ganymede
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Post by ganymede on Dec 23, 2016 17:52:37 GMT
Keep the same is about the closest option. Moved some spare cash in rather than earn <1% but was intended for other P2P providers, just over the holiday period.
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ganymede
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Post by ganymede on Dec 2, 2016 11:38:20 GMT
Well my payments from Collateral and Moneything both arrived yesterday morning a couple of minutes after I requested them. Still waiting for savingstream's to arrive. I have to conclude that, for income seekers, they are effectively paying interest on the 2nd (hopefully!) of each month. My withdraw of interest arrived sometime this morning, requested on the 1st Dec. Still waiting on the bank to add interest for a Regular saver account due on the 1st Dec, and now says interest is due on the 31st Dec, and the new regular saver account I opened hasn't appeared either. Deposit to money thing, sent done and processed, got interest added. SS don't have the monopoly on getting things wrong/late.
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ganymede
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Post by ganymede on Dec 1, 2016 9:29:56 GMT
My interest is there when I looked, a request to withdraw it has been made, e-mail confirmed. Going to sit in a bank account earning next to nothing until something turns up.
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ganymede
Member of DD Central
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Lendy (L) in Administration
lower rates
Nov 30, 2016 20:39:18 GMT
Post by ganymede on Nov 30, 2016 20:39:18 GMT
Oh dear! Looks like Orcamoney's SSL certificate has also expired jordan ! Ooops I get this ... The owner of www.orcamoney.com has configured their website improperly. To protect your information from being stolen, Firefox has not connected to this website. This site uses HTTP Strict Transport Security (HSTS) to specify that Firefox may only connect to it securely. As a result, it is not possible to add an exception for this certificate. Learn more… Report errors like this to help Mozilla identify and block malicious sites www.orcamoney.com uses an invalid security certificate. The certificate expired on 11/30/16 19:03. The current time is 11/30/16 20:32. Error code: SEC_ERROR_EXPIRED_CERTIFICATE Site cannot be accessed.
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ganymede
Member of DD Central
Posts: 299
Likes: 207
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Post by ganymede on Nov 21, 2016 11:16:58 GMT
Just gone live £150.00 allocation Same £150 allocation.
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ganymede
Member of DD Central
Posts: 299
Likes: 207
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Post by ganymede on Nov 21, 2016 11:16:02 GMT
Just gone live £250.00 allocation Same £250 allocation.
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ganymede
Member of DD Central
Posts: 299
Likes: 207
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Post by ganymede on Nov 18, 2016 12:01:56 GMT
Btw, for anyone currently with £5k+ burning a hole in their pocket, BridgeCrowd still have £600k availability in a £1.74m loan at 12%, secured 2nd charge at 61% LTV on a substantial (owner-occupied) house in Ealing, 12 months term with full interest retained at drawdown. Had a look, could have put the £5k minimum per loan into the FAQ's. Also seems to be no Secondary Market either yet FAQ says there is, so no exit if needed, no picking up a spread of loans. Not for me.
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ganymede
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Post by ganymede on Nov 15, 2016 13:27:25 GMT
Hi Duck I will respond on here and send out a general update. You have probably seen, but the site is down now for the next couple of hours as per our email. Regards Ablrate I didn't get the e-mail, I did get the second e-mail saying live again, and SM paused etc.
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ganymede
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Post by ganymede on Nov 1, 2016 13:20:23 GMT
Checked today and appears the loans rate has been corrected and now displays 10% rather than 9.9996% for the loan or 9.96% on the loan parts.
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ganymede
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Post by ganymede on Oct 31, 2016 8:38:37 GMT
For now £1.64 is correct amount, over the year it makes £1.19 difference or over 182days term £0.59. On what size holding? Since I've earned 27p on my £500 holding, it sounds like that 59p difference is on a holding of six grand or so, right? Holding size is £3000. For £500 it's about 10p difference. >>> 0.0396/100.0*182/365*500.00 0.09872876712328768 >>> 0.0396/100.0*182/365.25*3000.00 0.5919671457905545 rounds to £0.10 and £0.59
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ganymede
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Post by ganymede on Oct 31, 2016 7:47:47 GMT
The people who are reporting 0%, may I ask if you are in negative balance? Did say I had a negative balance and still do. Just checked this morning and the problem has been corrected. Show £1.64 interest, and expanded to show loan part I see 9.96%. Still not correct as loan itself shows 9.9996% so lost some 0.0396%, if only displaying to 2dp it should be 9.99%. For now £1.64 is correct amount, over the year it makes £1.19 difference or over 182days term £0.59.
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ganymede
Member of DD Central
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Post by ganymede on Oct 30, 2016 11:09:46 GMT
Yup mine showing 0% also. Has anyone checked their interest for the 9% loan? Yes I checked PBL144 and had 9% / 7p interest. However I had zero balance after the purchase, rather than the current negative balance. So not quite the same circumstances.
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ganymede
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Post by ganymede on Oct 30, 2016 7:31:39 GMT
Having been allocated some of this loan yesterday.
When I expand to see the loan parts I see 0%. The interest column has £0.00 added overnight/ to date.
I can't recall this happening before with loan parts going live.
There is the added complication of month end interest as tomorrow is the last day of the month, and interest gets added to the account at the month end.
Did apply for 9.9996%, not 0% as currently shown.
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ganymede
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Post by ganymede on Oct 29, 2016 7:36:21 GMT
Live, my allocation £3000 1039 investors Some on SM all gone now.
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ganymede
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Post by ganymede on Oct 28, 2016 11:37:12 GMT
I got £1000 allocated that I asked for. Had picked up some PBL093 days before, so rolled over.
None of the rolled-over is eligible for resale. Looking out of interest rather than wanting to sale any.
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