fasty
Member of DD Central
Posts: 1,038 
Likes: 388
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Post by fasty on Jun 1, 2017 14:33:00 GMT
11% before tax on 5 platforms
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oldgrumpy
Member of DD Central
Posts: 5,087
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Post by oldgrumpy on Jun 1, 2017 14:36:28 GMT
I rarely use the Virgin landline but still have to pay about £16 a month for the line. 19p connection charge and 14p a minute except my free weekend calls. Ridiculous. I was phoned once by Virgin to ask why I don't make many (sometimes any) calls, and I asked him why the charges were almost double my mobile charges, and mobiles had no connection fee and PAYG no monthly fee. He had no answer. I have a Virgin mobile 8p account which charges (would you believe) 8p per text and 8p a minute for standard calls. No connection charge. I only use it occasionally when I am away from home, when my free phone fails, and for the bank and delivery companies to text me. Almost all texts and calls from home cost 0p, with 0p monthly charge. (The tariff is 200 texts, 200 minutes, and 200mb data per month all FREE). Connection away from home can be very variable/suspect, so I don't recommend it yet as a first choice. uk.freedompop.com/uk?experience=organic.default |
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ozboy
Member of DD Central
Mine's a Large One! (Snigger, snigger .......)
Posts: 3,168
Likes: 4,859
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Post by ozboy on Jun 1, 2017 16:17:21 GMT
Indeed, oldgrumpy, FreedomPop are a God-send for us Light Users.  |
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stevio
Member of DD Central
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Post by stevio on Jun 1, 2017 16:54:10 GMT
I pay 75p/month on mobile contract! (for 500mins/m, unlimited txts and 1GB tinternet)
This is after quarterly cashback from the contract supplier and cashback from Quidco on getting a contract from the contract supplier!
However, I confess to upgrading my £25 android smartphone to a £180 more smart android smartphone, which will last me about 2yrs, so that's another £7.50/m
ANYWAY - maybe this question is better re phrased as:
What % of your income is from P2P?
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Post by Deleted on Jun 1, 2017 16:58:24 GMT
£180 for a phone, are you @@@?
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oldgrumpy
Member of DD Central
Posts: 5,087
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Post by oldgrumpy on Jun 1, 2017 17:04:13 GMT
I've given up being grumpy about phones. Gets me nowhere. All I want is calls and texts. NOTHING ELSE. What I have to endure is all sorts of internet based excreta which sometimes seems impossible to disable, and means the "phone" needs charging four times as often. I have laptops.PCs for web stuff.   edit 20:01 1 June: Has anyone noticed that if you type c r a p without spaces you get an automatic red faced angryticon ? |
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agent69
Member of DD Central
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Post by agent69 on Jun 1, 2017 17:37:26 GMT
i ain't telling you luv you mite be an under cover taxman do one  What have you got to hide?
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theshape
Member of DD Central
Posts: 153
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Post by theshape on Jun 1, 2017 17:48:44 GMT
£180 for a phone, are you @@@? £180 for a smartphone is strictly budget phone territory. Mine cost me £299 for a mid-range smartphone that was significantly discounted below its usual price of approx £430. £15 pm for calls/texts/data. But for that price I can make the usual calls and texts. I can email from it. I can use Facebook messenger etc, take photos and videos and share them if I wish with friends and family. I can stream music through it and s end it to my stereo at home or the music system in m y car.
I've got mobile banking apps that allow me to easily manage 14 current accounts (15 if M&S sort their app out) and multiple savings accounts.
The vast majority of my p2p investments have been made through my smartphone. I don't have the option of being logged in to my p2p accounts on my work computer so my smartphone allows me to take part at go live or loan renewal times.
Not even scratched the surface of what can be done with a smartphone. The computing power that is packed into such a small portable device is phenomenal.
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gibmike
Member of DD Central
What is a cynic? A man who knows the price of everything and the value of nothing.
Posts: 256
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Post by gibmike on Jun 1, 2017 18:07:53 GMT
Probably the biggest tangent I have seen a thread veer off on...
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Post by bracknellboy on Jun 1, 2017 18:10:21 GMT
I was a reluctant and quite late arrival at the smartphone party. Now on my second which I recently got having had the first for about 2 and half years. I've kept in the budget territory: paying £15 pm of which £5.50 pm is for the phone on 2 year contract. I woild have bought it upfront but didn't work out any cheaper: In fact would have been more expensive (go figure). Perhaps with shopping around I could have got better deal on contract but at least I'm not in the £30-50 pm category by going for the latest and greatest.
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pom
Member of DD Central
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Post by pom on Jun 1, 2017 18:13:50 GMT
Often people ask how many percentage of investment profile is in p2p. I prefer to ask how much one earns from it, because ones financial situation will determine how he invests. I will start the ball rolling. i earn about 50 pounds monthly on p2p. enough to cover my mobile phone costs..... Allegedly more than enough to live on but still not quite believing it, but that's all covered in another thread (and before anyone asks no I haven't quit yet, still planning)
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Post by yorkshireman on Jun 1, 2017 18:15:01 GMT
i ain't telling you luv you mite be an under cover taxman do one What have you got to hide? He might have exceeded the personal savings allowance for bananas.
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Post by Deleted on Jun 1, 2017 18:27:07 GMT
£180 for a phone, are you @@@? £180 for a smartphone is strictly budget phone territory. Mine cost me £299 for a mid-range smartphone that was significantly discounted below its usual price of approx £430. £15 pm for calls/texts/data. But for that price I can make the usual calls and texts. I can email from it. I can use Facebook messenger etc, take photos and videos and share them if I wish with friends and family. I can stream music through it and s end it to my stereo at home or the music system in m y car.
I've got mobile banking apps that allow me to easily manage 14 current accounts (15 if M&S sort their app out) and multiple savings accounts.
The vast majority of my p2p investments have been made through my smartphone. I don't have the option of being logged in to my p2p accounts on my work computer so my smartphone allows me to take part at go live or loan renewal times.
Not even scratched the surface of what can be done with a smartphone. The computing power that is packed into such a small portable device is phenomenal.
I do all those things on my android phone, for less than £80. £180 seems a lot while £299 just seems like such a large lot, that is two bottles of Krug for goodness sake.  To be fair Mrs B is of Yorkshire stock and would have made a fine buyer if she hadn't become a lawyer. What I will say is that when the £80 marvel kicks its clogs, or more likley goes swimming in God's big white telephone I will not bother to dry it out, just get another. Though I only use it to do deals when I'm in the gym or on Holiday.
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Post by Deleted on Jun 1, 2017 18:27:42 GMT
Probably the biggest tangent I have seen a thread veer off on... Welcome to my world
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Post by Deleted on Jun 1, 2017 18:29:53 GMT
I pay 75p/month on mobile contract! (for 500mins/m, unlimited txts and 1GB tinternet) This is after quarterly cashback from the contract supplier and cashback from Quidco on getting a contract from the contract supplier! However, I confess to upgrading my £25 android smartphone to a £180 more smart android smartphone, which will last me about 2yrs, so that's another £7.50/m ANYWAY - maybe this question is better re phrased as: What % of your income is from P2P?
Ok, I tend not to think income, capital gains is the objective, but roughly 1/4
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