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Post by mrclondon on Oct 21, 2014 12:11:00 GMT
Has anyone worked out how to sell at a discount yet ?
Or indeed to know what level of discount is being offered by others ?
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Post by chris on Oct 21, 2014 12:11:02 GMT
Given that quite a lot has changed, so far found it surprisingly easy to navigate my way around. I had avoided Essex BL, but since there was a loan unit for 35p apparently available, out of curiosity I decided to buy it....... How does one get a 35p loan unit ? I like the new filters (at least I believe they are new). Quite intuitive. There's an arbitrary limit of £1 as a minimum investment so I'm not sure you can buy it. I may remove that limit though as the system should cope down to 1p and you can earn interest as usual on that.
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Post by chris on Oct 21, 2014 12:11:43 GMT
Has anyone worked out how to sell at a discount yet ? Currently hidden whilst we bed the system in. Didn't want to add to the confusion, will be back in a few days.
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niceguy37
Member of DD Central
Posts: 504 
Likes: 254
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Post by niceguy37 on Oct 21, 2014 12:14:18 GMT
Given that quite a lot has changed, so far found it surprisingly easy to navigate my way around. I had avoided Essex BL, but since there was a loan unit for 35p apparently available, out of curiosity I decided to buy it....... How does one get a 35p loan unit ? I like the new filters (at least I believe they are new). Quite intuitive. There's an arbitrary limit of £1 as a minimum investment so I'm not sure you can buy it. I may remove that limit though as the system should cope down to 1p and you can earn interest as usual on that. You could allow the last remnant of a loan be hoovered up, just to keep things tidy.
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niceguy37
Member of DD Central
Posts: 504
Likes: 254
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Post by niceguy37 on Oct 21, 2014 12:16:13 GMT
Not showing all loans in a single scrolling list is more preparation for when we have many more loans on the site as it will eventually become completely impractical, and that limit will be different for different users. I'll see about increasing the number show per page to double what's currently there. Chris, perhaps a dropdown menu with a (remembered) choice of loans per page from 10 to say 200 (or whatever limit you feel your software can accommodate) - this should then keep both the scroll and click brigades happy. Would also like to see the Loan Book headers (and in fact all the large headers) compressed, or at least the option to have it compressed. But more importantly, where have the buttons to download the Loans data as xls/csv disappeared to? Perhaps some options on the user profile page for preferred number of loans per page. Advanced users could then easily customise it for themselves.
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Post by chris on Oct 21, 2014 12:16:37 GMT
Not showing all loans in a single scrolling list is more preparation for when we have many more loans on the site as it will eventually become completely impractical, and that limit will be different for different users. I'll see about increasing the number show per page to double what's currently there. Chris, perhaps a dropdown menu with a (remembered) choice of loans per page from 10 to say 200 (or whatever limit you feel your software can accommodate) - this should then keep both the scroll and click brigades happy. Would also like to see the Loan Book headers (and in fact all the large headers) compressed, or at least the option to have it compressed. But more importantly, where have the buttons to download the Loans data as xls/csv disappeared to? Will raise all this with my new designer later this week - we'll address all over time. Both a full loan book download and a download for your investments are on our to do list for the imminent future.
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Post by gonzo on Oct 21, 2014 12:16:39 GMT
chris I've had a good look around and been on the tour, but still cannot locate my shadow account - is it hiding?
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Post by pepperpot on Oct 21, 2014 12:16:50 GMT
I put a bit of wrexham up for sale, it has gone, do sale proceeds land in current cash or get immediately recycled as available for investment? If recycled I think the lack of statement entries needs addressing asap.
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Post by bracknellboy on Oct 21, 2014 12:17:28 GMT
Given that quite a lot has changed, so far found it surprisingly easy to navigate my way around. I had avoided Essex BL, but since there was a loan unit for 35p apparently available, out of curiosity I decided to buy it....... How does one get a 35p loan unit ? I like the new filters (at least I believe they are new). Quite intuitive. There's an arbitrary limit of £1 as a minimum investment so I'm not sure you can buy it. I may remove that limit though as the system should cope down to 1p and you can earn interest as usual on that. well I managed to buy it according to the system (now in my loans and no longer available for sale). I might try selling it again as I was never particularly interested in this one. But then again, if I hold onto it I might remain the only person ever to have bought a 35p loan unit on AC.
