ashtondav
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RateSetter (RS)
Blimey
Nov 2, 2018 16:21:41 GMT
Post by ashtondav on Nov 2, 2018 16:21:41 GMT
C£500k on at 6.9% or 7%. Optimistic - or realistic?
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ashtondav
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Post by ashtondav on Nov 1, 2018 17:51:00 GMT
I’ve been with big z since 2005, but to be honest if I can get 6.5% with RS and a provision fund why bother? And I certainly wouldn’t bother with 20 platforms - way too much risk. I favour:
RS. Decent rates plus PF FC. Decent rates LW. Decent rates, PF, plus insurance AC. Good 30 day and quick access accounts.
Tried Funding Secure for a year or so. Bl**dy joke! More leaky loans than a colander at poundworld.
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ashtondav
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Post by ashtondav on Oct 12, 2018 12:33:07 GMT
Yesterday, I made a request to withdraw on the 30day account, but have received no email. No such request shows on the account statement. Have I made a mistake?
edit: ok no email but when I go to make another withdrawal it does show the available balance as the previous total less the requested withdrawal. I could have sworn you get an email, though. Maybe I’ve just missed it or deleted it.
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ashtondav
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Post by ashtondav on Oct 11, 2018 16:00:00 GMT
It would be madness to run the whole business on borrowing short to lend long, or at least very dangerous. A conservative middle way is more sensible.
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ashtondav
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Post by ashtondav on Oct 11, 2018 15:56:47 GMT
It’s certainly tested my endurance!
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ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
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Post by ashtondav on Oct 4, 2018 13:17:09 GMT
“Xmas cracker” ?
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ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
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Post by ashtondav on Oct 4, 2018 7:11:31 GMT
No, it's 6.0%. The lower offers are reinvestments at a specific lower rate, and the 4.6% was for "lend now" offers - although the page showing that seems to have disappeared since the new screens were introduced. HtH Some poor guys got done for market rate, last match was 3.3% on 5 year @ 07:05 Without the “dumb money” we wouldn’t be raking in those tasty 6%+ rates. Gawd bless ‘em, poor things...
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ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
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Post by ashtondav on Oct 3, 2018 15:34:08 GMT
It was always gonna flop. 20 times annual revenue and a pe of 400, for one part (commercial lending) of a traditional bank. That it is such a small niche market. FC I admire but it ain’t no Amazon.
should have been priced like Barclays, Lloyds or RBS.
zopa’s advisors are smarter - hence the building of a bank.
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ashtondav
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Post by ashtondav on Oct 3, 2018 15:29:35 GMT
It delays my withdrawals by maybe 15 minutes, and I think it worthwhile. If I really could only access the Internet daily then I too would be a bit annoyed I couldn’t give a perpetual “genuine” instruction, but I think such people would be in a very small minority.
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ashtondav
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Post by ashtondav on Oct 2, 2018 12:00:05 GMT
I hoovered up a few k at 6.6%
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ashtondav
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Post by ashtondav on Oct 2, 2018 7:50:46 GMT
Hurrah!
the latest download of ios12 seems to have fixed the problem and I can now lose make money again from the iPad.
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ashtondav
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Post by ashtondav on Sept 27, 2018 8:17:54 GMT
Maybe. But there are very few shares giving c6% dividend yield and capital growth. Furthermore there are quite a few shares with c6% yield that are screaming dogs. So far p2p has given me a much smoother ride than my share portfolio. I’m talking investment since 2005 in Zopa.
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ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
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Post by ashtondav on Sept 25, 2018 16:55:04 GMT
IOS 12 it is!
Thanks Apple, for wrecking my ability to make some money!
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ashtondav
Member of DD Central
Posts: 1,812
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Post by ashtondav on Sept 25, 2018 16:25:33 GMT
Quick Q - have you made sure cookies aren't disabled? Go to Settings > Safari > Block Cookies. Choose 'From third parties and advertisers' or 'Never'. Yep, cookies enabled. But now its happening on this forum I try to reply to your message, am told i need to log in. I log in and try to reply and am taken to the you need to log in to post screen. I am using my lap top at the moment!
Is my ipad useless? Why is no one else afflicted? Am i doomed?
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ashtondav
Member of DD Central
Posts: 1,812
Likes: 1,088
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Post by ashtondav on Sept 25, 2018 6:57:00 GMT
Sorry for resurrecting this as apparently no one else has this problem, but now I can’t get past the login page on Zopa!
As with ratesetter I enter my email and password, which are accepted (I’ve entered incorrect ones to check) but just get a redirect to the login page or with Zopa “you’ve signed out page”.
RS have never responded to me and Zopa just say use a laptop or desktop both of which do work with both sites.
Using iPad, safari and/or Chrome.
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