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Post by nellerdk on Jul 2, 2018 16:15:45 GMT
thanks for updating us on the cash drag.
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Post by nellerdk on Jul 4, 2018 12:27:13 GMT
Is, Wandoo Finance Group, which owns Swaper, profitable?
And are loans, that are offered by Swaper, also on the Mintos marketplace?
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kulerucket
Member of DD Central
Posts: 336 
Likes: 93
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Post by kulerucket on Jul 9, 2018 10:54:34 GMT
Is, Wandoo Finance Group, which owns Swaper, profitable? And are loans, that are offered by Swaper, also on the Mintos marketplace? The only information I've ever been able to find (at least without paying) is here: company.lursoft.lv/en/wandoo-finance/40103970112All this shows is that they are paying TAX and that amount of tax is increasing. I would assume that tax means profit right? And if the amount of tax paid is going up considerably year on year, that's got to be a good sign.
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Post by dutchman on Nov 3, 2018 8:36:05 GMT
www.swaper.com/#/statisticsRegarding supply/demand, according to their own statistics, total lending volume (august) is 46M and investments are 45.9M so theoretically everybody should/could be fully invested. But the chart show more or less the same for april, and what i read here was different. Any improvements?
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JamesFrance
Member of DD Central
Port Grimaud 1974
Posts: 1,309
Likes: 883
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Post by JamesFrance on Nov 3, 2018 10:32:26 GMT
Unfortunately my cash balance is increasing, I am having to withdraw idle funds but it is becoming harder to find a home for them. I am already overweight at Mintos where there is good availability.
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Rob
Posts: 138
Likes: 36
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Post by Rob on Nov 3, 2018 12:04:34 GMT
Auto-Invest never invests more than 500€ in one day (presumably this is to give all investors a fair share). There are often days when more than this is repaid and Auto-Invest makes no investments. So I always have a cash balance available. There is obviously a limit on the amount invested on the platform, beyond which it makes no sense to leave the idle money there. Mintos interest rates are going down with Lendo and ExpressCredit buying back their higher-interest loans, presumably to offer them again at a lower rate, a practice which Mogo started.
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malakas
New Member
Posts: 4
Likes: 1
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Post by malakas on Nov 6, 2018 12:14:53 GMT
Unfortunately my cash balance is increasing, I am having to withdraw idle funds but it is becoming harder to find a home for them. I am already overweight at Mintos where there is good availability. Have you tried Envestio? My favorite one at the moment.
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benaj
Member of DD Central
Posts: 4,367
Likes: 1,457
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Post by benaj on Jul 24, 2020 6:30:03 GMT
Swaper has been handling quite well since COVID. Although borrowers are having difficulties, Swaper manages to get money back in time with “extensions” much faster than some troubled LOs on Mintos and other platforms.
I have now received more money in the bank than total deposited amount.
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