jontyab
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Post by jontyab on Feb 8, 2018 14:57:12 GMT
Got my fiver back already
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jontyab
Member of DD Central
Posts: 116
Likes: 79
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Unbolted (UB)
ISA
Feb 6, 2018 9:50:16 GMT
jonno likes this
Post by jontyab on Feb 6, 2018 9:50:16 GMT
As much as I like this platform, the only way I'd bother with an unbolted IFISA is if they support partial transfers in.
It'd be foolish to lock a whole years ISA allowance to a platform you can only dribble ~£25 a day in (Assuming you didn't have other ISA categories to fill).
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jontyab
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Post by jontyab on Feb 5, 2018 13:59:44 GMT
I can't speak for Collateral, but In my experience:
COL will continue to expect the deposit (and only that specific amount) that you notified them of. If it was done very recently I'd place a second deposit request for the amount you actually sent, which should get picked up and credited.
The unsatisfied deposit request will likley get cancelled eventually, although I'd contact support to ensure it's handled cleanly.
If you do nothing I'd expect them to contact you or just return the payment - I'm sure they'd prefer you get in touch before this.
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jontyab
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Post by jontyab on Feb 2, 2018 9:41:35 GMT
Just £74.45 left at present. My desire to have a nice round number invested is being tested.
edit: I caved - All gone!
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jontyab
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Likes: 79
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Post by jontyab on Jan 31, 2018 11:10:54 GMT
A minor hangup of mine: When creating offers for amortising loans, I would appreciate a visual indication of the the payment date within the valid-until date picker, or for invalid date ranges to be de-emphasised in some way.
Too often I have to stop and check the date, or dismiss the 'Amortised loan offers can't be valid past the payment date' message.
At very least a note in the offer details form would catch my eye as a reminder.
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jontyab
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Likes: 79
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Post by jontyab on Jan 20, 2018 8:33:12 GMT
From pbl084 updates: we cannot proceed with the standstill agreement as originally proposed due to the Borrower not being able to meet the conditions to the standstill agreement. As a result, we are in discussions with our solicitors as to how best to proceed and recover the outstanding balance owed.
But don't worry, it's not DEF. See? Still in 'live loans' and everything.
I'm reasonably confident this will resolve eventually, I only have sine scraps in this loan but do think the ambiguity with the suspended categorisation is not helping lenders
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jontyab
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Posts: 116
Likes: 79
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Lendy (L) in Administration
Vote for us!
Jan 16, 2018 12:17:45 GMT
Post by jontyab on Jan 16, 2018 12:17:45 GMT
I used their handy link to vote for someone else. Now see, having not heard of these awards, I was inclined to do the same. I'd bet the number of "Vote now" email click-throughs will sound mighty impressive in the next newsletter.
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jontyab
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Post by jontyab on Dec 15, 2017 10:37:11 GMT
ablrate can you hold these portfolio loans within an IFISA? The public portfolio loans page linked states "IFISA Eligible" near the bottom.
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jontyab
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Post by jontyab on Nov 13, 2017 20:09:06 GMT
15% loan Filled in under 9 minutes!
Investors will be excited for their Instant Returns payout, I'm sure.
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jontyab
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Post by jontyab on Jul 10, 2017 11:30:22 GMT
I don't appreciate that offers can be listed to 3 decimal places. It encourages leapfrogging each other to slot-in offers ahead of others with only a negligible difference in price. It will also clutter up the bids/offers page once it gets more populated.
ABL only allows listing at xx.x%, meaning if you really want a preferential position in the market you have to pay for it.
Edit: I'm actually not sure how a feel about this - It just feels a bit petty undercutting offers, and It'd be annoying to have to log in frequently to baby-sit your offers for a small fraction of a percent.
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jontyab
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Post by jontyab on Jun 15, 2017 11:06:00 GMT
Thanks for sharing leopardcat huddlecapital assuming there is demand on the SM, were we to sell pieces of the original loan to diversify would that have any impact on the 20% credit? Do loans on the SM still accure interest while waiting to be sold? Thanks Terms suggest the account would be credited 'within 30 days of the first funds invested in a Loan Offer.' and that 'The investor can withdraw a cash equivalent of the Reward after a period of six months subsequent to the Reward being credited to their account.' This seems pretty clear - once credited you'd keep it provided you don't withdraw within six months. Although there is no specific mention of SM cashback eligibility in the terms so further clarification would be nice.
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jontyab
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Post by jontyab on Jun 12, 2017 15:23:04 GMT
Do you mean the minimum deposit? on actually placing the bid I see"Amount (minimum £1)".
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jontyab
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Post by jontyab on Jun 12, 2017 14:37:45 GMT
Might've been someone unsure of the terms, who invested £1 to 'lock in' their eligibility.
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jontyab
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Likes: 79
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Post by jontyab on Jun 11, 2017 19:57:24 GMT
Deposits aren't processed over the weekend, and with only one loan to choose from I doubt there are many holding uninvested cash on the platform. There'll probably be a small spike on monday.
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jontyab
Member of DD Central
Posts: 116
Likes: 79
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Post by jontyab on Jun 9, 2017 13:53:47 GMT
SSL is now in place.
I'd tell you who the CA they've used are, but apparently my workplace overrides all certificates with their own so I can't tell - Hooray for corporate networks!
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