DDCentral
Member of DD Central
Posts: 32
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Post by DDCentral on Nov 9, 2017 11:44:50 GMT
The offer remains open for platforms to utilise a private board arrangement on this forum (as per AC pink pages), and undertake their own KYC checks on posters before granting access.
In DD Central, we have stated "In general AC loan DD is probably best discussed on the AC private board, and likewise TC loan DD on the thincats.net forum." The same would apply to any other platform that utilised a private board.
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eeyore
Member of DD Central
Posts: 797
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Post by eeyore on Nov 9, 2017 11:59:45 GMT
Hang on!
How is DDCentral a member when he's only got 6 posts to his name?
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Post by Badly Drawn Stickman on Nov 9, 2017 12:03:36 GMT
Hang on! How is DDCentral a member when he's only got 6 posts to his name? Technically DDCentral is gender neutral, otherwise as you were.
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DDCentral
Member of DD Central
Posts: 32
Likes: 14
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Post by DDCentral on Nov 9, 2017 12:03:38 GMT
Hang on! How is DDCentral a member when he's only got 6 posts to his name? In case this is a serious question - there is a signature on the account stating DDCentral is operated by forum staff for administrative purposes.
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markb
Member of DD Central
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Post by markb on Nov 9, 2017 13:17:24 GMT
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beechside
Member of DD Central
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Post by beechside on Nov 9, 2017 13:26:22 GMT
Am torn on this...
On the one hand, I would like to be able to discuss investments openly and without redaction.
On the other hand, I can think of two loans where good 3rd party DD and open discussion with the platforms have revealed information leading to the cancellation of the loans. Are we and the platforms not better off because of those joint discussions?
In any case it wouldn't take long for a platform to set up a new user, create 50 seemingly sensible posts and apply for membership. Hiding an IP address is easy so the platforms would be hidden in plain sight.
I realise this isn't necessarily a democratic decision but, were it so, I'd vote for allowing platforms in. We cannot practically stop them...
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markb
Member of DD Central
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Post by markb on Nov 9, 2017 13:29:30 GMT
Presumably the concern is that Platform A doesn't want Platform B to see unredacted information about its pipeline. So rather than orange pages, we'd need pink pages for each individual platform.
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shimself
Member of DD Central
Posts: 2,563
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Post by shimself on Nov 9, 2017 13:33:41 GMT
Presumably the concern is that Platform A doesn't want Platform B to see unredacted information about its pipeline. So rather than orange pages, we'd need pink pages for each individual platform. I'd be amazed if someone working at platform A isn't a lender at B C D etc already. and so on
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shimself
Member of DD Central
Posts: 2,563
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Post by shimself on Nov 9, 2017 13:34:50 GMT
adminstrative purposes.
The Leith poleesh
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Post by mrclondon on Nov 9, 2017 13:36:03 GMT
Presumably the concern is that Platform A doesn't want Platform B to see unredacted information about its pipeline. So rather than orange pages, we'd need pink pages for each individual platform. Agreed, and indeed about its loan book in general to prevent poaching at maturity. One other major issue is DD Central will be attempting to understand and document the connections between loans to different legal entities (but with common ownership and/or senior management), where the loans to such entities may be on different platforms. Segregating discussion on a per platform basis is not necessarily the best approach.
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shimself
Member of DD Central
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Post by shimself on Nov 9, 2017 13:36:36 GMT
Has the platform actually received advice from a suitable specialist regarding the danger of a law suit which it wouldn't be able to (afford to) defend if one of us maligns some poor ickle wickle platform or borrower
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Post by mrclondon on Nov 9, 2017 13:38:59 GMT
Has the platform actually received advice from a suitable specialist regarding the danger of a law suit which it wouldn't be able to (afford to) defend if one of us maligns some poor ickle wickle platform or borrower The liability to defend such legal action rests soley on the shoulders of the person making the statement that maligns the individual or legal entity concerned.
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ton27
Member of DD Central
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Post by ton27 on Nov 9, 2017 13:41:18 GMT
Only 6 more posts to go - my error - already there!
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Post by mrclondon on Nov 9, 2017 13:43:03 GMT
And to remind everyone that the intent is posters on DD Central will be posting a redacted summary of any key information on the public forum, so DD will continue to be visible in redacted form to platform reps, who are free to challenge as now either publiclly or by PM to the poster. DD Central members who fail to do so may have their access to DD Central withdrawn.
One way of looking at DD Central is that it is a repository of references to support posts on the public forum. If you take my recent posts on the MT and FS public boards, there is a corresponding post in DD Central giving references to support my post (links to companies house, links to planning portals, details of other loans etc). This allows for easy verification of the public post by anyone who is a DD Central member, and makes it easier to challenge any wrong conclusions I may have drawn.
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shimself
Member of DD Central
Posts: 2,563
Likes: 1,171
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Post by shimself on Nov 9, 2017 14:31:02 GMT
Has the platform actually received advice from a suitable specialist regarding the danger of a law suit which it wouldn't be able to (afford to) defend if one of us maligns some poor ickle wickle platform or borrower The liability to defend such legal action rests soley on the shoulders of the person making the statement that maligns the individual or legal entity concerned. In which case what is the reason for having a 2 tier platform?
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