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Post by p2plender on Apr 27, 2018 12:23:18 GMT
Ehhm that's one loan. Where should we start with all the rest that are in negative days, suspended, defaulted - though not sure what that word means anymore..
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hazellend
Member of DD Central
Posts: 2,363 
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Post by hazellend on Apr 27, 2018 20:21:51 GMT
Negative days doesn't concern me. Many of my loans have gone into negative days with high chance of loan being extended by borrower.
There are a lot of decent loans available on the secondary market at the moment. If somebody was looking to scale significantly into P2P there is plenty to diversify into, which was not possible in the golden year.
I will not be withdrawing from Lendy. I've not lost a penny in 3 years, and all my current loans are looking solid so looks likely to continue.
Sure, I've dodged a few bullets, but I'm willing to let it slide as I think Lendy are looking to improve.
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Post by martin44 on Apr 27, 2018 23:12:43 GMT
Negative days doesn't concern me. Many of my loans have gone into negative days with high chance of loan being extended by borrower. There are a lot of decent loans available on the secondary market at the moment. If somebody was looking to scale significantly into P2P there is plenty to diversify into, which was not possible in the golden year. I will not be withdrawing from Lendy. I've not lost a penny in 3 years, and all my current loans are looking solid so looks likely to continue. Sure, I've dodged a few bullets, but I'm willing to let it slide as I think Lendy are looking to improve. Agreed. that's been pretty much my position for the past 6 months or more, i trust Em to do the right thing... Famous last words. 
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Post by p2plender on Apr 28, 2018 0:03:16 GMT
Good luck to both of you. Quite how you've dodged bullets surprises me but it's good to hear there's still success stories. Personally I feel Lendy pretty much make up the fortnightly updates (Wolves a very good example), so they are completely uninvestable.
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Post by madkings on Apr 28, 2018 11:16:43 GMT
Anyone else think Lendy is paying a company to write 5* reviews on TrustPilot? Amazing how in one day they get 20 5* reviews and before this had 3 months of bad reviews.... VERY SUSS
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hazellend
Member of DD Central
Posts: 2,363
Likes: 2,180
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Post by hazellend on Apr 28, 2018 11:21:21 GMT
Anyone else think Lendy is paying a company to write 5* reviews on TrustPilot? Amazing how in one day they get 20 5* reviews and before this had 3 months of bad reviews.... VERY SUSS One of the 5 x reviews was from me
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webwizard
Member of DD Central
Posts: 157
Likes: 145
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Post by webwizard on Apr 29, 2018 6:54:15 GMT
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brianlom1
Member of DD Central
He's not the Messiah, he's a very naughty boy!
Posts: 400
Likes: 416
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Post by brianlom1 on Apr 29, 2018 8:40:11 GMT
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sj
Member of DD Central
Posts: 229
Likes: 330
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Post by sj on Apr 29, 2018 9:21:50 GMT
Was just about to post the same thing myself, you beat me to it. Are Lendy really above such underhanded tactics? Ha, no of course they're not!
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warn
Member of DD Central
Curmudgeon
Posts: 638
Likes: 659
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Post by warn on Apr 29, 2018 13:24:51 GMT
Was just about to post the same thing myself... Coincidence? 
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shimself
Member of DD Central
Posts: 2,563
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Post by shimself on Apr 29, 2018 15:07:54 GMT
I must say, I find the latest reviews on Trustpilot very bizarre. Lendy were consistently given very bad reviews for the past couple of months with the occasional half decent review (one of which I did myself). But yet with the e-mail Lendy sent asking people to rate them, there has been a massive upsurge in positive reviews with only a small handful of negative reviews. Has something changed in the past couple of days that I'm not aware off that has caused a sudden change for investors to be really positive about Lendy? The default list hasn't changed and no major repayments so what is going on?? Hypothesis I do the occasional trustpilot review and also tripadvisor. I seem to restrict myself naturally to the 5* brilliant, great or the nul points dire, where my reaction has been strong enough to think it's worth telling others. Most lenders might not have yet realised how deep a hole lendy have dug, so the reviews are coming from the 12% what's not to like brigade.
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shimself
Member of DD Central
Posts: 2,563
Likes: 1,171
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Post by shimself on Apr 29, 2018 15:11:29 GMT
Thus we should not use TP for reviews and anyway, this forum is probably the place potential investors look. Thus: ... Last year COL came second in the popularity poll.
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Post by p2plender on Apr 29, 2018 19:58:07 GMT
Did see that!
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empirica
Member of DD Central
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Post by empirica on May 1, 2018 21:45:45 GMT
Thus we should not use TP for reviews and anyway, this forum is probably the place potential investors look. Thus: ... Last year COL came second in the popularity poll. Forgive the sweeping generalisations, but __ at the time Collateral were visibly doing nothing wrong. __ just based on my recent observations, mostly as an outsider looking in, and Lendy has barely got anything right in the last six months. It's difficult to see how anyone with a long enough exposure to Lendy, sufficient to give a meaningful review, would deem Lendy worthy of 5-stars.
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hazellend
Member of DD Central
Posts: 2,363
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Post by hazellend on May 1, 2018 21:51:16 GMT
Last year COL came second in the popularity poll. Forgive the sweeping generalisations, but __ at the time Collateral were visibly doing nothing wrong. __ just based on my recent observations, mostly as an outsider looking in, and Lendy has barely got anything right in the last six months. It's difficult to see how anyone with a long enough exposure to Lendy, sufficient to give a meaningful review, would deem Lendy worthy of 5-stars. They have done lots of things right. I’m happy anyway.
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