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Post by chris on Oct 21, 2014 12:19:02 GMT
chris I've had a good look around and been on the tour, but still cannot locate my shadow account - is it hiding? There is no shadow account any more as there's no more bidding. You can see historic bids via the Report menu. All investments are now live cash to buy loan units via the aftermarket, and we have to insist on real deposited cash for compliance reasons (amongst others).
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Post by chris on Oct 21, 2014 12:20:36 GMT
There's an arbitrary limit of £1 as a minimum investment so I'm not sure you can buy it. I may remove that limit though as the system should cope down to 1p and you can earn interest as usual on that. well I managed to buy it according to the system (now in my loans and no longer available for sale). I might try selling it again as I was never particularly interested in this one. But then again, if I hold onto it I might remain the only person ever to have bought a 35p loan unit on AC. Ah I wasn't thinking straight. If you set your target higher than £1 then it would hoover up anything available.
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Post by chris on Oct 21, 2014 12:21:46 GMT
I put a bit of wrexham up for sale, it has gone, do sale proceeds land in current cash or get immediately recycled as available for investment? If recycled I think the lack of statement entries needs addressing asap. It'll recycle as quickly as it can unless you have a withdrawal target set.
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ramblin rose
Member of DD Central
“Some people grumble that roses have thorns; I am grateful that thorns have roses.” — Alphonse Karr
Posts: 1,370
Likes: 857
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Post by ramblin rose on Oct 21, 2014 12:25:27 GMT
Can you PM me the email you use on the site and I'll investigate. Did your balance go down by the 279 or 262 value? AI (or manual investments as it is now) is now driven off that segregated account NOT your cash balance. Thanks for PMing me the details. Okay it's invested £17 of your funds in Hackney as the funds were transferred, using your old AI targets (or new ones you've set since the go live). It doesn't appear on your statement due to the segregation of the accounts as described in my other posts. What's missing is an option for lenders to see the statements for each of the segregated accounts. I've created a high priority ticket to resolve this so will try and get something done by the end of today (tomorrow at the latest) as I can see how useful it would be. Thank you for clearing that up Chris - I'd absolutely NEVER have spotted that my Hackney holding had gone up by £17. Glad we'll be getting an investment account statement; 'useful' is a rather understated word for it - 'absolutely vital' is a more correct description  .
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niceguy37
Member of DD Central
Posts: 504
Likes: 254
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Post by niceguy37 on Oct 21, 2014 12:28:27 GMT
well I managed to buy it according to the system (now in my loans and no longer available for sale). I might try selling it again as I was never particularly interested in this one. But then again, if I hold onto it I might remain the only person ever to have bought a 35p loan unit on AC. Ah I wasn't thinking straight. If you set your target higher than £1 then it would hoover up anything available. My target for Coventry Serviced Office Loan is £200 more than my current investment, and I've cash in Manual account, but the system has not purchased the 17p it says is available.
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Post by chris on Oct 21, 2014 12:29:31 GMT
Thanks for PMing me the details. Okay it's invested £17 of your funds in Hackney as the funds were transferred, using your old AI targets (or new ones you've set since the go live). It doesn't appear on your statement due to the segregation of the accounts as described in my other posts. What's missing is an option for lenders to see the statements for each of the segregated accounts. I've created a high priority ticket to resolve this so will try and get something done by the end of today (tomorrow at the latest) as I can see how useful it would be. Thank you for clearing that up Chris - I'd absolutely NEVER have spotted that my Hackney holding had gone up by £17. Glad we'll be getting an investment account statement; 'useful' is a rather understated word for it - 'absolutely vital' is a more correct description . Yeah it's strange how that kind of function never comes up in testing as you're already watching all your balances like a hawk making sure they update as they should that you just don't think about historical lists. One of our developers is working on it now and it'll be there later today.
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