DFL017 paid 12% interest (and some other non-12% loans)

That isn't actually true. Friend of mine had about £8m credit his account at a large high street bank one day. Took a screenshot to show people. When he refreshed the page, it was gone, rather than solved by an equal and opposite reversal.

Again, do I think it's the best way they could have dealt with the problem? No. But are we in exactly the same position either way? Yes. Therefore are the gripes entirely form over substance/minor inconvenience at worst, and therefore unnecessary? Yes (in my opinion).

There's a lot of "Lendy are taking my money" and other similar language re other issues (e.g. interest on delayed withdrawals, unsold loan parts, etc.) that Lendy get bashed for, yet on this occasion at least some people seem quite keen on taking Lendy's money for an equally spurious reason. In that situation, those people deserve a bashing (in my opinion).

And you would have accepted that rationale from Lendy, would you? Give me a break...

' Friend of mine had about £8m credit his account at a large high street bank one day. Took a screenshot to show people. When he refreshed the page, it was gone, rather than solved by an equal and opposite reversal.'



I still have a Credit Card Statement that shows my (16 digit) Credit Card Number as the Credit Limit. I would have had trouble spending that lot!!

Also, As a Computer Engineer in the 70s I needed a length of twine to fix a printer in the middle of the night. Imagine my (and the Customer's) annoyance when the storekeeper taxied me 1 inch of twine instead of a roll.

I WAS cool - just turned the aircon down, cracked open a very quaff-able €1.85 bottle or two of Cava and drew up a deckchair to watch the fun.  You'll have to try harder than that to offend me.   

(Won't the administrators be offended?)

For me is was from a 12% loan purchased before 1PM on 01/04/2017. I had got 2 days worth of interest for this loan. Any purchases after 1PM did not get any interest.

I am wondering if there is anyone else who has not yet had these interest adjustments completed correctly?


I explained the anomaly to Lendy in a clear email. Lendy responded with a trivial reply telling me to check the website. I wrote a second time elaborating that their calculations are wrong, and eventually received a second trivial reply asking me to check if my loans are in default. So now I have phoned them, but spoke to someone who was unable to help with anything, simply recording that I am not happy with the two responses. I am disturbed at Lendy's inability or refusal to investigate an erroneous calculation.

Anyone else?