IFISAcava
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Post by IFISAcava on Apr 29, 2018 21:31:08 GMT
Ratesetter transfer in forms are live!
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littleoldlady
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Post by littleoldlady on May 1, 2018 14:46:42 GMT
Crowdsetter comments could be amended now that we are in a new financial year, eg delete
no fees on accounts opens this financial? year.
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p2pmark
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Post by p2pmark on May 22, 2018 8:29:01 GMT
I just want to double-check something. As I understand it, the following does not count as a new subscription for 18-19; is that right?
- I subscribe to a flexible IFISA in 17-18 with, say £10k
- In May 18-19 I withdraw £5k from the IFISA
- In June 18-19, I put the £5k back to the same IFISA
In other words, could I still subscribe / put money into a different IFISA in 18-19?
Thanks for any help.
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IFISAcava
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Post by IFISAcava on May 22, 2018 8:33:02 GMT
I just want to double-check something. As I understand it, the following does not count as a new subscription for 18-19; is that right? - I subscribe to a flexible IFISA in 17-18 with, say £10k - In May 18-19 I withdraw £5k from the IFISA - In June 18-19, I put the £5k back to the same IFISA In other words, could I still subscribe / put money into a different IFISA in 18-19? Thanks for any help. Yes, you can put money into a 18/19 IFISA in that situation - up to the full ISA allowance.
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littleoldlady
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Post by littleoldlady on Jun 19, 2018 15:33:23 GMT
In the Moneything entry does 'NO' need changing to 'YES' in the IFISA col.?
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Post by Ace on Jun 19, 2018 18:47:28 GMT
If I understand the table correctly, LW rates are incorrect. Should be 4.5/6.0%.
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Sept 6, 2018 23:51:55 GMT
Welendus IFISA appears to now be available. Same as standard account, flexible and no fees for transfers in/out
Takes two clicks to set up if your an exisiting investor but need to add a NI number to your profile (via settings) before depositing/transfer. ISA transfer in form seems very simplistic but has to be printed & posted. Doesnt seem to be any obvious agreement to ISA declaration when signing up just T&Cs.
Both accounts run off same sign in, just flick between the two like LLI/AC. Cant see anyway to move money between standard & ISA accounts just direct deposit/withdrawal ( nsiam that is probably a feature worth adding)
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Post by nsiam on Sept 9, 2018 11:23:48 GMT
Welendus IFISA appears to now be available. Same as standard account, flexible and no fees for transfers in/out
Takes two clicks to set up if your an exisiting investor but need to add a NI number to your profile (via settings) before depositing/transfer. ISA transfer in form seems very simplistic but has to be printed & posted. Doesnt seem to be any obvious agreement to ISA declaration when signing up just T&Cs.
Both accounts run off same sign in, just flick between the two like LLI/AC. Cant see anyway to move money between standard & ISA accounts just direct deposit/withdrawal ( nsiam that is probably a feature worth adding)
Thanks ilmoro for the very good summary. For more information, follow the following link for Welendus ISA landing page for more details; www.welendus.com/isa.htmlWe will look into adding a feature to move funds between accounts. Thanks, Nadeem
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ilmoro
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'Wondering which of the bu***rs to blame, and watching for pigs on the wing.' - Pink Floyd
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Post by ilmoro on Sept 17, 2018 14:41:57 GMT
Lendy have ISA manager permission from HMRC
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littleoldlady
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Post by littleoldlady on Sept 29, 2018 12:50:24 GMT
ilmoro for reference for OP. Newish platform propio.com offering 28% on first investment via a referral. PM me if interested.
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littleoldlady
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Post by littleoldlady on Oct 22, 2018 18:46:44 GMT
ilmoro for reference for OP. Goji now has FCA approval 10/18
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locutus
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Post by locutus on Nov 9, 2018 11:14:22 GMT
If they allow transfers then they should allow transfers from any kind of ISA ... im not aware of any platform that only permits a specific type ... it's all the same cash wherever it comes from. Quick question for you. Do you know if transfers are allowed between any type of ISA? i.e. if I open an IFISA this year but wish to transfer that to a cash ISA or shares ISA at some point in the future, presumably that is allowed. Edit: Checked HMRC website and it seems the answer is yes. www.gov.uk/individual-savings-accounts/transferring-your-isa
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Post by Ace on Nov 9, 2018 15:24:56 GMT
As you found out, the answer is yes, but if your planning on doing this watch out for transfer fees. Some IFISAs charge £100 to transfer out.
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cb25
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Post by cb25 on Jan 24, 2019 12:43:02 GMT
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mjc
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Post by mjc on Jan 24, 2019 18:45:10 GMT
And who’d want to upset hmrc? Do do we know which platforms this might refer to? Should lender’s be bovvered? (ie now)
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