jontyab
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Post by jontyab on May 1, 2018 19:25:16 GMT
I got in after a few attempts.
Things considered I'd much prefer the resiliency to error out for whatever reason rather than let people incorrectly place bids and ABL having to reconcile things after and roll bids back.
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jontyab
Member of DD Central
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Likes: 79
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Post by jontyab on May 1, 2018 7:43:44 GMT
I feel like I'm not in on a joke.
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jontyab
Member of DD Central
Posts: 116
Likes: 79
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Post by jontyab on Apr 26, 2018 15:09:32 GMT
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jontyab
Member of DD Central
Posts: 116
Likes: 79
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Post by jontyab on Apr 25, 2018 11:00:34 GMT
Apparently the C**** K*** loan has repaid today - there was a suggestion as much in an email last month that the borrower was 'looking to do an early repayment' but no word (yet) that it had actually repaid.
I logged in just there to find my entire investment ready to withdraw.
Edit: And there's the email. Not much to add, it just clarifies that everything went as planned
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jontyab
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Post by jontyab on Apr 10, 2018 11:51:06 GMT
Triple interest payment on this today. Error? Oh, so it was. I'd issued the withdrawal already. I'd blindly assumed they'd started capital repayments but those only start in august
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jontyab
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Post by jontyab on Apr 9, 2018 9:03:25 GMT
Surprisingly just had ~10% repaid already. It looks like the Q2 auctions have seen a strong start at the hands of some especially affluent individuals. I didn't expect repayments so soon so I suppose this may be an initial ad hoc repayment propped up by Q1 proceeds. Some documentation would be nice but I'm not too concerned. I went in a little deep into this one so I welcome a slight drop in capital
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jontyab
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Likes: 79
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Post by jontyab on Apr 7, 2018 17:44:12 GMT
I'll jump on this if anyone is willing - I've been eyeing LW for a while but never opened an account
Edit: got one, thanks
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jontyab
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Post by jontyab on Apr 5, 2018 15:06:25 GMT
Edit: this might of course eventually result in it being written off, but at the very least I would expect PBL084 to receive the remainder of its accrued interest if PBL166 receives any interest at all. This is complicated by the fact that the PBL166 loan page states: Although I agree it feels a bit gritty that the interest may be written off for the PBL084 yet potentially paid in full on the second charge PBL166 - I guess if you don't like it that's what the vote is for.
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jontyab
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Post by jontyab on Apr 5, 2018 14:26:42 GMT
Agreed - and I suspect most would share that sentiment.
I'd be disappointed to be proven wrong on that, but my stake in this is small enough that I'd be delighted with no less than full capital replayment
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jontyab
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Post by jontyab on Apr 5, 2018 12:15:10 GMT
Our individual auto lend instructions don't help much without an idea of the corresponding loan allocations. I feel like there's more to it than 'you get your full even-share allocation to a non-random loan provided it's lower than both your cash balance and corresponding autolend setting' (though intuitively this is how it should operate to me) p2pindependentforum.com/post/240641/thread is the only effort so far I've seen to this end.
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jontyab
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Post by jontyab on Mar 23, 2018 15:51:10 GMT
The buy button wasn't showing at first for me either. Quite appropriately it doesn't let me purchase any more.
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jontyab
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Post by jontyab on Mar 23, 2018 15:45:17 GMT
I've just received the following email (twice) referring to this same loan.Although it appears the original commit-to-lend figure I'd put in prior is still being respected. ~£50000 remains Available for Investment.
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jontyab
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Post by jontyab on Mar 22, 2018 23:03:54 GMT
Lendy don't want to get the SM moving, they want to fund new loans and pocket the interest of loans on the clogged SM from which they'll be netting around £3000 a day! I always feel the practice of stoping paying interest when it is up for sale in secondary market is unfair and almost sinister. For sales doesn’t mean at all any of the loan aren’t funded! Lender bears the same amount of risk during up-for-sale period. But this unfair practice has been adopted by all(?) p2p platforms. Sometimes I wonder, why am I still investing with these market abusers. Maybe it is time to say enough is enough. Several platforms accrue interest on selling parts. Assetz and Ablrate come to mind
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jontyab
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Likes: 79
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Post by jontyab on Mar 22, 2018 20:19:25 GMT
a little more resilient when ABL are being hammered Speak of the devil..
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jontyab
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Posts: 116
Likes: 79
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Post by jontyab on Mar 22, 2018 20:14:27 GMT
After about 20 attempts... Gosh, whatever could the problem be
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