:50 GMT
Do you have several ai's working with different amounts? This helped in my case
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Post by buttchopf23 on Apr 6, 2017 13:09:52 GMT
Now there are longterm Georgian loans. Better be quick and grab some manually.
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